Company Overview
Spec Digital Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 25 February 2011, so this is a well established company. Spec Digital Limited has been in business for 15 years and 1 month. The accounts status is total exemption full and the accounts are next due on Sunday 31 May 2026.
Registered Address

86-90 Paul Street, London, EC2A 4NE
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Companies House Data
Company NameSPEC DIGITAL LIMITED
Company Number07542548
Registered Office Address86-90 Paul Street
 EC2A 4NE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date25/02/2011
Accounting Reference Date Day31
Accounting Reference Date Month8
Accounts Next Due Date31/05/2027
Accounts Last Made Up Date31/08/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date25/03/2017
Returns Last Made Up Date25/02/2016
Previous Company NameChanged Date
NICK TRUEMAN LIMITED08 Feb 2018
TRUELINE MARKETING LIMITED07 Apr 2014
Directors & Members
Show Resigned
Nicholas Trueman - Director
(British, 36 years old, born October 1990)
Appointed 25 February 2011
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Nicholas Trueman
LIVING IN THE CLOUD LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2022 31-Aug-2021
Balance Sheet
Fixed Assets 333,270 333,270 26,221
Current Assets 545,518 545,518 545,586
Creditors Due Within One Year 272,014 272,014 175,751
Working Cap 273,504 273,504 369,835
Total Assets Less Current Liabilities 606,774 606,774 396,056
Long-term Liabilities - - -
Net Assets - - -
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds - - -
Common Size Financial Analysis Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2022 31-Aug-2021
Tangible Fixed Assets - - -
Fixed Assets 37.9% 37.9% 4.6%
Stocks Inventory - - -
Debtors 23.4% 23.4% 27.9%
Cash Bank In Hand 38.7% 38.7% 67.5%
Current Assets 62.1% 62.1% 95.4%
Creditors Due Within One Year 31.0% 31.0% 30.7%
Net Current Assets Liabilities 31.1% 31.1% 64.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities 69.0% 69.0% 69.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2022 31-Aug-2021
Liquidity Ratio 2.0 2.0 3.1
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Aug-2025 31-Aug-2022 31-Aug-2021
Assets 878,788 878,788 571,807
Debt - - -
Net Assets/Debt - - -

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 25 February 2026 with updates
Statement of capital following an allotment of shares on 1 January 2026
Resolutions
Change of details for Mr Nicholas Trueman as a person with significant control on 1 January 2026
Confirmation statement made on 25 February 2025 with no updates
Confirmation statement made on 25 February 2024 with no updates
All of the property or undertaking has been released from charge 075425480001
All of the property or undertaking has been released from charge 075425480001
Confirmation statement made on 25 February 2023 with no updates
Change of details for Mr Nicholas Trueman as a person with significant control on 1 August 2021
Director's details changed for Mr Nicholas Trueman on 1 August 2021
Confirmation statement made on 25 February 2022 with updates
Registration of charge 075425480002, created on 20 October 2021
Registration of charge 075425480001, created on 3 August 2021
Confirmation statement made on 25 February 2021 with no updates
Confirmation statement made on 25 February 2020 with no updates
Confirmation statement made on 25 February 2019 with no updates
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