Company Overview
F&C Stratford-Upon-Avon Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 14 November 2013, so this is a well established company. F&C Stratford-Upon-Avon Limited has been in business for 12 years and 4 months. The accounts status is total exemption full and the accounts are next due on Wednesday 31 March 2027.
Registered Address

5 Regent Street, Rugby, Warwickshire, CV21 2PE
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Companies House Data
Company NameF&C STRATFORD-UPON-AVON LIMITED
Company Number08775854
Registered Office Address5 Regent Street
 CV21 2PE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/11/2013
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2027
Accounts Last Made Up Date30/06/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date12/12/2016
Returns Last Made Up Date14/11/2015
Previous Company NameChanged Date
FINE & COUNTRY STRATFORD-UPON-AVON LIMITED21 Jan 2014
Directors & Members
Lee Armstrong - Director
(British, 52 years old, born July 1974)
Appointed 10 October 2024
 Active
Jonathan Handford - Director
(British, 46 years old, born March 1980)
Appointed 14 November 2013
 Active
Sean Newman - Director
(British, 60 years old, born December 1966)
Appointed 14 November 2013
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Lee Armstrong
No companies found
Jonathan Handford
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Balance Sheet Unlock full report
Accounts Date 30-Jun-2025 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 6,465 6,465 8,661
Current Assets 635,083 635,083 549,092
Creditors Due Within One Year 282,095 282,095 312,184
Working Cap 352,988 352,988 236,908
Total Assets Less Current Liabilities 359,453 359,453 245,569
Long-term Liabilities 1,228 1,228 1,646
Net Assets 358,225 358,225 243,923
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 358,225 358,225 243,923
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2025 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 1.0% 1.0% 1.6%
Stocks Inventory - - -
Debtors 27.8% 27.8% 28.0%
Cash Bank In Hand 71.2% 71.2% 70.4%
Current Assets 99.0% 99.0% 98.4%
Creditors Due Within One Year 44.0% 44.0% 56.0%
Net Current Assets Liabilities 55.0% 55.0% 42.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 55.8% 55.8% 43.7%
Capital Employed - - -
Total Assets Less Current Liabilities 56.0% 56.0% 44.0%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2025 31-Dec-2022 31-Dec-2021
Liquidity Ratio 2.3 2.3 1.8
Solvency Ratio 2.3 2.3 1.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2025 31-Dec-2022 31-Dec-2021
Assets 641,548 641,548 557,753
Debt 283,323 283,323 313,830
Net Assets/Debt 358,225 358,225 243,923

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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DEACON DIRECT PROPERTY CONSULTANTS LIMITED
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THE MORTGAGE EXPERTS LIMITED
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NEWMAN PROPERTY SERVICES LIMITED
5 REGENT STREET, RUGBY, WARWICKSHIRE, CV21 2PE
AMETHYST SALES & LETTINGS LIMITED
133 Clifton Road, Rugby, Warwickshire, CV21 2PE
F & C (MIDLANDS) LIMITED
5 REGENT STREET, RUGBY, WARWICKSHIRE, CV21 2PE
GR GLOBAL PARTNERSHIP LIMITED
FULFORD HOUSE, NEWBOLD TERRACE, LEAMINGTON SPA, WARWICKSHIRE, CV21 2PE
R & S LETTINGS LTD
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ALBANY RISK TECHNOLOGIES LIMITED
Fulford House, Newbold Terrace, Leamington Spa, Warwickshire, CV21 2PE
Document Filings
Confirmation statement made on 14 November 2025 with no updates
Confirmation statement made on 14 November 2024 with updates
Registered office address changed from Azzurri House Walsall Business Park Aldridge Walsall West Midlands WS9 0RB United Kingdom to 5 Regent Street Rugby Warwickshire CV21 2PE on 11 November 2024
Previous accounting period shortened from 31 December 2024 to 30 June 2024
Registered office address changed from 5 Regent Street Rugby Warwickshire CV21 2PE United Kingdom to Azzurri House Walsall Business Park Aldridge Walsall West Midlands WS9 0RB on 25 October 2024
Appointment of Mr Lee Matthew Armstrong as a director on 10 October 2024
Confirmation statement made on 14 November 2023 with no updates
Confirmation statement made on 14 November 2022 with no updates
Change of details for Newman Property Services Limited as a person with significant control on 20 October 2022
Registered office address changed from 1 Regent Street Rugby Warwickshire CV21 2PE to 5 Regent Street Rugby Warwickshire CV21 2PE on 25 October 2022
Confirmation statement made on 14 November 2021 with no updates
Director's details changed for Mr Jonathan James Handford on 26 March 2021
Change of details for Mr Jonathan James Handford as a person with significant control on 26 March 2021
Confirmation statement made on 14 November 2020 with no updates
Confirmation statement made on 14 November 2019 with no updates
Confirmation statement made on 14 November 2018 with no updates
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