Company Overview
Aspen Insurance Uk Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 16 September 1974, so this is a well established company. Aspen Insurance Uk Limited has been in business for 49 years and 8 months. The accounts status is full and the accounts are next due on Monday 30 September 2024.
Registered Address

30 Fenchurch Street, London, EC3M 3BD
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Companies House Data
Company NameASPEN INSURANCE UK LIMITED
Company Number01184193
Registered Office Address30 Fenchurch Street
 London
 EC3M 3BD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/09/1974
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2024
Accounts Last Made Up Date31/12/2022
Accounts Account CategoryFULL
Returns Next Due Date26/06/2017
Returns Last Made Up Date29/05/2016
Directors & Members
Show Resigned
Michael Duffy - Director
(British, 60 years old, born April 1964)
Non-Executive Director - Appointed 01 February 2023
 Active
Theresa Froehlich - Director
(British, 58 years old, born April 1966)
Non Executive Director - Appointed 25 February 2020
 Active
Christopher Jones - Director
(British, 53 years old, born March 1971)
Uk Cfo - Appointed 13 May 2021
 Active
Secretaries
Show Resigned
Nicola Burdett - Secretary
Appointed 01 November 2022
 Active
Other Company Directorships
Michael Duffy
ACORN CORPORATE CAPITAL LIMITED
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CANOPIUS CAPITAL FIVE LIMITED
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CANOPIUS CAPITAL FOURTEEN LIMITED
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CANOPIUS CAPITAL SIX LIMITED
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CANOPIUS CAPITAL TEN LIMITED
CANOPIUS CAPITAL THREE LIMITED
CANOPIUS CAPITAL TWELVE LIMITED
CANOPIUS CAPITAL TWO LIMITED
CANOPIUS EUROPE LIMITED
CANOPIUS HOLDINGS UK LIMITED
CANOPIUS UK SPECIALTY LIMITED
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CREECHURCH HOLDINGS LIMITED
FLECTAT LIMITED
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K.G.M.MOTOR POLICIES LIMITED(THE)
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Theresa Froehlich
No companies found
Christopher Jones
BEAZLEY CORPORATE MEMBER (NO. 6) LTD
BEAZLEY CORPORATE MEMBER (NO.2) LTD
BEAZLEY DAS LIMITED
BEAZLEY INVESTMENTS LIMITED
BEAZLEY PLC
BEAZLEY STAFF UNDERWRITING LIMITED
MUNICH RE CAPITAL NO.2 LTD.
RENAISSANCERE CORPORATE MEMBER (NO. 2) LIMITED
SWIFT NO. 1 LIMITED
SWIFT NO. 2 LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2015 31-Dec-2014
Balance Sheet
Fixed Assets 3,427,188,538 3,427,188,538 3,304,064,922
Current Assets 691,142,719 691,142,719 661,288,760
Creditors Due Within One Year 574,453,904 574,453,904 357,341,501
Working Cap 116,688,815 116,688,815 303,947,259
Total Assets Less Current Liabilities 3,543,877,353 3,543,877,353 3,608,012,181
Long-term Liabilities 2,889,758,444 2,889,758,444 2,914,321,013
Net Assets 654,118,909 654,118,909 693,691,168
Share Capital & Reserves
Share Cap 425,595,238 425,595,238 425,595,238
Profit & Loss Reserves -96,780,869 -96,780,869 -57,208,610
Other Reserves 325,304,540 325,304,540 325,304,540
Shareholders Funds 654,118,909 654,118,909 693,691,168
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2015 31-Dec-2014
Tangible Fixed Assets - - -
Fixed Assets 83.2% 83.2% 83.3%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 12.0% 12.0% 11.8%
Cash Bank In Hand 2.0% 2.0% 1.5%
Current Assets 16.8% 16.8% 16.7%
Creditors Due Within One Year 13.9% 13.9% 9.0%
Net Current Assets Liabilities 2.8% 2.8% 7.7%
Creditors Due After One Year 70.2% 70.2% 73.5%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 15.9% 15.9% 17.5%
Called Up Share Capital 10.3% 10.3% 10.7%
Share Capital Allotted Called Up Paid 10.3% 10.3% 10.7%
Profit Loss Account Reserve -2.4% -2.4% -1.4%
Shareholder Funds 15.9% 15.9% 17.5%
Capital Employed - - -
Total Assets Less Current Liabilities 86.1% 86.1% 91.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2015 31-Dec-2014
Liquidity Ratio 1.2 1.2 1.9
Solvency Ratio 1.2 1.2 1.2
Reserves to Assets 0.0 0.0 0.0
Secured Creditors Unlock full report
Mortgages Charges 9
Mortgages Outstanding 9
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2015 31-Dec-2014
Assets 4,118,331,257 4,118,331,257 3,965,353,682
Debt 3,464,212,348 3,464,212,348 3,271,662,514
Net Assets/Debt 654,118,909 654,118,909 693,691,168

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Statement of capital on 2 May 2024
Statement by Directors
Solvency Statement dated 26/04/24
Resolutions
Termination of appointment of Richard Thomas Milner as a director on 17 January 2024
Director's details changed for Mrs Lorenza Natalia Natalie Waller on 30 September 2023
Termination of appointment of Robert James Moorehead-Lane as a director on 31 August 2023
Confirmation statement made on 29 May 2023 with no updates
Appointment of Mr Michael Patrick Duffy as a director on 1 February 2023
Appointment of Mrs Nicola Jane Burdett as a secretary on 1 November 2022
Termination of appointment of Alexander James Kershaw as a secretary on 1 November 2022
Termination of appointment of Hannah Elizabeth Purves as a director on 31 October 2022
Auditor's resignation
Appointment of Mr Stephen Alexander Liddell as a director on 10 June 2022
Confirmation statement made on 29 May 2022 with no updates
Termination of appointment of Paul David Cooper as a director on 6 May 2022
Appointment of Mr Paul Martin as a director on 18 February 2022
Appointment of Mr Alexander James Kershaw as a secretary on 14 September 2021
Termination of appointment of Helen Lipscomb as a secretary on 14 September 2021
Termination of appointment of Peter David Webster as a director on 30 June 2021
Termination of appointment of Gordon Roland Ireland as a director on 30 June 2021
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