Company Overview
Gardner Retail Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 25 April 2019. Gardner Retail Ltd has been in business for 6 years and 11 months. The accounts status is group and the accounts are next due on Thursday 30 April 2026.
Registered Address

115B Innovation Drive, Milton, Abingdon, OX14 4RZ
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Companies House Data
Company NameGARDNER RETAIL LTD
Company Number11964056
Registered Office Address115b Innovation Drive
 Milton
 OX14 4RZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date25/04/2019
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/06/2027
Accounts Last Made Up Date31/07/2025
Accounts Account CategoryGROUP
Returns Next Due Date23/05/2020
Directors & Members
Show Resigned
Douglas Benzie - Director
(British, 45 years old, born August 1981)
Appointed 25 February 2026
 Active
Charles Dickson - Director
(British, 44 years old, born February 1982)
Appointed 25 February 2026
 Active
Secretaries
Show Resigned
Other Company Directorships
Douglas Benzie
CANMORE GROUP LTD
CARPORT TECH LTD
DORNTON LTD
GARDNER GARAGES LIMITED
GARDNER GARAGES PROPERTIES LIMITED
GARDNER PROPERTIES (TROWBRIDGE) LTD
GASKARTH LTD
KINDRED SOUL LTD
ROADSIDE REIT LIMITED
TARNCOURT DEVELOPMENTS LIMITED
Charles Dickson
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2022 31-Jul-2021
Balance Sheet
Fixed Assets 707,201 707,201 3,415,001
Current Assets 7,300 7,300 7,300
Creditors Due Within One Year 279,115 279,115 261,274
Working Cap 286,415 286,415 -253,974
Total Assets Less Current Liabilities 435,386 435,386 3,161,027
Long-term Liabilities 0 0 2,884,800
Net Assets 435,386 435,386 276,227
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 435,386 435,386 276,227
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2022 31-Jul-2021
Tangible Fixed Assets - - -
Fixed Assets 99.0% 99.0% 99.8%
Stocks Inventory - - -
Debtors 0.9% 0.9% 0.2%
Cash Bank In Hand 0.1% 0.1% 0.0%
Current Assets 1.0% 1.0% 0.2%
Creditors Due Within One Year 39.1% 39.1% 7.6%
Net Current Assets Liabilities - - -7.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 60.9% 60.9% 8.1%
Capital Employed - - -
Total Assets Less Current Liabilities 60.9% 60.9% 92.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2022 31-Jul-2021
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio 2.6 2.6 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2022 31-Jul-2021
Assets 714,501 714,501 3,422,301
Debt 279,115 279,115 3,146,074
Net Assets/Debt 435,386 435,386 276,227

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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HIGH LEVEL SOFTWARE LTD
UNIT 1 115 INNOVATION DRIVE, MILTON PARK, MILTON, ABINGDON, OX14 4RZ
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143 PARK DRIVE, MILTON, ABINGDON, OX14 4RZ
CYPROTEX RESEARCH LIMITED
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Document Filings
Current accounting period extended from 31 July 2026 to 30 September 2026
Registered office address changed from Cheltenham Service Station Lansdwon Road Cheltenham Gloucestershire GL50 2JA United Kingdom to 115B Innovation Drive Milton Abingdon OX14 4RZ on 27 February 2026
Cessation of Ashton John Gardner as a person with significant control on 25 February 2026
Cessation of Emma Gardner as a person with significant control on 25 February 2026
Notification of Roadside Real Estate Plc as a person with significant control on 25 February 2026
Termination of appointment of Emma Jayne Gardner as a director on 25 February 2026
Termination of appointment of Clive Andrew Gardner as a director on 25 February 2026
Termination of appointment of Ashton John Gardner as a director on 25 February 2026
Termination of appointment of Emma Gardner as a secretary on 25 February 2026
Appointment of Mr Douglas Alexander Benzie as a director on 25 February 2026
Appointment of Mr Charles Edward Dickson as a director on 25 February 2026
Change of details for Mr Ashton John Gardner as a person with significant control on 16 February 2026
Director's details changed for Mr Ashton John Gardner on 16 February 2026
Registration of charge 119640560003, created on 24 October 2025
Satisfaction of charge 119640560001 in full
Satisfaction of charge 119640560002 in full
Confirmation statement made on 12 June 2025 with no updates
Confirmation statement made on 12 June 2024 with updates
Confirmation statement made on 12 June 2023 with updates
Registered office address changed from Westgate Services 209 Westgate Street Gloucester Gloucestershire GL1 2RN United Kingdom to Cheltenham Service Station Lansdwon Road Cheltenham Gloucestershire GL50 2JA on 14 March 2023
Termination of appointment of Stella Jane Gardner as a director on 16 January 2023
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