Company Overview
Caithness & North Sutherland Fund is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Wednesday 27 April 2011, so this is a well established company. Caithness & North Sutherland Fund has been in business for 14 years and 11 months. The accounts status is small and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Naver Business Centre, Naver House, Naver Road, Thurso, Caithness, KW14 7QA
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Companies House Data
Company NameCAITHNESS & NORTH SUTHERLAND FUND
Company NumberSC398443
Registered Office AddressNaver Business Centre, Naver House
 Naver Road
 KW14 7QA
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date27/04/2011
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategorySMALL
Returns Next Due Date25/05/2017
Returns Last Made Up Date27/04/2016
Directors & Members
Show Resigned
Fiona Angus - Director
(Scottish, 58 years old, born January 1968)
Appointed 11 December 2020
 Active
William MacKay - Director
(British, 78 years old, born September 1948)
Appointed 22 July 2022
 Active
Lauren MacKay - Director
(British, 30 years old, born November 1996)
Appointed 14 August 2024
 Active
Graeme Morgan - Director
(British, 51 years old, born December 1975)
Appointed 02 September 2025
 Active
Hugh Morrison - Director
(British, 61 years old, born November 1965)
Appointed 02 December 2018
 Active
Michael Muir - Director
(British, 61 years old, born June 1965)
Appointed 15 June 2023
 Active
Kenneth Nicol - Director
(British, 65 years old, born September 1961)
Appointed 14 September 2022
 Active
Matthew Reiss - Director
(British, 65 years old, born August 1961)
Appointed 22 July 2022
 Active
Natalie Sutherland - Director
(British, 33 years old, born December 1993)
Appointed 14 August 2024
 Active
Caithness Chamber Of Commerce - Secretary
Appointed 26 April 2023
 Active
Secretaries
Caithness Chamber Of Commerce - Secretary
Appointed 26 April 2023
 Active
Other Company Directorships
Fiona Angus
No companies found
William MacKay
CAITHNESS CITIZENS ADVICE BUREAU
CAITHNESS HORIZONS
CAITHNESS HORIZONS TRADING LIMITED
CAITHNESS VOLUNTARY GROUP
Lauren MacKay
No companies found
Graeme Morgan
OSIAN NUCLEAR LIMITED
Hugh Morrison
DURNESS DEVELOPMENT GROUP LIMITED
SUTHERLAND PARTNERSHIP
Michael Muir
No companies found
Kenneth Nicol
HALKIRK DISTRICT BENEFIT FUND
HIGH LIFE HIGHLAND
HIGH LIFE HIGHLAND (TRADING) C.I.C.
Matthew Reiss
CAITHNESS MENTAL HEALTH SUPPORT GROUP
Natalie Sutherland
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 281 281 330
Current Assets 1,120,229 1,120,229 1,008,754
Creditors Due Within One Year 441,712 441,712 448,376
Working Cap 678,517 678,517 560,378
Total Assets Less Current Liabilities 678,798 678,798 560,708
Long-term Liabilities 0 0 0
Net Assets 678,798 678,798 560,708
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 678,798 678,798 560,708
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 3.1% 3.1% 2.9%
Cash Bank In Hand 96.8% 96.8% 97.0%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 39.4% 39.4% 44.4%
Net Current Assets Liabilities 60.6% 60.6% 55.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 60.6% 60.6% 55.6%
Capital Employed - - -
Total Assets Less Current Liabilities 60.6% 60.6% 55.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 2.5 2.5 2.2
Solvency Ratio 2.5 2.5 2.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 1,120,510 1,120,510 1,009,084
Debt 441,712 441,712 448,376
Net Assets/Debt 678,798 678,798 560,708

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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CAITHNESS CHAMBER OF COMMERCE
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Document Filings
Appointment of Mr Graeme Douglas Morgan as a director on 2 September 2025
Confirmation statement made on 25 April 2025 with no updates
Termination of appointment of Kayleigh Louise Nicolson as a director on 26 February 2025
Termination of appointment of Norman Thomas Sayles as a director on 4 December 2024
Termination of appointment of Nicole Mackay Tait as a director on 6 November 2024
Appointment of Mrs Natalie Ann Sutherland as a director on 14 August 2024
Appointment of Miss Lauren Mackay as a director on 14 August 2024
Confirmation statement made on 25 April 2024 with no updates
Appointment of Mr Michael John Muir as a director on 15 June 2023
Appointment of Miss Nicole Mackay Tait as a director on 15 June 2023
Confirmation statement made on 27 April 2023 with no updates
Appointment of Caithness Chamber of Commerce as a secretary on 26 April 2023
Registered office address changed from Naver Business Centre, Naver House, Naver Road Naver Business Centre, Naver House, Naver Road Thurso Caithness KW14 7QA Scotland to Naver Business Centre, Naver House Naver Road Thurso Caithness KW14 7QA on 27 February 2023
Registered office address changed from Telford House Williamson Street Wick Caithness KW1 5ES to Naver Business Centre, Naver House, Naver Road Naver Business Centre, Naver House, Naver Road Thurso Caithness KW14 7QA on 27 February 2023
Termination of appointment of Michael Stewart Simpson as a director on 23 February 2023
Notification of Fiona Angus Forbes as a person with significant control on 22 February 2023
Cessation of Michael Stewart Simpson as a person with significant control on 22 February 2023
Appointment of Mr Kenneth Alexander John Nicol as a director on 14 September 2022
Termination of appointment of Donald Muir Mackay as a director on 29 April 2022
Termination of appointment of Andrew David Sinclair as a director on 29 April 2022
Notification of Michael Stewart Simpson as a person with significant control on 31 October 2022
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