Company Overview
Gardner Garages Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 23 February 2006, so this is a well established company. Gardner Garages Limited has been in business for 20 years and 1 month. The accounts status is full and the accounts are next due on Thursday 30 April 2026.
Registered Address

Cheltenham Service Station, Lansdown Road, Cheltenham, Gloucestershire, GL50 2JA
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Companies House Data
Company NameGARDNER GARAGES LIMITED
Company Number05719429
Registered Office AddressCheltenham Service Station
 Lansdown Road
 GL50 2JA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/02/2006
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/06/2027
Accounts Last Made Up Date31/07/2025
Accounts Account CategoryFULL
Returns Next Due Date23/03/2017
Returns Last Made Up Date23/02/2016
Directors & Members
Show Resigned
Douglas Benzie - Director
(British, 45 years old, born August 1981)
Appointed 25 February 2026
 Active
Charles Dickson - Director
(British, 44 years old, born February 1982)
Appointed 25 February 2026
 Active
Secretaries
Show Resigned
Other Company Directorships
Douglas Benzie
CANMORE GROUP LTD
CARPORT TECH LTD
DORNTON LTD
GARDNER GARAGES PROPERTIES LIMITED
GARDNER PROPERTIES (TROWBRIDGE) LTD
GARDNER RETAIL LTD
GASKARTH LTD
KINDRED SOUL LTD
ROADSIDE REIT LIMITED
TARNCOURT DEVELOPMENTS LIMITED
Charles Dickson
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2022 31-Jul-2021
Balance Sheet
Fixed Assets 5,385,770 5,385,770 5,240,045
Current Assets 4,348,327 4,348,327 3,703,083
Creditors Due Within One Year 3,775,117 3,775,117 3,402,207
Working Cap 573,210 573,210 300,876
Total Assets Less Current Liabilities 5,958,980 5,958,980 5,540,921
Long-term Liabilities 3,479,168 3,479,168 3,486,601
Net Assets 2,479,812 2,479,812 2,054,320
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 2,479,812 2,479,812 2,054,320
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2022 31-Jul-2021
Tangible Fixed Assets - - -
Fixed Assets 55.3% 55.3% 58.6%
Stocks Inventory - - -
Debtors 14.4% 14.4% 17.3%
Cash Bank In Hand 21.7% 21.7% 17.7%
Current Assets 44.7% 44.7% 41.4%
Creditors Due Within One Year 38.8% 38.8% 38.0%
Net Current Assets Liabilities 5.9% 5.9% 3.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 25.5% 25.5% 23.0%
Capital Employed - - -
Total Assets Less Current Liabilities 61.2% 61.2% 62.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2022 31-Jul-2021
Liquidity Ratio 1.2 1.2 1.1
Solvency Ratio 1.3 1.3 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 16
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 13
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2022 31-Jul-2021
Assets 9,734,097 9,734,097 8,943,128
Debt 7,254,285 7,254,285 6,888,808
Net Assets/Debt 2,479,812 2,479,812 2,054,320

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around GL50 2JA
EDWARD ELGAR PUBLISHING LIMITED
Lypiatts 15 Lansdown Road, Cheltenham, Gloucestershire, GL50 2JA
CAMPFIRE AGENCY LTD
15 LANSDOWN ROAD, CHELTENHAM, GL50 2JA
CHELTENHAM CONSTRUCTION SERVICES & COMPANY LIMITED
27 Lansdown Road, Cheltenham, Gloucestershire, GL50 2JA
GARDNER GARAGES PROPERTIES LIMITED
115b Innovation Drive, Milton, Abingdon, GL50 2JA
DRURY ENGINEERING COMPANY LIMITED
Peat House, Lansdown Road, Cheltenham, GL50 2JA
THINGS AND STUFF LIMITED
1 Glenowen Lansdown Road, Cheltenham, Gloustershire, GL50 2JA
Document Filings
Current accounting period extended from 31 July 2026 to 30 September 2026
Confirmation statement made on 23 February 2026 with updates
Change of details for Gardner Retail Ltd as a person with significant control on 25 February 2026
Registered office address changed from Cheltenham Service Station Lansdown Road Cheltenham Gloucestershire GL50 2JA United Kingdom to 115B Innovation Drive Milton Abingdon OX14 4RZ on 27 February 2026
Termination of appointment of Emma Jayne Gardner as a director on 25 February 2026
Termination of appointment of Clive Andrew Gardner as a director on 25 February 2026
Termination of appointment of Ashton John Gardner as a director on 25 February 2026
Appointment of Mr Douglas Alexander Benzie as a director on 25 February 2026
Appointment of Mr Charles Edward Dickson as a director on 25 February 2026
Satisfaction of charge 057194290011 in full
Registration of charge 057194290015, created on 24 October 2025
Registration of charge 057194290016, created on 24 October 2025
Satisfaction of charge 057194290007 in full
Satisfaction of charge 057194290014 in full
Satisfaction of charge 2 in full
Satisfaction of charge 057194290013 in full
Director's details changed for Mr Clive Andrew Gardner on 3 September 2025
Confirmation statement made on 23 February 2025 with updates
Director's details changed for Mrs Emma Jayne Gardner on 16 February 2024
Confirmation statement made on 23 February 2024 with updates
Director's details changed for Mr Ashton John Gardner on 16 February 2024
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