Company Overview
British Insurance Brokers' Association is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Saturday 01 January 1977, so this is a well established company. British Insurance Brokers' Association has been in business for 49 years and 3 months. The accounts status is small and the accounts are next due on Wednesday 30 September 2026.
Registered Address

8Th Floor John Stow House, 18 Bevis Marks, London, EC3A 7JB
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameBRITISH INSURANCE BROKERS' ASSOCIATION
Company Number01293232
Registered Office Address8th Floor John Stow House
 18 Bevis Marks
 EC3A 7JB
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/01/1977
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategorySMALL
Returns Next Due Date17/07/2017
Returns Last Made Up Date19/06/2016
Directors & Members
Show Resigned
Iain Anderson - Director
(British, 58 years old, born May 1968)
Appointed 23 September 2025
Active
Caroline Barr - Director
(British, 59 years old, born April 1967)
Appointed 07 May 2019
Active
Edward Castles - Director
(British, 62 years old, born August 1964)
Appointed 07 May 2024
Active
Sarah Chadburn - Director
(British, 48 years old, born November 1978)
Appointed 04 November 2025
Active
Emma Chapman - Director
(British, 37 years old, born December 1989)
Appointed 01 August 2023
Active
Secretaries
Show Resigned
Other Company Directorships
Iain Anderson
INNOVATE FINANCE LIMITED
Caroline Barr
BLACKROCK LIFE LIMITED
BUSINESS BANKING RESOLUTION SERVICE
EQUITY RELEASE COUNCIL
GLENCONNER RESIDENTS LIMITED
THE WEYBRIDGE PARK RESIDENTS ASSOCIATION LIMITED
Edward Castles
WILLIS LIMITED
Sarah Chadburn
No companies found
Emma Chapman
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 27,092 27,092 42,574
Current Assets 11,259,441 11,259,441 9,439,857
Creditors Due Within One Year 6,096,876 6,096,876 5,180,613
Working Cap 5,162,565 5,162,565 4,259,244
Total Assets Less Current Liabilities 5,189,657 5,189,657 4,301,818
Long-term Liabilities 85,000 85,000 85,000
Net Assets 5,104,657 5,104,657 4,216,818
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 5,104,657 5,104,657 4,216,818
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 0.2% 0.2% 0.4%
Stocks Inventory - - -
Debtors 28.3% 28.3% 27.5%
Cash Bank In Hand 71.5% 71.5% 72.1%
Current Assets 99.8% 99.8% 99.6%
Creditors Due Within One Year 54.0% 54.0% 54.6%
Net Current Assets Liabilities 45.7% 45.7% 44.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 45.2% 45.2% 44.5%
Capital Employed - - -
Total Assets Less Current Liabilities 46.0% 46.0% 45.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.8 1.8 1.8
Solvency Ratio 1.8 1.8 1.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 11,286,533 11,286,533 9,482,431
Debt 6,181,876 6,181,876 5,265,613
Net Assets/Debt 5,104,657 5,104,657 4,216,818

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC3A 7JB
IPS OVERSEAS LIMITED
BEVIS MARKS HOUSE C/O IPS GROUP LIMITED, 24-26 BEVIS MARKS, LONDON, EC3A 7JB
ALM LIMITED
The Lloyd's Building, One Lime Street, London, EC3A 7JB
IPS GROUP (MANCHESTER) LIMITED
BEVIS MARKS HOUSE, 24-26 BEVIS MARKS, LONDON, EC3A 7JB
TRADE DIRECT INSURANCE SERVICES LTD
40 LIME STREET, 5TH FLOOR, LONDON, EC3A 7JB
CITADEL RISK SERVICES UK LIMITED
C/O PKF LITTLEJOHN 15 WESTFERRY CIRCUS, CANARY WHARF, LONDON, EC3A 7JB
FORSYTHE & KAYEE LIMITED
BEVIS MARKS HOUSE C/O IPS GROUP LIMITED, 24-26 BEVIS MARKS, LONDON, EC3A 7JB
BRIDGEONE ANALYTICS LIMITED
1st Floor 22 Bevis Marks, London, EC3A 7JB
BRIDGEONE VOICE & DATA LIMITED
1st Floor 22 Bevis Marks, London, EC3A 7JB
BRIDGE1 TELECOM LIMITED
1st Floor 22 Bevis Marks, London, EC3A 7JB
SANDERS THE STATIONERS LIMITED
1st Floor 22 Bevis Marks, London, EC3A 7JB
Document Filings
Appointment of Mr Michael Peter Rea as a director on 8 January 2026
Termination of appointment of Jonathan Peter Evans as a director on 30 December 2025
Termination of appointment of John Harry Batty as a director on 28 December 2025
Appointment of Sarah Louise Chadburn as a director on 4 November 2025
Appointment of Mr Alistair Stewart Fraser-Hawkins as a director on 23 September 2025
Appointment of Mr Iain William Anderson as a director on 23 September 2025
Termination of appointment of Carl Evans as a director on 22 September 2025
Confirmation statement made on 19 June 2025 with no updates
Confirmation statement made on 19 June 2024 with no updates
Appointment of Ms Shona Robertson as a director on 7 May 2024
Appointment of Mr Edward Albert Castles as a director on 7 May 2024
Termination of appointment of Ryan Lesley Bond as a director on 7 May 2024
Director's details changed for Mr David Sparkes on 1 September 2023
Appointment of Miss Emma Chapman as a director on 1 August 2023
Appointment of Mr David Sparkes as a director on 1 August 2023
Termination of appointment of Lindsay Carole Campbell as a director on 1 August 2023
Director's details changed for Mr Graeme Michael Trudgill on 6 July 2023
Termination of appointment of Steven Gerald White as a director on 6 July 2023
Confirmation statement made on 19 June 2023 with no updates
Termination of appointment of Laura Hancock as a director on 30 November 2022
Confirmation statement made on 19 June 2022 with no updates

In using this service you agree to the Terms and Conditions

© 2026 Check Free