Company Overview
Riskalliance Group Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 01 November 2007, so this is a well established company. Riskalliance Group Limited has been in business for 16 years and 6 months. The accounts status is full and the accounts are next due on Monday 30 September 2024.
Registered Address

Mutual House, Conduit Street, London, W1S 2GF
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Companies House Data
Company NameRISKALLIANCE GROUP LIMITED
Company Number06414736
Registered Office AddressMutual House
 Conduit Street
 W1S 2GF
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/11/2007
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2024
Accounts Last Made Up Date31/12/2022
Accounts Account CategoryFULL
Returns Next Due Date29/11/2016
Returns Last Made Up Date01/11/2015
Previous Company NameChanged Date
N.B.S UK HOLDINGS LIMITED06 May 2021
RISKALLIANCE GROUP LIMITED21 Apr 2021
SYNERGY PLUS GROUP PLC25 Nov 2008
Directors & Members
Show Resigned
Stephen Cowman - Director
(British, 45 years old, born April 1979)
Company Director - Appointed 24 January 2017
Active
Stanley Kaznowski - Director
(British, 62 years old, born August 1962)
Insurance Broker - Appointed 27 June 2008
Active
Christopher Lee-Smith - Director
(British, 57 years old, born December 1967)
Director - Appointed 26 September 2019
Active
Stuart Wilson - Director
(British, 45 years old, born May 1979)
Finance Director - Appointed 01 January 2018
Active
Dentons Secretaries Limited - Secretary
Appointed 12 January 2021
Active
Secretaries
Show Resigned
Dentons Secretaries Limited - Secretary
Appointed 12 January 2021
Active
Balance Sheet Unlock full report
Accounts Date 31-Dec-2022 31-Jul-2012 31-Jul-2011
Balance Sheet
Fixed Assets 4,123,852 4,123,852 5,836,003
Current Assets 4,539,200 4,539,200 2,360,963
Creditors Due Within One Year 6,751,617 6,751,617 5,174,458
Working Cap -2,212,417 -2,212,417 -2,813,495
Total Assets Less Current Liabilities 1,911,435 1,911,435 3,022,508
Long-term Liabilities 1,266,742 1,266,742 2,207,650
Net Assets 644,693 644,693 814,858
Share Capital & Reserves
Share Cap 352,924 352,924 352,924
Profit & Loss Reserves -1,584,611 -1,584,611 -1,391,471
Other Reserves 1,876,380 1,876,380 1,853,405
Shareholders Funds 644,693 644,693 814,858
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Jul-2012 31-Jul-2011
Tangible Fixed Assets - - -
Fixed Assets 47.6% 47.6% 71.2%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 43.0% 43.0% 27.0%
Cash Bank In Hand 9.4% 9.4% 1.8%
Current Assets 52.4% 52.4% 28.8%
Creditors Due Within One Year 77.9% 77.9% 63.1%
Net Current Assets Liabilities -25.5% -25.5% -34.3%
Creditors Due After One Year 14.6% 14.6% 26.9%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 7.4% 7.4% 9.9%
Called Up Share Capital 4.1% 4.1% 4.3%
Share Capital Allotted Called Up Paid 4.1% 4.1% 4.3%
Profit Loss Account Reserve -18.3% -18.3% -17.0%
Shareholder Funds 7.4% 7.4% 9.9%
Capital Employed - - -
Total Assets Less Current Liabilities 22.1% 22.1% 36.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Jul-2012 31-Jul-2011
Liquidity Ratio 0.7 0.7 0.5
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets -0.2 -0.2 -0.2
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Jul-2012 31-Jul-2011
Assets 8,663,052 8,663,052 8,196,966
Debt 8,018,359 8,018,359 7,382,108
Net Assets/Debt 644,693 644,693 814,858

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Director's details changed for Mr Stephen Paul Cowman on 14 March 2024
Confirmation statement made on 11 October 2023 with no updates
Amended full accounts made up to 31 December 2021
Confirmation statement made on 11 October 2022 with no updates
Confirmation statement made on
Change of details for Accelerant Acquisition Spv 1 Limited as a person with significant control on 15 December 2020
Resolutions
Resolutions
Termination of appointment of Stuart Garth Wilson as a secretary on 12 January 2021
Appointment of Dentons Secretaries Limited as a secretary on 12 January 2021
Registered office address changed from 1 st. James Court Whitefriars Norwich Norfolk NR3 1RU United Kingdom to One Fleet Place London EC4M 7WS on 19 January 2021
Confirmation statement made on 1 November 2020 with updates
Register(s) moved to registered inspection location The Pinnacle 170 Midsummer Boulevard Milton Keynes MK9 1FE
Register inspection address has been changed to The Pinnacle 170 Midsummer Boulevard Milton Keynes MK9 1FE
Director's details changed for Mr Christopher Lee-Smith on 28 February 2020
Registered office address changed from Mutual House Conduit Street London W1S 2GF England to 1 st. James Court Whitefriars Norwich Norfolk NR3 1RU on 2 March 2020
Director's details changed for Mr Christopher Lee-Smith on 14 February 2020
Director's details changed for Mr Christopher Lee-Smith on 13 February 2020
Director's details changed for Mr Stephen Paul Cowman on 13 February 2020

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