Company Overview
Roots Insurance Brokers Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 17 June 2020. Roots Insurance Brokers Limited has been in business for 5 years and 9 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Jason Works, Clarence Street, Loughborough, Loughborough, LE11 1DX
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Companies House Data
Company NameROOTS INSURANCE BROKERS LIMITED
Company Number12676044
Registered Office AddressJason Works
 Clarence Street
 LE11 1DX
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/06/2020
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date15/07/2021
Previous Company NameChanged Date
ROOTS INDEPENDENT PROFESSIONALS LIMITED03 Feb 2021
Directors & Members
Show Resigned
Steven Bailey - Director
(English, 42 years old, born July 1984)
Appointed 24 June 2020
 Active
Matthew Bowler - Director
(English, 38 years old, born July 1988)
Appointed 15 January 2025
 Active
Colin Gill - Director
(British, 41 years old, born October 1985)
Appointed 15 January 2025
 Active
Sabrina Lodge - Director
(English, 37 years old, born September 1989)
Appointed 15 January 2025
 Active
Gareth Love - Director
(English, 39 years old, born November 1987)
Appointed 17 June 2020
 Active
Ashleigh Sims - Director
(British, 33 years old, born August 1993)
Appointed 20 January 2023
 Active
Peter Willcocks - Director
(English, 46 years old, born August 1980)
Appointed 24 June 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Steven Bailey
CONTRACTOR WEEKLY LIMITED
IGNITION LABS LIMITED
IR35 BUDDY LIMITED
RHINO NEWCO LTD
RHINO RESOURCE SERVICES LTD
THE CONTRACTOR COMPLIANCE PORTAL LIMITED
THE MORTGAGE LODGE LIMITED
THE WILL PLACE LIMITED
VESTURA GROUP LIMITED
Matthew Bowler
IGNITION LABS LIMITED
KNIGHTS ROW COMMERCIAL FINANCE LIMITED
OAKWOOD CAPITAL WEALTH MANAGEMENT LIMITED
VESTURA GROUP LIMITED
Colin Gill
EMPLOYEE FINANCIAL WELLBEING SOLUTIONS LTD
IGNITION LABS LIMITED
THE CONTRACTOR COMPLIANCE PORTAL LIMITED
THE WILL PLACE LIMITED
VESTURA GROUP LIMITED
Sabrina Lodge
IGNITION LABS LIMITED
LODGE MORTGAGE AND PROTECTION LIMITED
TASL HOLDINGS LIMITED
TASL PROPERTIES LIMITED
THE CONTRACTOR COMPLIANCE PORTAL LIMITED
THE MORTGAGE LODGE LIMITED
THE WILL PLACE LIMITED
VESTURA GROUP LIMITED
Gareth Love
OAKWOOD CAPITAL WEALTH MANAGEMENT LIMITED
QUORN PARK MANAGEMENT LIMITED
THE CONTRACTOR COMPLIANCE PORTAL LIMITED
THE MORTGAGE EXPERTS LIMITED
THE MORTGAGE LODGE LIMITED
THE WILL PLACE LIMITED
VESTURA GROUP LIMITED
Ashleigh Sims
IGNITION LABS LIMITED
INSURLI LTD
OAKWOOD CAPITAL WEALTH MANAGEMENT LIMITED
SIMSCORP INDUSTRIES LTD
THE CONTRACTOR COMPLIANCE PORTAL LIMITED
THE WILL PLACE LIMITED
VESTURA GROUP LIMITED
Peter Willcocks
C P RETAIL LLP
IGNITION LABS LIMITED
KNIGHTS ROW COMMERCIAL FINANCE LIMITED
KRS LION BIDCO LIMITED
LARSEN HOWIE GROUP LIMITED
LARSEN HOWIE LIMITED
MARRA INVESTMENTS LIMITED
MONII LIMITED
OAKWOOD CAPITAL WEALTH MANAGEMENT LIMITED
PEDRO HOLDINGS LIMITED
QDOS BROKER AND UNDERWRITING SERVICES LIMITED
QDOS HOLDINGS LIMITED
TETCH LIMITED
THE CONTRACTOR COMPLIANCE PORTAL LIMITED
THE MORTGAGE LODGE LIMITED
THE WILL PLACE LIMITED
VANTAGE TAX FEE PROTECTION LIMITED
VESTURA GROUP LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 4,073 4,073 7,262
Creditors Due Within One Year 37,869 37,869 13,995
Working Cap -33,796 -33,796 -6,733
Total Assets Less Current Liabilities -33,796 -33,796 -6,733
Long-term Liabilities 33,896 33,896 6,833
Net Assets 100 100 100
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 100 100 100
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 2.5% 2.5% 1.4%
Cash Bank In Hand 97.5% 97.5% 98.6%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 929.8% 929.8% 192.7%
Net Current Assets Liabilities -829.8% -829.8% -92.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 2.5% 2.5% 1.4%
Capital Employed - - -
Total Assets Less Current Liabilities -829.8% -829.8% -92.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 0.1 0.1 0.5
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 4,073 4,073 7,262
Debt 3,973 3,973 7,162
Net Assets/Debt 100 100 100

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around LE11 1DX
POWERNETICS TECHNOLOGIES LIMITED
1 RADIAN COURT, KNOWLHILL, MILTON KEYNES, BUCKINGHAMSHIRE, LE11 1DX
Document Filings
Confirmation statement made on 25 January 2026 with updates
Director's details changed for Mr Ashleigh Ralph Charles Sims on 9 December 2025
Director's details changed for Mr Gareth Richard Love on 9 December 2025
Confirmation statement made on 30 January 2025 with updates
Cancellation of shares. Statement of capital on 15 January 2025
Purchase of own shares.
Appointment of Mr Colin Barry Gill as a director on 15 January 2025
Appointment of Mrs Sabrina Serene Lodge as a director on 15 January 2025
Appointment of Mr Matthew James Bowler as a director on 15 January 2025
Statement of capital following an allotment of shares on 15 January 2025
Statement of capital following an allotment of shares on 15 January 2025
Confirmation statement made on 28 October 2024 with updates
Amended total exemption full accounts made up to 31 December 2023
Amended total exemption full accounts made up to 31 December 2023
Termination of appointment of Sean Walter Newman as a director on 8 December 2023
Termination of appointment of Lewis Mitchell Cursley as a director on 8 December 2023
Confirmation statement made on 28 October 2023 with updates
Change of details for Roots Finance Group Limited as a person with significant control on 28 October 2023
Registered office address changed from Bezant House Bradgate Park View Chellaston Derby DE73 5UH United Kingdom to Jason Works Clarence Street Loughborough Loughborough LE11 1DX on 17 April 2023
Registered office address changed from Jason Works Clarence Street Loughborough LE11 1DX England to Bezant House Bradgate Park View Chellaston Derby DE73 5UH on 14 April 2023
Appointment of Mr Lewis Mitchell Cursley as a director on 20 January 2023
Appointment of Mr Ashleigh Ralph Charles Sims as a director on 20 January 2023
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