Company Overview
Aviva Life Services Uk Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 12 July 1989, so this is a well established company. Aviva Life Services Uk Limited has been in business for 36 years and 8 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Aviva, Wellington Row, York, North Yorkshire, YO90 1WR
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Companies House Data
Company NameAVIVA LIFE SERVICES UK LIMITED
Company Number02403746
Registered Office AddressAviva
 Wellington Row
 YO90 1WR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date12/07/1989
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date29/05/2017
Returns Last Made Up Date01/05/2016
Previous Company NameChanged Date
NORWICH UNION LIFE SERVICES LIMITED01 Jun 2009
Directors & Members
Show Resigned
Andrew Dow - Director
(British, 52 years old, born December 1974)
Appointed 21 November 2025
 Active
Victoria Hagon - Director
(British, 54 years old, born July 1972)
Appointed 01 October 2024
 Active
Secretaries
Show Resigned
Other Company Directorships
Andrew Dow
No companies found
Victoria Hagon
AVIVA MANAGEMENT SERVICES UK LIMITED
AVIVA WEALTH HOLDINGS UK LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Balance Sheet
Fixed Assets 139,223,000 139,223,000 77,621,000
Current Assets 165,296,000 165,296,000 289,389,000
Creditors Due Within One Year 211,476,000 211,476,000 250,215,000
Working Cap -46,180,000 -46,180,000 39,174,000
Total Assets Less Current Liabilities 93,043,000 93,043,000 116,795,000
Long-term Liabilities 0 0 0
Net Assets 93,043,000 93,043,000 116,795,000
Share Capital & Reserves
Share Cap 64,200,000 64,200,000 64,200,000
Profit & Loss Reserves 28,843,000 28,843,000 52,595,000
Other Reserves 0 0 0
Shareholders Funds 93,043,000 93,043,000 116,795,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Tangible Fixed Assets - - -
Fixed Assets 45.7% 45.7% 21.1%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.1%
Cash Bank In Hand 5.9% 5.9% 28.3%
Current Assets 54.3% 54.3% 78.9%
Creditors Due Within One Year 69.4% 69.4% 68.2%
Net Current Assets Liabilities -15.2% -15.2% 10.7%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 30.6% 30.6% 31.8%
Called Up Share Capital 21.1% 21.1% 17.5%
Share Capital Allotted Called Up Paid 21.1% 21.1% 17.5%
Profit Loss Account Reserve 9.5% 9.5% 14.3%
Shareholder Funds 30.6% 30.6% 31.8%
Capital Employed - - -
Total Assets Less Current Liabilities 30.6% 30.6% 31.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Liquidity Ratio 0.8 0.8 1.2
Solvency Ratio 1.4 1.4 1.5
Reserves to Assets 0.1 0.1 0.1
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Assets 304,519,000 304,519,000 367,010,000
Debt 211,476,000 211,476,000 250,215,000
Net Assets/Debt 93,043,000 93,043,000 116,795,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around YO90 1WR
CGNU LIFE ASSURANCE LIMITED
AVIVA, WELLINGTON ROW, YORK, NORTH YORKSHIRE, YO90 1WR
UNDERSHAFT (NULLA) LIMITED
AVIVA, WELLINGTON ROW, YORK, NORTH YORKSHIRE, YO90 1WR
THE NORWICH UNION LIFE INSURANCE COMPANY LIMITED
1020 Eskdale Road, Winnersh, Wokingham, YO90 1WR
THE LANCASHIRE AND YORKSHIRE REVERSIONARY INTEREST COMPANY LIMITED
AVIVA, WELLINGTON ROW, YORK, NORTH YORKSHIRE, YO90 1WR
AVIVA CLIENT NOMINEES UK LIMITED
AVIVA, WELLINGTON ROW, YORK, NORTH YORKSHIRE, YO90 1WR
AVIVA LIFE & PENSIONS UK LIMITED
AVIVA, WELLINGTON ROW, YORK, NORTH YORKSHIRE, YO90 1WR
AVIVA ANNUITY UK LIMITED
30 Finsbury Square, London, YO90 1WR
AVIVA LIFE HOLDINGS UK LIMITED
AVIVA, WELLINGTON ROW, YORK, NORTH YORKSHIRE, YO90 1WR
AVIVA (PEAK NO.2) UK LIMITED
AVIVA, WELLINGTON ROW, YORK, NORTH YORKSHIRE, YO90 1WR
AVIVA TRUSTEES UK LIMITED
AVIVA, WELLINGTON ROW, YORK, NORTH YORKSHIRE, YO90 1WR
Document Filings
Termination of appointment of Andrew Maitland Dinwiddie as a director on 20 November 2025
Appointment of Mr Andrew William Martin Dow as a director on 21 November 2025
Confirmation statement made on 1 October 2025 with no updates
Appointment of Mr David Montgomery as a director on 20 June 2025
Termination of appointment of Robert Craig Fazzini-Jones as a director on 19 June 2025
Termination of appointment of Claire Elizabeth Lund-Conlon as a director on 30 June 2025
Appointment of Mr Andrew Maitland Dinwiddie as a director on 1 July 2025
Confirmation statement made on 1 May 2025 with no updates
Termination of appointment of Alison Mackenzie as a director on 24 October 2024
Appointment of Victoria Jane Hagon as a director on 1 October 2024
Termination of appointment of Mark David Robinson as a director on 31 July 2024
Appointment of Mrs Claire Elizabeth Lund-Conlon as a director on 18 July 2024
Confirmation statement made on 1 May 2024 with no updates
Secretary's details changed for Aviva Company Secretarial Services Limited on 26 March 2024
Director's details changed for Ms Alison Mackenzie on 13 February 2024
Termination of appointment of Douglas Allan Brown as a director on 23 January 2024
Appointment of Mr Mark David Robinson as a director on 26 October 2023
Termination of appointment of Richard Joseph Priestley as a director on 31 May 2023
Confirmation statement made on 1 May 2023 with no updates
Appointment of Mr Robert Craig Fazzini-Jones as a director on 10 November 2022
Confirmation statement made on 1 May 2022 with no updates
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