Company Overview
Riskbusiness Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 10 February 2011, so this is a well established company. Riskbusiness Services Limited has been in business for 15 years and 1 month. The accounts status is total exemption full and the accounts are next due on Tuesday 31 March 2026.
Registered Address

2 Claremont Way, Halesowen, West Midlands, B63 4UR
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Companies House Data
Company NameRISKBUSINESS SERVICES LIMITED
Company Number07525025
Registered Office Address2 Claremont Way
 B63 4UR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/02/2011
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date10/03/2017
Returns Last Made Up Date10/02/2016
Previous Company NameChanged Date
RISKBUSINESS TECHNOLOGIES LIMITED18 Aug 2015
Directors & Members
Show Resigned
Michael Finlay - Director
(British, 63 years old, born January 1963)
Appointed 01 January 2023
 Active
Andrew Smith - Director
(British, 54 years old, born March 1972)
Appointed 01 July 2020
 Active
Peter Walsh - Director
(British, 71 years old, born February 1955)
Appointed 03 August 2011
 Active
Secretaries
Peter Walsh - Secretary
Appointed 03 August 2011
 Active
Other Company Directorships
Michael Finlay
RAGING TORRENTS LIMITED
Andrew Smith
ASET CONSULTING LIMITED
DARWIN HALL COMMUNITY ASSOCIATION
RISKBUSINESS GROUP LIMITED
RISKBUSINESS INTERNATIONAL LIMITED
THE GUILD OF ST MARY'S CENTRE LICHFIELD
Peter Walsh
9000 LIMITED
FINANCIAL OBJECTS (UK) LIMITED
FINANCIAL OBJECTS INTERNATIONAL LIMITED
FINANCIAL OBJECTS LIMITED
FINO SOFTWARE SERVICES LIMITED
GLOBAL FINANCIAL SYSTEMS LIMITED
RISK TEAM LIMITED
RISKBUSINESS GROUP LIMITED
RISKBUSINESS INTERNATIONAL LIMITED
RISKBUSINESS SOLUTIONS LIMITED
WALSH CONSULTING LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Balance Sheet
Fixed Assets 1 1 1
Current Assets 742,526 742,526 544,021
Creditors Due Within One Year 505,838 505,838 459,872
Working Cap 236,688 236,688 84,149
Total Assets Less Current Liabilities 236,689 236,689 84,150
Long-term Liabilities 116,667 116,667 166,667
Net Assets 120,022 120,022 -82,517
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 120,022 120,022 -82,517
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 80.3% 80.3% 84.6%
Cash Bank In Hand 19.7% 19.7% 15.4%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 68.1% 68.1% 84.5%
Net Current Assets Liabilities 31.9% 31.9% 15.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 16.2% 16.2% -15.2%
Capital Employed - - -
Total Assets Less Current Liabilities 31.9% 31.9% 15.5%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Liquidity Ratio 1.5 1.5 1.2
Solvency Ratio 1.2 1.2 0.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Assets 742,527 742,527 544,022
Debt 622,505 622,505 626,539
Net Assets/Debt 120,022 120,022 -82,517

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around B63 4UR
RISKBUSINESS GROUP LIMITED
2 CLAREMONT WAY, HALESOWEN, B63 4UR
SBTE LTD
14A WAXLAND ROAD, HALESOWEN, B63 4UR
RISKBUSINESS SOLUTIONS LIMITED
2 CLAREMONT WAY, HALESOWEN, WEST MIDLANDS, B63 4UR
RISK TEAM LIMITED
2 CLAREMONT WAY, HALESOWEN, WEST MIDLANDS, B63 4UR
RISKBUSINESS INTERNATIONAL LIMITED
2 CLAREMONT WAY, HALESOWEN, WEST MIDLANDS, B63 4UR
WALSH CONSULTING LIMITED
2 Claremont Way, Halesowen, Birmingham, West Midlands, B63 4UR
Document Filings
Confirmation statement made on 26 January 2026 with no updates
Confirmation statement made on 10 February 2025 with no updates
Confirmation statement made on 10 February 2024 with no updates
Confirmation statement made on 10 February 2023 with no updates
Appointment of Mr Michael Stephen Finlay as a director on 1 January 2023
Confirmation statement made on 10 February 2022 with no updates
Termination of appointment of Michael Stephen Finlay as a director on 30 June 2021
Confirmation statement made on 10 February 2021 with no updates
Registration of charge 075250250001, created on 11 September 2020
Appointment of Mr Andrew Francis Smith as a director on 1 July 2020
Confirmation statement made on 10 February 2020 with no updates
Confirmation statement made on 10 February 2019 with no updates
Confirmation statement made on 10 February 2018 with no updates
Confirmation statement made on 10 February 2017 with updates
Annual return made up to 10 February 2016 with full list of shareholders
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