Company Overview
South Cumbria Developments Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Saturday 24 October 1936, so this is a well established company. South Cumbria Developments Limited has been in business for 89 years and 5 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Broad Street, Windermere, Cumbria, LA23 2AB
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameSOUTH CUMBRIA DEVELOPMENTS LIMITED
Company Number00319933
Registered Office AddressBroad Street
 Windermere
 LA23 2AB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date24/10/1936
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/04/2017
Returns Last Made Up Date31/03/2016
Directors & Members
Show Resigned
Christopher Loney - Director
(British, 49 years old, born October 1977)
Appointed 26 May 2021
 Active
Helen Loney - Director
(British, 45 years old, born April 1981)
Appointed 29 April 2023
 Active
Secretaries
Show Resigned
Other Company Directorships
Christopher Loney
BROAD LEYS (WINDERMERE) LIMITED
SOUTH CUMBRIA CONSTRUCTION LIMITED
SOUTH CUMBRIA ESTATES LTD
SOUTH CUMBRIA HOLDINGS LIMITED
Helen Loney
SOUTH CUMBRIA CONSTRUCTION LIMITED
SOUTH CUMBRIA ESTATES LTD
SOUTH CUMBRIA HOLDINGS LIMITED
WMBRC LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 62,623 62,623 12,984
Creditors Due Within One Year 38,370 38,370 0
Working Cap 24,253 24,253 12,984
Total Assets Less Current Liabilities 24,253 24,253 12,984
Long-term Liabilities 0 0 0
Net Assets 24,253 24,253 12,984
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 24,253 24,253 12,984
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 86.4% 86.4% 100.0%
Cash Bank In Hand 13.6% 13.6% -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 61.3% 61.3% 0.0%
Net Current Assets Liabilities 38.7% 38.7% 100.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 38.7% 38.7% 100.0%
Capital Employed - - -
Total Assets Less Current Liabilities 38.7% 38.7% 100.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 1.6 1.6 12984.0
Solvency Ratio 1.6 1.6 ∞
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 62,623 62,623 12,984
Debt 38,370 38,370 0
Net Assets/Debt 24,253 24,253 12,984

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around LA23 2AB
SOUTH CUMBRIA CONSTRUCTION LIMITED
BROAD STREET, WINDERMERE, CUMBRIA, LA23 2AB
LONESTAR ADVERTISING LIMITED
CUMBRIA HOUSE, BROAD STREET, WINDERMERE, CUMBRIA, LA23 2AB
SOUTH CUMBRIA HOLDINGS LIMITED
SOUTH CUMBRIA HOLDINGS LIMITED, BROAD STREET, WINDERMERE, CUMBRIA, LA23 2AB
Document Filings
Confirmation statement made on 14 March 2026 with updates
Termination of appointment of Susan Lewthwaite as a secretary on 1 April 2025
Termination of appointment of Paul Lewthwaite as a director on 1 April 2025
Confirmation statement made on 14 March 2025 with updates
Confirmation statement made on 14 March 2024 with updates
Appointment of Mrs Helen Ottillie Loney as a director on 29 April 2023
Confirmation statement made on 14 March 2023 with updates
Notification of South Cumbria Construction Limited as a person with significant control on 6 April 2016
Cessation of Paul Lewthwaite as a person with significant control on 14 March 2023
Confirmation statement made on 14 March 2022 with updates
Appointment of Mr Christopher Paul Loney as a director on 26 May 2021
Confirmation statement made on 31 March 2021 with updates
Confirmation statement made on 31 March 2020 with no updates
Confirmation statement made on 31 March 2019 with no updates
Confirmation statement made on 31 March 2018 with no updates
Confirmation statement made on 31 March 2017 with updates
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free