Company Overview
Speaking Of Learning Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 11 January 2007, so this is a well established company. Speaking Of Learning Limited has been in business for 19 years and 2 months. The accounts status is micro entity and the accounts are next due on Saturday 31 October 2026.
Registered Address

Three Chimneys, Westcliff Gardens, Margate, CT9 5DT
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Companies House Data
Company NameSPEAKING OF LEARNING LIMITED
Company Number06049414
Registered Office AddressThree Chimneys
 Westcliff Gardens
 CT9 5DT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/01/2007
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date08/02/2017
Returns Last Made Up Date11/01/2016
Previous Company NameChanged Date
SMOKEASY SOLUTIONS LIMITED10 Feb 2012
Directors & Members
Show Resigned
Stephen Askew - Director
(British, 72 years old, born June 1954)
Appointed 11 January 2008
 Active
Secretaries
Show Resigned
Other Company Directorships
Stephen Askew
ACADEMY FM THANET
BJA KENT LLP
BURNS WARING FINANCIAL SOLUTIONS LIMITED
BURNS WARING LIMITED
BURNS WARING LLP
BUSINESS BOOT CAMPS LIMITED
CANTERBURY & COASTAL HOMESTART LIMITED
CANTERBURY AND DISTRICT EARLY YEARS LIMITED
CONFERENCES INTERNATIONAL LIMITED
COURTDEAN BUSINESS SYSTEMS LIMITED
EYE PUBLISHING LIMITED
FSB INSURANCE SERVICE LIMITED
MACINTYRE HUDSON LLP
MARTELLS LIMITED
MOMENTUM BUSINESS SOLUTIONS LIMITED
NATIONAL FEDERATION OF SELF EMPLOYED AND SMALL BUSINESSES LIMITED
PROBIZ SOUTHERN LIMITED
RESULTS INCORPORATIONS LIMITED
RESULTS MANAGEMENT SYSTEMS LIMITED
RESULTS SECRETARIAL SERVICES LIMITED
SIXFIVENINETWO LIMITED
SME PAYROLL SERVICES LIMITED
TAX AND VAT CENTRE LIMITED
THE CONSULTANCY DEVELOPMENT NETWORK LIMITED
WARINGS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Balance Sheet
Fixed Assets 100 100 100
Current Assets 23,555 23,555 21,275
Creditors Due Within One Year 12,364 12,364 7,940
Working Cap 11,191 11,191 13,335
Total Assets Less Current Liabilities 11,291 11,291 13,435
Long-term Liabilities 0 0 0
Net Assets 11,291 11,291 13,435
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 11,291 11,291 13,435
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Tangible Fixed Assets - - -
Fixed Assets 0.4% 0.4% 0.5%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 99.6% 99.6% 99.5%
Creditors Due Within One Year 52.3% 52.3% 37.1%
Net Current Assets Liabilities 47.3% 47.3% 62.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 47.7% 47.7% 62.9%
Capital Employed - - -
Total Assets Less Current Liabilities 47.7% 47.7% 62.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Liquidity Ratio 1.9 1.9 2.7
Solvency Ratio 1.9 1.9 2.7
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Assets 23,655 23,655 21,375
Debt 12,364 12,364 7,940
Net Assets/Debt 11,291 11,291 13,435

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CT9 5DT
INVICTA SADDLERY LIMITED
Yew Tree House Westcliff Gardens, Westbrook, Margate, Kent, CT9 5DT
Document Filings
Confirmation statement made on 24 November 2025 with no updates
Termination of appointment of Hilary Anne Askew as a director on 18 October 2025
Cessation of Hilary Anne Askew as a person with significant control on 18 October 2025
Confirmation statement made on 25 November 2024 with no updates
Confirmation statement made on 25 November 2023 with no updates
Confirmation statement made on 25 November 2022 with no updates
Confirmation statement made on 25 November 2021 with no updates
Registered office address changed from Roper Yard Roper Road Canterbury Kent CT2 7EX to Three Chimneys Westcliff Gardens Margate CT9 5DT on 16 January 2021
Notification of Stephen James Thomas Askew as a person with significant control on 25 November 2020
Confirmation statement made on 25 November 2020 with updates
Confirmation statement made on 11 January 2020 with no updates
Confirmation statement made on 11 January 2019 with updates
Confirmation statement made on 11 January 2018 with updates
Confirmation statement made on 11 January 2017 with updates
Annual return made up to 11 January 2016 with full list of shareholders
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