Company Overview
Insure Business Direct Limited is a Dissolved Private Limited Company.
Registered Address

2 Aire Valley Business Park, Wagon Lane, Bingley, West Yorkshire, BD16 1WA
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Companies House Data
Company NameINSURE BUSINESS DIRECT LIMITED
Company Number09822660
Registered Office Address2 Aire Valley Business Park
 Wagon Lane
 BD16 1WA
Company CategoryPrivate Limited Company
Company StatusDissolved
Country of OriginUnited Kingdom
Incorporation Date13/10/2015
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2019
Accounts Last Made Up Date31/10/2016
Returns Next Due Date10/11/2016
Directors & Members
Stanley Kaznowski - Director
(British, 64 years old, born August 1962)
Appointed 13 October 2015
 Active
Secretaries
Stuart Wilson - Secretary
Appointed 13 October 2015
 Active
Other Company Directorships
Stanley Kaznowski
ABEDIN GROUP LIMITED
BR101 LIMITED
BUREAU INSURANCE SERVICES LIMITED
CAPITAL MARKETS UNDERWRITING LIMITED
COEPIUM CONSULTING LIMITED
CORNHILL ADVISORY PARTNERS LIMITED
DROP IT THREE LIMITED
FITZ SAMUEL INS SERVICES LIMITED
FLOOD DIRECT LIMITED
GLOBAL RIDGEWAY HOLDINGS LIMITED
GLOBAL RIDGEWAY MANAGEMENT LIMITED
II&B GROUP LIMITED
J BURDON & PARTNERS LIMITED
KLAPTON MANAGEMENT LIMITED
MULLIGANS ADVENTURE LIMITED
N.B.S. UK HOLDINGS LIMITED
NBS UNDERWRITING LIMITED
NMSIM GROUP LIMITED
OPERATAS LIMITED
PXL YORKSHIRE LIMITED
RAG LEGAL ADVISORY LTD
RISKALLIANCE ACQUISITION CO. LTD.
RISKALLIANCE CORPORATE LIMITED
RISKALLIANCE DIRECT LIMITED
RISKALLIANCE FINANCE LTD
RISKALLIANCE INTERNATIONAL LIMITED
RISKALLIANCE LIMITED
RISKALLIANCE MANAGEMENT SERVICES LIMITED
THE UNDERWRITING SPECIALIST LIMITED
WENDOVER SMITH PARTNERSHIP LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Oct-2016
Balance Sheet
Fixed Assets 0
Current Assets 1
Creditors Due Within One Year 0
Working Cap 1
Total Assets Less Current Liabilities 1
Long-term Liabilities 0
Net Assets 1
Share Capital & Reserves
Share Cap -
Profit & Loss Reserves -
Other Reserves -
Shareholders Funds 1
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2016
Tangible Fixed Assets -
Fixed Assets 0.0%
Stocks Inventory -
Debtors -
Cash Bank In Hand -
Current Assets 100.0%
Creditors Due Within One Year 0.0%
Net Current Assets Liabilities 100.0%
Creditors Due After One Year -
Accruals Deferred Income -
Provisions For Liabilities Charges -
Net Assets Liabilities Including Pension Asset Liability 100.0%
Called Up Share Capital -
Share Capital Allotted Called Up Paid -
Profit Loss Account Reserve -
Shareholder Funds 100.0%
Capital Employed -
Total Assets Less Current Liabilities 100.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2016
Liquidity Ratio 1.0
Solvency Ratio ∞
Reserves to Assets -
Secured Creditors Unlock full report

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Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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AIRE VALLEY MANAGEMENT COMPANY LIMITED
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BR101 LIMITED
2 Aire Valley Business Park, Wagon Lane, Bingley, West Yorkshire, BD16 1WA
RISKALLIANCE LIMITED
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CURTIS WOOL DIRECT LIMITED
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RISKALLIANCE FINANCE LTD
2 Aire Valley Business Park, Wagon Lane, Bingley, West Yorkshire, BD16 1WA
Document Filings
Final Gazette dissolved via voluntary strike-off
First Gazette notice for voluntary strike-off
Application to strike the company off the register
Confirmation statement made on 12 October 2018 with updates
Previous accounting period extended from 31 October 2017 to 30 April 2018
Change of details for Riskalliance Group Limited as a person with significant control on 11 January 2018
Confirmation statement made on 12 October 2017 with no updates
Confirmation statement made on 12 October 2016 with updates
Incorporation
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