Company Overview
Just Retirement Money Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 30 January 2015, so this is a well established company. Just Retirement Money Limited has been in business for 11 years and 2 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Enterprise House, Bancroft Road, Reigate, Surrey, RH2 7RP
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Companies House Data
Company NameJUST RETIREMENT MONEY LIMITED
Company Number09415215
Registered Office AddressENTERPRISE HOUSE
 BANCROFT ROAD
 RH2 7RP
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date30/01/2015
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date27/02/2017
Returns Last Made Up Date30/01/2016
Previous Company NameChanged Date
ARGUS MORTGAGES LIMITED22 May 2015
Directors & Members
Show Resigned
Kathleen Byrne - Director
(British, 63 years old, born February 1963)
Appointed 05 January 2023
Active
Michelle Cracknell - Director
(British, 62 years old, born September 1964)
Appointed 05 January 2023
Active
Thomas Evans - Director
(British, 45 years old, born May 1981)
Appointed 01 July 2025
Active
Mark Godson - Director
(British, 45 years old, born April 1981)
Appointed 01 December 2023
Active
Mary Phibbs - Director
(British,, 69 years old, born July 1957)
Appointed 05 January 2023
Active
Secretaries
Show Resigned
Simon Watson - Secretary
Appointed 29 January 2020
Active
Other Company Directorships
Kathleen Byrne
AMICORP FS (UK) PLC
ASKIS LIMITED
JUST RETIREMENT LIMITED
METFRIENDS LIMITED
PARTNERSHIP HOME LOANS LIMITED
PARTNERSHIP LIFE ASSURANCE COMPANY LIMITED
Michelle Cracknell
BARNETT WADDINGHAM TRUSTEES (1984) LIMITED
BROOMCO (2248) LIMITED
FIL HOLDINGS (UK) LIMITED
FIL PLATFORM SOLUTIONS (UK) LIMITED
FIL WEALTH MANAGEMENT LIMITED
FINANCIAL ADMINISTRATION SERVICES LIMITED
HUB FINANCIAL SOLUTIONS LIMITED
IFA HOLDING COMPANY LIMITED
IFA SERVICES HOLDINGS COMPANY LIMITED
INVESTMENT & LIFE ASSURANCE GROUP LIMITED
INVESTMENT STRATEGIES (UK) LIMITED
JUST GROUP PLC
JUST RETIREMENT LIMITED
LIFT-FINANCIAL GROUP LTD
LIFT-FINANCIAL LTD
LIGHTHOUSE GROUP LIMITED
LLOYDS BANKING GROUP PENSIONS TRUSTEES LIMITED
LLOYDS YOUR TOMORROW TRUSTEE LIMITED
MAC 1 CONSULTING LIMITED
OMNILIFE INSURANCE COMPANY LIMITED
ORIGEN FINANCIAL SERVICES LIMITED
ORIGEN INVESTMENT SERVICES LIMITED
ORIGEN LIMITED
PARTNERSHIP HOME LOANS LIMITED
PARTNERSHIP LIFE ASSURANCE COMPANY LIMITED
PENSIONBEE LIMITED
QUILTER BUSINESS SERVICES LIMITED
QUILTER INVESTMENT PLATFORM LIMITED
QUILTER LIFE & PENSIONS LIMITED
REASSURE LIFE LIMITED
REASSURE LIFE PENSION TRUSTEES LIMITED
SINGING GORILLA PROJECTS
THE PENSIONS ADVISORY SERVICE
THE PENSIONS POLICY INSTITUTE
Thomas Evans
CANADA LIFE HOME FINANCE TRUSTEE LIMITED
EQUITY RELEASE COUNCIL
PARTNERSHIP HOME LOANS LIMITED
STONEHAVEN UK LTD
Mark Godson
ENHANCED RETIREMENT LIMITED
HUB ACQUISITIONS LIMITED
HUB DIGITAL SOLUTIONS LIMITED
HUB PENSION CONSULTING (HOLDINGS) LIMITED
HUB PENSION CONSULTING LIMITED
HUB PENSION SOLUTIONS LIMITED
HUB TRANSFER SOLUTIONS LIMITED
JRP NOMINEES LIMITED
JUST ANNUITIES LIMITED
JUST DIRECT LIMITED
JUST EQUITY RELEASE LIMITED
JUST GROUP PLC
JUST PROTECTION LIMITED
JUST RE 1 LIMITED
JUST RE 2 LIMITED
JUST RETIREMENT (HOLDINGS) LIMITED
JUST RETIREMENT FINANCE PLC
JUST RETIREMENT GROUP HOLDINGS LIMITED
JUST RETIREMENT LIMITED
JUST RETIREMENT MANAGEMENT SERVICES LIMITED
JUST RETIREMENT NOMINEES LIMITED
JUST RETIREMENT SOLUTIONS LIMITED
PARTNERSHIP ASSURANCE GROUP LIMITED
PARTNERSHIP GROUP HOLDINGS LIMITED
PARTNERSHIP HOLDINGS LIMITED
PARTNERSHIP HOME LOANS LIMITED
PARTNERSHIP LIFE ASSURANCE COMPANY LIMITED
PARTNERSHIP SERVICES LIMITED
PASPV LIMITED
PENSION BUDDY LIMITED
PLACL RE 1 LIMITED
PLACL RE 2 LIMITED
RETIRE DIFFERENT LIMITED
TOMAS ACQUISITIONS LIMITED
Mary Phibbs
CANADA PENSION PLAN INVESTMENT BOARD
CANADA PENSION PLAN INVESTMENT BOARD
EDENDICLARE LIMITED
JUST GROUP PLC
JUST RETIREMENT LIMITED
MORGAN STANLEY & CO. INTERNATIONAL PLC
MORGAN STANLEY BANK INTERNATIONAL LIMITED
MORGAN STANLEY INTERNATIONAL LIMITED
MORGAN STANLEY SECURITIES LIMITED
NEWDAY INTERMEDIATE HOLDINGS LIMITED
NEWDAY LTD
NOVAE GROUP LIMITED
NOVAE SYNDICATES LIMITED
OCTOPUS MONEY UNIT TRUST MANAGERS LIMITED
PARTNERSHIP HOME LOANS LIMITED
PARTNERSHIP LIFE ASSURANCE COMPANY LIMITED
PAYNES AND BORTHWICK WHARVES RESIDENTS COMPANY LIMITED
Balance Sheet Unlock full report

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Common Size Financial Analysis Unlock full report

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Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings

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