Company Overview
Abm Microbank Limited is a Dissolved Private Limited Company.
Registered Address

115 Chatham Street, Reading, Berkshire, RG1 7JX
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Companies House Data
Company NameABM MICROBANK LIMITED
Company Number04781218
Registered Office Address115 Chatham Street
 Reading
 RG1 7JX
Company CategoryPrivate Limited Company
Company StatusDissolved
Country of OriginUnited Kingdom
Incorporation Date30/05/2003
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2016
Accounts Last Made Up Date30/06/2014
Accounts Account CategoryDORMANT
Returns Next Due Date27/06/2016
Returns Last Made Up Date30/05/2015
Previous Company NameChanged Date
A1 SOFTWARE (UK) LTD01 Apr 2004
Directors & Members
Show Resigned
Harpaul Dharwar - Director
(British, 51 years old, born March 1973)
Finance Director - Appointed 12 June 2009
 Active
Paul Fannon - Director
(British, 56 years old, born February 1968)
Director - Appointed 01 June 2003
 Active
Nigel Savory - Director
(British, 58 years old, born December 1966)
Director - Appointed 05 June 2013
 Active
Secretaries
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Other Company Directorships
Harpaul Dharwar
AFP HOLDINGS LIMITED
ALBANY SOFTWARE LIMITED
ARIAN SOFTWARE LIMITED
BOTTOMLINE TECHNOLOGIES EUROPE LIMITED
BOTTOMLINE TECHNOLOGIES LIMITED
BOTTOMLINE TRANSACTIONAL SERVICES LIMITED
CALEDONIAN REPROGRAPHICS LIMITED
CHATHAM STREET TECHNOLOGIES LIMITED
CHECKPAY LIMITED
CREATE ! FORM INTERNATIONAL LIMITED
DIRECT DEBIT LIMITED
EUROPEAN DIRECT DEBIT ASSOCIATION
FORMSCAPE (UK) LIMITED
FORMSCAPE GROUP LIMITED
FORMSCAPE SOFTWARE LIMITED
H.M.S.L. GROUP LIMITED
INTEGRATED DOCUMENT TECHNOLOGY LIMITED
MICRO SUPPLIES LIMITED
OPTIOSOFTWARE UK LIMITED
PROCESS FLOW LTD
SIMPLEX GTP LIMITED
SMA FINANCIAL LTD
TRANMIT LIMITED
VERTISOFT LIMITED
Paul Fannon
BOTTOMLINE TRANSACTIONAL SERVICES LIMITED
CHATHAM STREET TECHNOLOGIES LIMITED
DIRECT DEBIT LIMITED
EUROPEAN DIRECT DEBIT ASSOCIATION
TRANMIT LIMITED
Nigel Savory
AFP HOLDINGS LIMITED
ALBANY SOFTWARE LIMITED
ARIAN SOFTWARE LIMITED
BOTTOMLINE TECHNOLOGIES EUROPE LIMITED
BOTTOMLINE TECHNOLOGIES LIMITED
BOTTOMLINE TRANSACTIONAL SERVICES LIMITED
CHATHAM STREET TECHNOLOGIES LIMITED
CHECKPAY LIMITED
CJJ INVESTMENTS LTD
CREATE ! FORM INTERNATIONAL LIMITED
DIRECT DEBIT LIMITED
EUROPEAN DIRECT DEBIT ASSOCIATION
FIRST CAPITAL CASHFLOW LIMITED
FORMSCAPE (UK) LIMITED
FORMSCAPE GROUP LIMITED
FORMSCAPE SOFTWARE LIMITED
H.M.S.L. GROUP LIMITED
INTEGRATED DOCUMENT TECHNOLOGY LIMITED
OPTIOSOFTWARE UK LIMITED
PAYMENT SERVICES BUREAU LIMITED
PROCESS FLOW LTD
SIMPLEX GTP LIMITED
SMA FINANCIAL LTD
TRANMIT LIMITED
VERTISOFT LIMITED
Balance Sheet Unlock full report

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Common Size Financial Analysis Unlock full report

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Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
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Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around RG1 7JX
FORMSCAPE GROUP LIMITED
1600 ARLINGTON BUSINESS PARK, THEALE, READING, RG1 7JX
BOTTOMLINE TRANSACTIONAL SERVICES LIMITED
115 Chatham Street, Reading, RG1 7JX
PROCESS FLOW LTD
1600 ARLINGTON BUSINESS PARK, THEALE, READING, RG1 7JX
INTEGRATED DOCUMENT TECHNOLOGY LIMITED
1600 ARLINGTON BUSINESS PARK, THEALE, READING, RG1 7JX
FORMSCAPE (UK) LIMITED
115 Chatham Street, Reading, Berkshire, RG1 7JX
FORMSCAPE SOFTWARE LIMITED
115 Chatham Street, Reading, Berkshire, RG1 7JX
BOTTOMLINE TECHNOLOGIES EUROPE LIMITED
1600 ARLINGTON BUSINESS PARK, THEALE, READING, RG1 7JX
CHATHAM STREET TECHNOLOGIES LIMITED
1600 ARLINGTON BUSINESS PARK, THEALE, READING, RG1 7JX
BOTTOMLINE TECHNOLOGIES LIMITED
1600 ARLINGTON BUSINESS PARK, THEALE, READING, BERKSHIRE, RG1 7JX
H.M.S.L. GROUP LIMITED
115 Chatham Street, Reading, Berkshire, RG1 7JX
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