Company Overview
Lift-Financial Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 15 June 2007, so this is a well established company. Lift-Financial Ltd has been in business for 18 years and 10 months. The accounts status is total exemption full and the accounts are next due on Tuesday 31 March 2026.
Registered Address

40 Leadenhall Street, London, EC3A 2BJ
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Companies House Data
Company NameLIFT-FINANCIAL LTD
Company Number06281244
Registered Office Address40 Leadenhall Street
 EC3A 2BJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/06/2007
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date13/07/2017
Returns Last Made Up Date15/06/2016
Previous Company NameChanged Date
CHARTWELL FINANCIAL MANAGEMENT LIMITED07 Jan 2010
Directors & Members
Show Resigned
Martin Lindsey - Director
(British, 49 years old, born April 1977)
Appointed 25 November 2025
 Active
Andrea Montague - Director
(British, 51 years old, born April 1975)
Appointed 16 February 2026
 Active
Secretaries
Show Resigned
Other Company Directorships
Martin Lindsey
LIFT-ADVICE LTD
LUCAS FETTES AND PARTNERS (FINANCIAL SERVICES) LIMITED
LUCAS FETTES HOLDINGS LIMITED
Andrea Montague
ABRDN PREMISES SERVICES LIMITED
ADROIT FINANCIAL PLANNING LIMITED
AVIVA CENTRAL SERVICES UK LIMITED
AVIVA EUROPE UK SOCIETAS
AVIVA INTERNATIONAL HOLDINGS LIMITED
BROOKS MACDONALD ASSET MANAGEMENT LIMITED
BROOKS MACDONALD GROUP PLC
CST WEALTH MANAGEMENT LIMITED
FRIENDS LIFE HOLDINGS LIMITED
GENERAL ACCIDENT LIMITED
INTEGRITY WEALTH SOLUTIONS LIMITED
LIFT-ADVICE LTD
LIFT-INVEST LIMITED
LUCAS FETTES AND PARTNERS (FINANCIAL SERVICES) LIMITED
RL FINANCE BONDS NO. 2 PLC
RL FINANCE BONDS NO. 3 PLC
RL FINANCE BONDS NO. 4 PLC
ROYAL LONDON ASSET MANAGEMENT LIMITED
STANDARD LIFE SSC LIMITED
TOMORROW'S PEOPLE TRUST LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 361,174 361,174 377,980
Creditors Due Within One Year 1,040 1,040 4,233
Working Cap 360,134 360,134 373,747
Total Assets Less Current Liabilities 360,134 360,134 373,747
Long-term Liabilities 0 0 0
Net Assets 360,134 360,134 373,747
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 360,134 360,134 373,747
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 86.2% 86.2% 80.7%
Cash Bank In Hand 13.8% 13.8% 19.3%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 0.3% 0.3% 1.1%
Net Current Assets Liabilities 99.7% 99.7% 98.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 99.7% 99.7% 98.9%
Capital Employed - - -
Total Assets Less Current Liabilities 99.7% 99.7% 98.9%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Liquidity Ratio 347.3 347.3 89.3
Solvency Ratio 347.3 347.3 89.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Assets 361,174 361,174 377,980
Debt 1,040 1,040 4,233
Net Assets/Debt 360,134 360,134 373,747

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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IQUW ADMINISTRATION SERVICES LIMITED
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IQUW UK LIMITED
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ERS PROPERTIES LIMITED
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IQUW SYNDICATE MANAGEMENT LIMITED
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IQUW SYNDICATE SERVICES LIMITED
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CDCM (NO 2) LIMITED
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BBI LONDON LIMITED
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IQUW UK INSURANCE GROUP LIMITED
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HML MARKETING LIMITED
52 - 54 Leadenhall Street, London, EC3A 2BJ
Document Filings
Consolidated accounts of parent company for subsidiary company period ending 30/06/25
Audit exemption statement of guarantee by parent company for period ending 30/06/25
Notice of agreement to exemption from audit of accounts for period ending 30/06/25
Confirmation statement made on 21 February 2026 with no updates
Termination of appointment of Laura Morgan as a secretary on 16 February 2026
Termination of appointment of Jonathan Harvey Stubbs as a director on 13 February 2026
Appointment of Ms Andrea Gertrude Martha Montague as a director on 16 February 2026
Secretary's details changed for Laura Morgan on 20 November 2025
Appointment of Martin James Lindsey as a director on 25 November 2025
Registered office address changed from Century House Regent Road Altrincham Cheshire WA14 1RR to 40 Leadenhall Street London EC3A 2BJ on 20 November 2025
Termination of appointment of Michael Ian Holden as a director on 1 October 2025
Termination of appointment of Clive John Westbrook as a director on 18 September 2025
Confirmation statement made on 21 February 2025 with no updates
Information not on the register The material was formerly considered to form part of the register but is no longer considered by the registrar to do so
Information not on the register The material was formerly considered to form part of the register but is no longer considered by the registrar to do so
Appointment of Laura Morgan as a secretary on 31 January 2025
Termination of appointment of Clive John Westbrook as a secretary on 31 January 2025
Termination of appointment of Joel Matthew Adams as a director on 31 January 2025
Confirmation statement made on 21 February 2024 with no updates
Confirmation statement made on 21 February 2023 with no updates
Appointment of Mr Jonathan Harvey Stubbs as a director on 31 January 2023
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