Company Overview
Aspen Insurance Uk Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 15 August 2001, so this is a well established company. Aspen Insurance Uk Services Limited has been in business for 24 years and 8 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

30 Fenchurch Street, London, EC3M 3BD
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Companies House Data
Company NameASPEN INSURANCE UK SERVICES LIMITED
Company Number04270446
Registered Office Address30 Fenchurch Street
 London
 EC3M 3BD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/08/2001
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date12/09/2016
Returns Last Made Up Date15/08/2015
Directors & Members
Show Resigned
David Amaro - Director
(Bermudian, 40 years old, born June 1986)
Appointed 29 September 2022
 Active
Rob Houghton - Director
(English, 60 years old, born July 1966)
Appointed 29 November 2024
 Active
Mohinder Kang - Director
(British, 64 years old, born August 1962)
Appointed 29 November 2024
 Active
Sarah Stanford - Director
(British, 44 years old, born August 1982)
Appointed 19 January 2024
 Active
Secretaries
Show Resigned
Kelly Lawrence - Secretary
Appointed 29 November 2024
 Active
Other Company Directorships
David Amaro
ASPEN (UK) HOLDINGS LIMITED
ASPEN (US) HOLDINGS LIMITED
ASPEN EUROPEAN HOLDINGS LIMITED
Rob Houghton
AVIVA (PEAK NO.1) UK LIMITED
AVIVA (PEAK NO.2) UK LIMITED
AVIVA ANNUITY UK LIMITED
AVIVA LIFE & PENSIONS UK LIMITED
AVIVA LIFE SERVICES UK LIMITED
AVIVA PENSION TRUSTEES UK LIMITED
AVIVA WRAP UK LIMITED
THE FORGET ME NOT CHILDREN'S HOSPICE LIMITED
Mohinder Kang
No companies found
Sarah Stanford
ASPEN EUROPEAN HOLDINGS LIMITED
ASPEN INSURANCE UK LIMITED
ASPEN MANAGING AGENCY LIMITED
ASPEN UNDERWRITING LIMITED
LLOYD'S MARKET ASSOCIATION
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2012 31-Dec-2011
Balance Sheet
Fixed Assets 0 0 0
Current Assets 111,175,000 111,175,000 81,726,000
Creditors Due Within One Year 64,343,000 64,343,000 47,422,000
Working Cap 46,832,000 46,832,000 34,304,000
Total Assets Less Current Liabilities 46,832,000 46,832,000 34,304,000
Long-term Liabilities 0 0 0
Net Assets 46,832,000 46,832,000 34,304,000
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 46,832,000 46,832,000 34,304,000
Other Reserves 0 0 0
Shareholders Funds 46,832,000 46,832,000 34,304,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2012 31-Dec-2011
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 79.4% 79.4% 88.6%
Cash Bank In Hand 20.6% 20.6% 11.4%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 57.9% 57.9% 58.0%
Net Current Assets Liabilities 42.1% 42.1% 42.0%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 42.1% 42.1% 42.0%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 42.1% 42.1% 42.0%
Shareholder Funds 42.1% 42.1% 42.0%
Capital Employed - - -
Total Assets Less Current Liabilities 42.1% 42.1% 42.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2012 31-Dec-2011
Liquidity Ratio 1.7 1.7 1.7
Solvency Ratio 1.7 1.7 1.7
Reserves to Assets 0.4 0.4 0.4
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2012 31-Dec-2011
Assets 111,175,000 111,175,000 81,726,000
Debt 64,343,000 64,343,000 47,422,000
Net Assets/Debt 46,832,000 46,832,000 34,304,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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QBE CORPORATE LIMITED
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CAPABLE MARKETER LIMITED
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SEABURY AVIATION & AEROSPACE (UK) LTD
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STANDFAST CORPORATE UNDERWRITERS LIMITED
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APJ CONTINUATION LTD
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QBE RE (EUROPE) LIMITED
Plantation Place, 30 Fenchurch Street, London, EC3M 3BD
Document Filings
Termination of appointment of Rob Ian Houghton as a director on 31 March 2026
Notification of Sompo Holdings Inc. as a person with significant control on 24 February 2026
Confirmation statement made on 4 September 2025 with no updates
Appointment of Mohinder Kang as a director on 29 November 2024
Appointment of Mr Rob Ian Houghton as a director on 29 November 2024
Appointment of Kelly Lawrence as a secretary on 29 November 2024
Termination of appointment of Chris Carl Jones as a director on 29 November 2024
Termination of appointment of Nicola Jane Burdett as a secretary on 29 November 2024
Confirmation statement made on 6 September 2024 with no updates
Appointment of Ms Sarah Jane Stanford as a director on 19 January 2024
Termination of appointment of Richard Thomas Milner as a director on 19 January 2024
Confirmation statement made on 6 September 2023 with no updates
Appointment of Mrs Nicola Jane Burdett as a secretary on 1 November 2022
Termination of appointment of Alexander James Kershaw as a secretary on 1 November 2022
Appointment of Mr David Amaro as a director on 29 September 2022
Confirmation statement made on 6 September 2022 with no updates
Appointment of Mr Chris Carl Jones as a director on 26 April 2022
Appointment of Mr Richard Thomas Milner as a director on 26 April 2022
Termination of appointment of Michael Roger Cain as a director on 29 April 2022
Termination of appointment of Helen Rose as a director on 28 January 2022
Appointment of Mr Alexander James Kershaw as a secretary on 14 September 2021
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