Company Overview
Aviva Central Services Uk Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 07 October 1996, so this is a well established company. Aviva Central Services Uk Limited has been in business for 29 years and 5 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

8 Surrey Street, Norwich, NR1 3NG
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Companies House Data
Company NameAVIVA CENTRAL SERVICES UK LIMITED
Company Number03259447
Registered Office Address8 Surrey Street
 NR1 3NG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date07/10/1996
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date29/06/2017
Returns Last Made Up Date01/06/2016
Previous Company NameChanged Date
NORWICH UNION CENTRAL SERVICES LIMITED01 Jun 2009
Directors & Members
Show Resigned
James Barnard - Director
(British, 46 years old, born January 1980)
Appointed 08 June 2023
 Active
Judith Buttigieg - Director
(British, 57 years old, born November 1969)
Appointed 08 June 2023
 Active
John Cummings - Director
(British, 64 years old, born May 1962)
Appointed 15 May 2020
 Active
Evanthia Duff - Director
(British, 46 years old, born June 1980)
Appointed 10 March 2023
 Active
Robert Fazzini-Jones - Director
(British, 51 years old, born March 1975)
Appointed 29 November 2021
 Active
Gajen Ganandran - Director
(British, 45 years old, born August 1981)
Appointed 01 April 2024
 Active
Secretaries
Show Resigned
Other Company Directorships
James Barnard
No companies found
Judith Buttigieg
AVIVA INTERNATIONAL INSURANCE LIMITED
AVIVA INVESTORS PENSIONS LIMITED
MDU INVESTMENTS LIMITED
RAC PENSION TRUSTEES LIMITED
RECLAIM FUND LTD
THE MEDICAL DEFENCE UNION LIMITED
John Cummings
AVIVA GROUP HOLDINGS LIMITED
AVIVA INVESTORS GLOBAL SERVICES LIMITED
AVIVA INVESTORS HOLDINGS LIMITED
AVIVA UK DIGITAL LIMITED
LADYBROOK LIMITED
Evanthia Duff
No companies found
Robert Fazzini-Jones
AVIVA LIFE SERVICES UK LIMITED
CANADA LIFE HOME FINANCE TRUSTEE LIMITED
CANADA LIFE PLATFORM LIMITED
CANADA LIFE PLATFORM NOMINEE LIMITED
CANADA LIFE SIPP TRUSTEE LIMITED
CANADA LIFE UK HOLDINGS LIMITED
ICE NOMINEE COMPANY LIMITED
MARINE AND GENERAL MUTUAL LIFE ASSURANCE SOCIETY
MGM ADVANTAGE SERVICES LIMITED
MGM ASSURANCE (TRUSTEES) LIMITED
STONEHAVEN UK LTD
Gajen Ganandran
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Balance Sheet
Fixed Assets 107,000,000 107,000,000 123,000,000
Current Assets 453,000,000 453,000,000 394,000,000
Creditors Due Within One Year 521,000,000 521,000,000 469,000,000
Working Cap -68,000,000 -68,000,000 -75,000,000
Total Assets Less Current Liabilities 39,000,000 39,000,000 48,000,000
Long-term Liabilities 84,000,000 84,000,000 95,000,000
Net Assets -45,000,000 -45,000,000 -47,000,000
Share Capital & Reserves
Share Cap 50,000,000 50,000,000 50,000,000
Profit & Loss Reserves -98,000,000 -98,000,000 -100,000,000
Other Reserves 3,000,000 3,000,000 3,000,000
Shareholders Funds -45,000,000 -45,000,000 -47,000,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Tangible Fixed Assets - - -
Fixed Assets 19.1% 19.1% 23.8%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.4% 0.4% 0.8%
Cash Bank In Hand 14.6% 14.6% 15.9%
Current Assets 80.9% 80.9% 76.2%
Creditors Due Within One Year 93.0% 93.0% 90.7%
Net Current Assets Liabilities -12.1% -12.1% -14.5%
Creditors Due After One Year 15.0% 15.0% 18.4%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability -8.0% -8.0% -9.1%
Called Up Share Capital 8.9% 8.9% 9.7%
Share Capital Allotted Called Up Paid 8.9% 8.9% 9.7%
Profit Loss Account Reserve -17.5% -17.5% -19.3%
Shareholder Funds -8.0% -8.0% -9.1%
Capital Employed - - -
Total Assets Less Current Liabilities 7.0% 7.0% 9.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Liquidity Ratio 0.9 0.9 0.8
Solvency Ratio 0.9 0.9 0.9
Reserves to Assets -0.2 -0.2 -0.2
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Assets 560,000,000 560,000,000 517,000,000
Debt 605,000,000 605,000,000 564,000,000
Net Assets/Debt -45,000,000 -45,000,000 -47,000,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around NR1 3NG
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SELLERS & BATTY (PETERBOROUGH) LIMITED
8 Surrey Street, Norwich, NR1 3NG
AVIVA HEALTH UK LIMITED
8 SURREY STREET, NORWICH, NR1 3NG
HEALTHCARE PURCHASING ALLIANCE LIMITED
30 Finsbury Square, London, NR1 3NG
UNDERSHAFT (NO.4) LIMITED
8 Surrey Street, Norwich, Norfolk, NR1 3NG
SOLUS (LONDON) LIMITED
8 SURREY STREET, NORWICH, NORFOLK, NR1 3NG
RAC PENSION TRUSTEES LIMITED
30 FINSBURY SQUARE, LONDON, NR1 3NG
Document Filings
Director's details changed for James Barnard on 3 March 2026
Confirmation statement made on 2 May 2025 with no updates
Appointment of Mr David Montgomery as a director on 4 April 2025
Termination of appointment of Jason Philip Storah as a director on 12 March 2025
Secretary's details changed for Aviva Company Secretarial Services Limited on 26 March 2024
Change of details for Aviva Group Holdings Limited as a person with significant control on 26 March 2024
Director's details changed for Mr John Bernard Cummings on 15 May 2020
Director's details changed for Mr Jason Philip Storah on 6 July 2024
Confirmation statement made on 2 May 2024 with no updates
Appointment of Mr Jason Philip Storah as a director on 1 April 2024
Termination of appointment of Andrew Dinwiddie as a director on 1 April 2024
Appointment of Mr Gajen Ganandran as a director on 1 April 2024
Termination of appointment of Elisa Janine Nasho as a director on 9 October 2023
Termination of appointment of Emma Barry as a director on 9 October 2023
Termination of appointment of Kieran Murphy as a director on 9 October 2023
Termination of appointment of Adam Charles Winslow as a director on 30 August 2023
Director's details changed for Ms Emma Barry on 15 June 2023
Appointment of James Barnard as a director on 8 June 2023
Appointment of Miss Judith Buttigieg as a director on 8 June 2023
Confirmation statement made on 2 May 2023 with no updates
Termination of appointment of Olufemi Bamisaiye as a director on 31 March 2023
Appointment of Mr Kieran Murphy as a director on 10 March 2023
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