FSB INSURANCE SERVICE LIMITED Credit Check Report

Company Overview

Fsb Insurance Service Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 22 June 2017, so this is a well established company. Fsb Insurance Service Limited has been in business for 8 years and 9 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.

Registered Address

20 Fenchurch Street, London, EC3M 3AZ

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Companies House Data

Company Name	FSB INSURANCE SERVICE LIMITED
Company Number	10831430
Registered Office Address	20 Fenchurch Street
	EC3M 3AZ
Company Category	Private Limited Company
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	22/06/2017
Accounting Reference Date Day	31
Accounting Reference Date Month	12
Accounts Next Due Date	30/09/2026
Accounts Last Made Up Date	31/12/2024
Accounts Account Category	FULL
Returns Next Due Date	20/07/2018

Previous Company Name	Changed Date
RUSKIN SQUARE LIMITED	20 Dec 2018

Directors & Members

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	Stephen Askew - Director (British, 72 years old, born June 1954) Appointed 08 April 2021	Active
	Michael Cherry - Director (British, 73 years old, born November 1953) Appointed 16 August 2017, Resigned 08 March 2018	Resigned
	Jason Duncan - Director (British, 51 years old, born September 1975) Appointed 01 January 2020	Active
	Katherine Freemantle - Director (British, 37 years old, born August 1989) Appointed 16 February 2022	Active
	Neil Galjaard - Director (British, 60 years old, born November 1966) Appointed 22 June 2017, Resigned 27 November 2025	Resigned
	Alexis Lay - Director (British, 75 years old, born August 1951) Appointed 11 May 2020, Resigned 04 July 2023	Resigned
	Timothy Lazenby - Director (British, 71 years old, born April 1955) Appointed 23 January 2018, Resigned 16 February 2022	Resigned
	Julie Lilley - Director (British, 67 years old, born January 1959) Appointed 16 August 2017, Resigned 23 January 2018	Resigned
	Julie Lilley - Director (British, 67 years old, born January 1959) Appointed 10 June 2024, Resigned 23 April 2025	Resigned
	Gary Lovatt - Director (British, 67 years old, born July 1959) Appointed 09 December 2019, Resigned 08 April 2021	Resigned
	David Miles - Director (British, 50 years old, born March 1976) Appointed 08 March 2018, Resigned 23 April 2020	Resigned
	Laurence Milsted - Director (British, 66 years old, born October 1960) Appointed 04 July 2023, Resigned 09 April 2024	Resigned
	Lee Mooney - Director (British, 47 years old, born September 1979) Appointed 19 November 2025	Active
	David Perry - Director (British, 64 years old, born May 1962) Appointed 22 June 2017	Active
	Ian Ross - Director (British, 41 years old, born October 1985) Appointed 23 April 2025	Active
	David Stallon - Director (British, 72 years old, born February 1954) Appointed 23 January 2018, Resigned 02 September 2019	Resigned
	Thomas Vince - Director (British, 35 years old, born July 1991) Appointed 22 June 2017, Resigned 22 June 2017	Resigned
	Simon Wilson - Director (British, 48 years old, born December 1978) Appointed 22 June 2017, Resigned 31 December 2019	Resigned
	Norose Company Secretarial Services Limited - Secretary Appointed 22 June 2017, Resigned 22 June 2017	Resigned

Secretaries

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	Andrew Bailey - Secretary Appointed 22 June 2017, Resigned 16 October 2019	Resigned
	Lara Teesdale - Secretary Appointed 16 October 2019	Active
	Norose Company Secretarial Services Limited - Secretary Appointed 22 June 2017, Resigned 22 June 2017	Resigned

Other Company Directorships

Stephen Askew
ACADEMY FM THANET
BJA KENT LLP
BURNS WARING FINANCIAL SOLUTIONS LIMITED
BURNS WARING LIMITED
BURNS WARING LLP
BUSINESS BOOT CAMPS LIMITED
CANTERBURY & COASTAL HOMESTART LIMITED
CANTERBURY AND DISTRICT EARLY YEARS LIMITED
CONFERENCES INTERNATIONAL LIMITED
COURTDEAN BUSINESS SYSTEMS LIMITED
EYE PUBLISHING LIMITED
MACINTYRE HUDSON LLP
MARTELLS LIMITED
MOMENTUM BUSINESS SOLUTIONS LIMITED
NATIONAL FEDERATION OF SELF EMPLOYED AND SMALL BUSINESSES LIMITED
PROBIZ SOUTHERN LIMITED
RESULTS INCORPORATIONS LIMITED
RESULTS MANAGEMENT SYSTEMS LIMITED
RESULTS SECRETARIAL SERVICES LIMITED
SIXFIVENINETWO LIMITED
SME PAYROLL SERVICES LIMITED
SPEAKING OF LEARNING LIMITED
TAX AND VAT CENTRE LIMITED
THE CONSULTANCY DEVELOPMENT NETWORK LIMITED
WARINGS LIMITED

Jason Duncan
No companies found

Katherine Freemantle
No companies found

Lee Mooney
CAUNCE O'HARA & COMPANY LIMITED
EXPRESSION INSURANCE SERVICES LIMITED
MARKEL PROTECTION LIMITED

David Perry
ALLCOVER INSURANCE BROKERS LTD
ALLINGTON (2003) LTD
BIRRELL HOLDCO LIMITED
BRITISH INSURANCE BROKERS' ASSOCIATION
CHANNINGS HOVE LIMITED
COUNTY HOLDCO LIMITED
EASTCHESTER UNDERWRITING LIMITED
FOLGATE WARREN HILL RISK SOLUTIONS LIMITED
FORUM OF PRIVATE BUSINESS LIMITED(THE)
GREENS HOLDCO LIMITED
HARLANDS FINANCE LIMITED
HARLANDS GROUP LTD
HARLANDS SERVICES LTD
MINORITY VENTURE PARTNERS 4 LIMITED
THE EASTCHESTER GROUP LIMITED
TRIMULGHERRY INVESTMENTS LIMITED

Ian Ross
NATIONAL FEDERATION OF SELF EMPLOYED AND SMALL BUSINESSES LIMITED
WHITEHEAD-ROSS INVESTMENTS LIMITED

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around EC3M 3AZ

	TERRA NOVA PROTECTION & INDEMNITY AGENCY LIMITED 20 Fenchurch Street, London, EC3M 3AZ
	MARKEL CAPITAL LIMITED 20 FENCHURCH STREET, LONDON, EC3M 3AZ
	MARKEL SYNDICATE MANAGEMENT LIMITED 20 FENCHURCH STREET, LONDON, EC3M 3AZ
	MARKEL INTERNATIONAL INSURANCE COMPANY LIMITED 20 FENCHURCH STREET, LONDON, EC3M 3AZ
	ABBEY LEGAL PROTECTION LIMITED 20 Fenchurch Street, London, EC3M 3AZ
	MARKEL EUROPE LIMITED 20 Fenchurch Street, London, EC3M 3AZ
	ALTERRA CORPORATE CAPITAL 2 LIMITED 20 FENCHURCH STREET, LONDON, EC3M 3AZ
	ACCTX UK LIMITED 20 FENCHURCH STREET, LONDON, EC3M 3AZ
	EC INSURANCE COMPANY LIMITED 20 Fenchurch Street, London, EC3M 3AZ
	ACCTX CONSULTING LIMITED 20 FENCHURCH STREET, LONDON, EC3M 3AZ

Document Filings

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