Company Overview
North And West Sutherland Citizens Advice Bureau is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Friday 28 October 2011, so this is a well established company. North And West Sutherland Citizens Advice Bureau has been in business for 14 years and 5 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

The Advice & Information Centre, The Harbour, Kinlochbervie, Sutherland, IV27 4RR
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Companies House Data
Company NameNORTH AND WEST SUTHERLAND CITIZENS ADVICE BUREAU
Company NumberSC410203
Registered Office AddressThe Advice & Information Centre
 The Harbour
 IV27 4RR
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date28/10/2011
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date25/11/2016
Returns Last Made Up Date28/10/2015
Directors & Members
Show Resigned
Sheila Frazer - Director
(British, 90 years old, born July 1936)
Appointed 02 March 2012
 Active
Frances Gunn - Director
(British, 69 years old, born December 1957)
Appointed 22 September 2020
 Active
Marie-Anne Hutchison - Director
(Scottish, 62 years old, born April 1964)
Appointed 26 October 2022
 Active
Anne MacKay - Director
(British, 68 years old, born June 1958)
Appointed 27 September 2024
 Active
Linda Munro - Director
(British, 70 years old, born December 1956)
Appointed 22 September 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Sheila Frazer
CVS NORTH
DURNESS DEVELOPMENT GROUP LIMITED
Frances Gunn
ADVOCACY HIGHLAND
CAITHNESS & NORTH SUTHERLAND FUND
CVS NORTH
GILLE FEADAIG LTD
HIGHLAND THIRD SECTOR INTERFACE LTD
MACKAY COUNTRY COMMUNITY TRUST LIMITED
MELNESS & TONGUE COMMUNITY ENERGY COMPANY LIMITED
STRATHNAVER MUSEUM
SUTHERLAND PARTNERSHIP
TONGUE AND FARR SPORTS ASSOCIATION
UPNORTH! COMMUNITY DEVELOPMENT TRUST
VOLUNTARY ACTION HIGHLAND
VOLUNTARY GROUPS SUTHERLAND
Marie-Anne Hutchison
ASSYNT LEISURE
Anne MacKay
HIGHLAND ADVICE AND INFORMATION NETWORK LIMITED
UNDERGROUND MARKETING LTD
VOLUNTARY ACTION HIGHLAND
Linda Munro
CAITHNESS AND SUTHERLAND WOMEN'S AID
HIGH LIFE HIGHLAND
VOLUNTARY GROUPS SUTHERLAND
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Balance Sheet
Fixed Assets 172 172 230
Current Assets 67,536 67,536 53,460
Creditors Due Within One Year 428 428 0
Working Cap 67,108 67,108 53,460
Total Assets Less Current Liabilities 67,280 67,280 53,690
Long-term Liabilities 0 0 0
Net Assets 67,280 67,280 53,690
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves 67,280 67,280 53,690
Other Reserves - - -
Shareholders Funds 67,280 67,280 53,690
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Tangible Fixed Assets 0.3% 0.3% 0.4%
Fixed Assets 0.3% 0.3% 0.4%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand 99.7% 99.7% 99.6%
Current Assets 99.7% 99.7% 99.6%
Creditors Due Within One Year 0.6% 0.6% 0.0%
Net Current Assets Liabilities 99.1% 99.1% 99.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 99.4% 99.4% 100.0%
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve 99.4% 99.4% 100.0%
Shareholder Funds 99.4% 99.4% 100.0%
Capital Employed - - -
Total Assets Less Current Liabilities 99.4% 99.4% 100.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Liquidity Ratio 157.8 157.8 53460.0
Solvency Ratio 158.2 158.2 ∞
Reserves to Assets 1.0 1.0 1.0
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Assets 67,708 67,708 53,690
Debt 428 428 0
Net Assets/Debt 67,280 67,280 53,690

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around IV27 4RR
HARROWDEN IT (KINTYRE) LTD
45 TORRY STREET, HUNTLY, ABERDEENSHIRE, IV27 4RR
Document Filings
Termination of appointment of Sandra Munro as a director on 14 November 2025
Confirmation statement made on 28 October 2025 with no updates
Confirmation statement made on 28 October 2024 with no updates
Appointment of Mrs Anne Petrie Mackay as a director on 27 September 2024
Termination of appointment of Sylvia Mackay as a director on 3 January 2024
Confirmation statement made on 28 October 2023 with no updates
Confirmation statement made on 28 October 2022 with no updates
Appointment of Mrs Marie-Anne Hunter Hutchison as a director on 26 October 2022
Memorandum and Articles of Association
Resolutions
Confirmation statement made on 28 October 2021 with no updates
Termination of appointment of Donald Campbell as a director on 14 September 2021
Confirmation statement made on 28 October 2020 with no updates
Appointment of Ms Linda Munro as a director on 22 September 2020
Appointment of Mrs Frances Elisabeth Gunn as a director on 22 September 2020
Confirmation statement made on 28 October 2019 with no updates
Termination of appointment of Mary Isobel Mackay as a director on 10 June 2019
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