Company Overview
Lift-Financial Group Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 15 June 2007, so this is a well established company. Lift-Financial Group Ltd has been in business for 18 years and 10 months. The accounts status is total exemption full and the accounts are next due on Tuesday 31 March 2026.
Registered Address

40 Leadenhall Street, London, EC3A 2BJ
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameLIFT-FINANCIAL GROUP LTD
Company Number06281490
Registered Office Address40 Leadenhall Street
 EC3A 2BJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/06/2007
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date31/12/2023
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date13/07/2017
Returns Last Made Up Date15/06/2016
Previous Company NameChanged Date
CHARTWELL FINANCIAL GROUP LTD07 Jan 2010
Directors & Members
Show Resigned
Katherine Jones - Director
(British, 45 years old, born May 1981)
Appointed 31 January 2025
 Active
Martin Lindsey - Director
(British, 49 years old, born April 1977)
Appointed 01 October 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Katherine Jones
BRAEMAR GROUP LIMITED
BROOKS MACDONALD ASSET MANAGEMENT LIMITED
BROOKS MACDONALD FINANCIAL CONSULTING LIMITED
BROOKS MACDONALD FUNDS LIMITED
BROOKS MACDONALD GROUP PLC
BROOKS MACDONALD NOMINEES LIMITED
CORNELIAN ASSET MANAGERS GROUP LIMITED
CORNELIAN ASSET MANAGERS LIMITED
CORNELIAN ASSET MANAGERS NOMINEES LIMITED
IH (JERSEY) LIMITED
IMPALA LOAN COMPANY 1 LIMITED
LEVITAS INVESTMENT MANAGEMENT SERVICES LIMITED
LIFT-INSURANCE LTD
LIFT-MORTGAGES LIMITED
LIFT-SPORT LIMITED
LIFT-TAX LIMITED
LIFT-WORKWISE LIMITED
LUCAS FETTES HOLDINGS LIMITED
PEARL ASSURANCE GROUP HOLDINGS LIMITED
PEARL GROUP HOLDINGS (NO. 2) LIMITED
PEARL GROUP SERVICES LIMITED
PEARL LIFE HOLDINGS LIMITED
PHOENIX GROUP CA SERVICES LIMITED
PHOENIX GROUP HOLDINGS LIMITED
PHOENIX GROUP MANAGEMENT SERVICES LIMITED
PHOENIX SCP LIMITED
PHOENIX WEALTH HOLDINGS LIMITED
REASSURE COMPANIES SERVICES LIMITED
REASSURE MIDCO LIMITED
REASSURE UK SERVICES LIMITED
SCOTTISH MUTUAL ASSURANCE LIMITED
STANDARD LIFE ASSETS AND EMPLOYEE SERVICES LIMITED
STANDARD LIFE LIFETIME MORTGAGES LIMITED
STANDARD LIFE MORTGAGES LIMITED
Martin Lindsey
BATES HAWKINS PROPERTY LIMITED
INTEGRITY WEALTH BIDCO LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 50,952 50,952 0
Current Assets 841,822 841,822 1,284,040
Creditors Due Within One Year 694,624 694,624 1,062,431
Working Cap 147,198 147,198 221,609
Total Assets Less Current Liabilities 198,150 198,150 221,609
Long-term Liabilities 6,539 6,539 0
Net Assets 191,611 191,611 221,609
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 191,611 191,611 221,609
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 5.7% 5.7% 0.0%
Stocks Inventory - - -
Debtors 61.9% 61.9% 37.8%
Cash Bank In Hand 32.4% 32.4% 62.2%
Current Assets 94.3% 94.3% 100.0%
Creditors Due Within One Year 77.8% 77.8% 82.7%
Net Current Assets Liabilities 16.5% 16.5% 17.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 21.5% 21.5% 17.3%
Capital Employed - - -
Total Assets Less Current Liabilities 22.2% 22.2% 17.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.2 1.2 1.2
Solvency Ratio 1.3 1.3 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 4
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022 31-Dec-2021
Assets 892,774 892,774 1,284,040
Debt 701,163 701,163 1,062,431
Net Assets/Debt 191,611 191,611 221,609

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC3A 2BJ
ERS (A&H) LIMITED
52 - 54 Leadenhall Street, London, EC3A 2BJ
IQUW ADMINISTRATION SERVICES LIMITED
30 FENCHURCH STREET, LONDON, EC3A 2BJ
IQUW UK LIMITED
30 FENCHURCH STREET, LONDON, EC3A 2BJ
ERS PROPERTIES LIMITED
52 - 54 Leadenhall Street, London, EC3A 2BJ
IQUW SYNDICATE MANAGEMENT LIMITED
30 FENCHURCH STREET, LONDON, EC3A 2BJ
IQUW SYNDICATE SERVICES LIMITED
30 FENCHURCH STREET, LONDON, EC3A 2BJ
CDCM (NO 2) LIMITED
30 Fenchurch Street, London, EC3A 2BJ
BBI LONDON LIMITED
50 Leadenhall Street, London, EC3A 2BJ
IQUW UK INSURANCE GROUP LIMITED
30 FENCHURCH STREET, LONDON, EC3A 2BJ
HML MARKETING LIMITED
52 - 54 Leadenhall Street, London, EC3A 2BJ
Document Filings
Audit exemption statement of guarantee by parent company for period ending 30/06/25
Notice of agreement to exemption from audit of accounts for period ending 30/06/25
Termination of appointment of Laura Morgan as a secretary on 16 February 2026
Secretary's details changed for Laura Morgan on 20 November 2025
Registered office address changed from Century House Regent Road Altrincham Cheshire WA14 1RR to 40 Leadenhall Street London EC3A 2BJ on 20 November 2025
Termination of appointment of Michael Ian Holden as a director on 1 October 2025
Termination of appointment of Clive John Westbrook as a director on 18 September 2025
Appointment of Mr Martin James Lindsey as a director on 1 October 2025
Confirmation statement made on 15 June 2025 with updates
Current accounting period extended from 31 December 2024 to 30 June 2025
Cessation of Michael Ian Holden as a person with significant control on 31 January 2025
Cessation of Joel Matthew Adams as a person with significant control on 31 January 2025
Notification of Brooks Macdonald Group Plc as a person with significant control on 31 January 2025
Termination of appointment of Clive John Westbrook as a secretary on 31 January 2025
Appointment of Laura Morgan as a secretary on 31 January 2025
Termination of appointment of Joel Matthew Adams as a director on 31 January 2025
Appointment of Mrs Katherine Louise Jones as a director on 31 January 2025
Confirmation statement made on 15 June 2024 with updates
Confirmation statement made on 15 June 2023 with no updates
Confirmation statement made on 15 June 2022 with updates
Change of share class name or designation
Particulars of variation of rights attached to shares
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free