Company Overview
Riskbusiness International Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 08 April 2003, so this is a well established company. Riskbusiness International Limited has been in business for 22 years and 11 months. The accounts status is micro entity and the accounts are next due on Tuesday 31 March 2026.
Registered Address

2 Claremont Way, Halesowen, West Midlands, B63 4UR
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Companies House Data
Company NameRISKBUSINESS INTERNATIONAL LIMITED
Company Number04726352
Registered Office Address2 Claremont Way
 Halesowen
 B63 4UR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/04/2003
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date06/05/2017
Returns Last Made Up Date08/04/2016
Directors & Members
Show Resigned
Michael Finlay - Director
(South African, 63 years old, born January 1963)
Appointed 01 November 2017
 Active
Peter Walsh - Director
(British, 71 years old, born February 1955)
Appointed 01 July 2003
 Active
Secretaries
Show Resigned
Peter Walsh - Secretary
(British)
Appointed 01 July 2003
 Active
Other Company Directorships
Michael Finlay
INSTITUTE OF OPERATIONAL RISK
IOR ENTERPRISES LIMITED
RISK TEAM LIMITED
RISKBUSINESS GROUP LIMITED
RISKBUSINESS SERVICES LIMITED
RISKBUSINESS SOLUTIONS LIMITED
Peter Walsh
9000 LIMITED
FINANCIAL OBJECTS (UK) LIMITED
FINANCIAL OBJECTS INTERNATIONAL LIMITED
FINANCIAL OBJECTS LIMITED
FINO SOFTWARE SERVICES LIMITED
GLOBAL FINANCIAL SYSTEMS LIMITED
RISK TEAM LIMITED
RISKBUSINESS GROUP LIMITED
RISKBUSINESS SERVICES LIMITED
RISKBUSINESS SOLUTIONS LIMITED
WALSH CONSULTING LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Balance Sheet
Fixed Assets 0 0 0
Current Assets 2,183 2,183 3,115
Creditors Due Within One Year 297,787 297,787 298,719
Working Cap -295,604 -295,604 -295,604
Total Assets Less Current Liabilities -295,604 -295,604 -295,604
Long-term Liabilities 0 0 0
Net Assets -295,604 -295,604 -295,604
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -295,604 -295,604 -295,604
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 18.3% 18.3% 12.8%
Cash Bank In Hand 81.7% 81.7% 87.2%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 13641.2% 13641.2% 9589.7%
Net Current Assets Liabilities -13541.2% -13541.2% -9489.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -13541.2% -13541.2% -9489.7%
Capital Employed - - -
Total Assets Less Current Liabilities -13541.2% -13541.2% -9489.7%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio 0.0 0.0 0.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2023 30-Jun-2022
Assets 2,183 2,183 3,115
Debt 297,787 297,787 298,719
Net Assets/Debt -295,604 -295,604 -295,604

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around B63 4UR
RISKBUSINESS GROUP LIMITED
2 CLAREMONT WAY, HALESOWEN, B63 4UR
SBTE LTD
14A WAXLAND ROAD, HALESOWEN, B63 4UR
RISKBUSINESS SOLUTIONS LIMITED
2 CLAREMONT WAY, HALESOWEN, WEST MIDLANDS, B63 4UR
RISK TEAM LIMITED
2 CLAREMONT WAY, HALESOWEN, WEST MIDLANDS, B63 4UR
RISKBUSINESS SERVICES LIMITED
2 CLAREMONT WAY, HALESOWEN, WEST MIDLANDS, B63 4UR
WALSH CONSULTING LIMITED
2 Claremont Way, Halesowen, Birmingham, West Midlands, B63 4UR
Document Filings
Confirmation statement made on 26 March 2026 with no updates
Confirmation statement made on 8 April 2025 with no updates
Confirmation statement made on 8 April 2024 with no updates
Confirmation statement made on 8 April 2023 with no updates
Director's details changed for Mr Michael Stephen Finlay on 14 April 2022
Confirmation statement made on 8 April 2022 with no updates
Confirmation statement made on 8 April 2021 with no updates
Confirmation statement made on 8 April 2020 with no updates
Confirmation statement made on 8 April 2019 with no updates
Confirmation statement made on 8 April 2018 with no updates
Cessation of Asia to Europe Business Connections Limited as a person with significant control on 1 November 2017
Resolutions
Appointment of Mr Michael Stephen Finlay as a director on 1 November 2017
Termination of appointment of Alan Talbot as a director on 1 November 2017
Resolutions
Notification of Asia to Europe Business Connections Limited as a person with significant control on 1 July 2017
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