Company Overview
South Cumbria Holdings Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 11 July 2013, so this is a well established company. South Cumbria Holdings Limited has been in business for 12 years and 9 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

South Cumbria Holdings Limited, Broad Street, Windermere, Cumbria, LA23 2AB
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Companies House Data
Company NameSOUTH CUMBRIA HOLDINGS LIMITED
Company Number08606450
Registered Office AddressSouth Cumbria Holdings Limited
 Broad Street
 LA23 2AB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/07/2013
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date08/08/2016
Returns Last Made Up Date11/07/2015
Directors & Members
Show Resigned
Paul Lewthwaite - Director
(British, 75 years old, born September 1951)
Appointed 11 July 2013
 Active
Helen Loney - Director
(British, 45 years old, born April 1981)
Appointed 11 July 2013
 Active
Christopher Loney - Director
(British, 49 years old, born October 1977)
Appointed 26 May 2021
 Active
Secretaries
Susan Lewthwaite - Secretary
Appointed 11 July 2020
 Active
Other Company Directorships
Paul Lewthwaite
SOUTH CUMBRIA CONSTRUCTION LIMITED
SOUTH CUMBRIA DEVELOPMENTS LIMITED
Helen Loney
SOUTH CUMBRIA CONSTRUCTION LIMITED
SOUTH CUMBRIA DEVELOPMENTS LIMITED
SOUTH CUMBRIA ESTATES LTD
WMBRC LIMITED
Christopher Loney
BROAD LEYS (WINDERMERE) LIMITED
SOUTH CUMBRIA CONSTRUCTION LIMITED
SOUTH CUMBRIA DEVELOPMENTS LIMITED
SOUTH CUMBRIA ESTATES LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 630,200 630,200 631,700
Current Assets 99,526 99,526 87,201
Creditors Due Within One Year 20,029 20,029 10,910
Working Cap 79,497 79,497 76,291
Total Assets Less Current Liabilities 709,697 709,697 707,991
Long-term Liabilities 80,195 80,195 80,195
Net Assets 629,502 629,502 627,796
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 629,502 629,502 627,796
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 86.4% 86.4% 87.9%
Stocks Inventory - - -
Debtors 10.0% 10.0% 7.5%
Cash Bank In Hand 3.7% 3.7% 4.7%
Current Assets 13.6% 13.6% 12.1%
Creditors Due Within One Year 2.7% 2.7% 1.5%
Net Current Assets Liabilities 10.9% 10.9% 10.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 86.3% 86.3% 87.3%
Capital Employed - - -
Total Assets Less Current Liabilities 97.3% 97.3% 98.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 5.0 5.0 8.0
Solvency Ratio 7.3 7.3 7.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 729,726 729,726 718,901
Debt 100,224 100,224 91,105
Net Assets/Debt 629,502 629,502 627,796

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around LA23 2AB
SOUTH CUMBRIA DEVELOPMENTS LIMITED
BROAD STREET, WINDERMERE, CUMBRIA, LA23 2AB
SOUTH CUMBRIA CONSTRUCTION LIMITED
BROAD STREET, WINDERMERE, CUMBRIA, LA23 2AB
LONESTAR ADVERTISING LIMITED
CUMBRIA HOUSE, BROAD STREET, WINDERMERE, CUMBRIA, LA23 2AB
Document Filings
Confirmation statement made on 14 June 2025 with updates
Change of share class name or designation
Notification of Helen Ottillie Loney as a person with significant control on 21 October 2024
Notification of Christopher Paul Loney as a person with significant control on 21 October 2024
Cessation of Paul Lewthwaite as a person with significant control on 21 October 2024
Confirmation statement made on 14 June 2024 with updates
Confirmation statement made on 14 June 2023 with updates
Confirmation statement made on 17 June 2022 with updates
Change of share class name or designation
Particulars of variation of rights attached to shares
Confirmation statement made on 17 June 2021 with updates
Appointment of Mr Christopher Paul Loney as a director on 26 May 2021
Confirmation statement made on 11 July 2020 with updates
Director's details changed for Helen Ottillie Loney on 11 July 2020
Termination of appointment of Susan Lewthwaite as a director on 11 July 2020
Director's details changed for Susan Lewthwaite on 11 July 2020
Appointment of Susan Lewthwaite as a secretary on 11 July 2020
Confirmation statement made on 11 July 2019 with no updates
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