Company Overview
Divergent Thinking Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 16 July 2015, so this is a well established company. Divergent Thinking Ltd has been in business for 10 years and 8 months. The accounts status is micro entity and the accounts are next due on Thursday 30 April 2026.
Registered Address

3Rd Floor 86-90 Paul Street, London, EC2A 4NE
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Companies House Data
Company NameDIVERGENT THINKING LTD
Company Number09690590
Registered Office Address3rd Floor 86-90 Paul Street
 EC2A 4NE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/07/2015
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2026
Accounts Last Made Up Date31/07/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date13/08/2016
Directors & Members
James Rutherford - Director
(British, 44 years old, born January 1982)
Appointed 16 July 2015
 Active
Leanne Rutherford - Director
(British, 43 years old, born March 1983)
Appointed 01 January 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
James Rutherford
RUTHERFORD HR IS LTD
RUTHERFORD HRIS CONSULTING LTD
Leanne Rutherford
BUDDHANATURE LTD
LEANNE RUTHERFORD INTERIOR DESIGN LTD
LITTLEBIRD LTD
MOKSHA STUDIO LTD
Balance Sheet Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Balance Sheet
Fixed Assets 2,117 2,117 2,961
Current Assets 24,770 24,770 15,388
Creditors Due Within One Year 26,152 26,152 18,338
Working Cap -1,382 -1,382 -2,950
Total Assets Less Current Liabilities 735 735 11
Long-term Liabilities 0 0 0
Net Assets 735 735 11
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 735 735 11
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Tangible Fixed Assets - - -
Fixed Assets 7.9% 7.9% 16.1%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 92.1% 92.1% 83.9%
Creditors Due Within One Year 97.3% 97.3% 99.9%
Net Current Assets Liabilities -5.1% -5.1% -16.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 2.7% 2.7% 0.1%
Capital Employed - - -
Total Assets Less Current Liabilities 2.7% 2.7% 0.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Liquidity Ratio 0.9 0.9 0.8
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Assets 26,887 26,887 18,349
Debt 26,152 26,152 18,338
Net Assets/Debt 735 735 11

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 31 January 2026 with no updates
Registered office address changed from W8a Knoll Business Centre 325-327 Old Shoreham Road Hove BN3 7GS United Kingdom to 3rd Floor 86-90 Paul Street London EC2A 4NE on 20 June 2025
Confirmation statement made on 31 January 2025 with no updates
Confirmation statement made on 31 January 2024 with no updates
Cessation of Leanne Rutherford as a person with significant control on 1 August 2023
Confirmation statement made on 31 January 2023 with no updates
Registered office address changed from First Floor, Telecom House 125-135 Preston Road Brighton BN1 6AF England to W8a Knoll Business Centre 325-327 Old Shoreham Road Hove BN3 7GS on 18 August 2022
Director's details changed for Mrs Leanne Rose Rutherford on 29 June 2022
Director's details changed for Mr James Charles Rutherford on 29 June 2022
Change of details for Mrs Leanne Rutherford as a person with significant control on 29 June 2022
Change of details for Mr James Charles Rutherford as a person with significant control on 29 June 2022
Confirmation statement made on 31 January 2022 with no updates
Change of details for Mr James Charles Rutherford as a person with significant control on 10 September 2021
Director's details changed for Mr James Charles Rutherford on 10 September 2021
Director's details changed for Mrs Leanne Rose Rutherford on 10 September 2021
Change of details for Mr James Charles Rutherford as a person with significant control on 10 September 2021
Confirmation statement made on 31 January 2021 with no updates
Confirmation statement made on 31 January 2020 with updates
Notification of Leanne Rutherford as a person with significant control on 1 January 2020
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