SEVENTH-DAY ADVENTIST TRUST COMPANY LIMITED Credit Check Report

Company Overview

Seventh-Day Adventist Trust Company Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 28 June 1982, so this is a well established company. Seventh-Day Adventist Trust Company Limited has been in business for 43 years and 9 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.

Registered Address

Stanborough Park, Watford, Herts, WD25 9JZ

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Companies House Data

Company Name	SEVENTH-DAY ADVENTIST TRUST COMPANY LIMITED
Company Number	01646890
Registered Office Address	Stanborough Park
	Watford
	WD25 9JZ
Company Category	Private Limited Company
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	28/06/1982
Accounting Reference Date Day	31
Accounting Reference Date Month	12
Accounts Next Due Date	30/09/2026
Accounts Last Made Up Date	31/12/2024
Accounts Account Category	TOTAL EXEMPTION FULL
Returns Next Due Date	02/08/2016
Returns Last Made Up Date	05/07/2015

Directors & Members

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	Wederly Aguiar - Director (British, 40 years old, born May 1986) Appointed 03 February 2022	Active
	Michael Agyei Asare - Director (British, 40 years old, born June 1986) Appointed 15 December 2022	Active
	Martin Anthony - Director (British, 91 years old, born January 1935)	Resigned
	Cyril Baildam - Director (British, 104 years old, born February 1922) Appointed 07 November 1991, Resigned 22 June 1994	Resigned
	William Beamish - Director (British, 88 years old, born September 1938)	Resigned
	Eglan Brooks - Director (British, 64 years old, born November 1962) Appointed 14 September 2010, Resigned 09 June 2014	Resigned
	Eglan Brooks - Director (British, 64 years old, born November 1962) Appointed 03 February 2022	Active
	Keith Davidson - Director (British, 77 years old, born November 1949) Appointed 05 December 1996, Resigned 21 May 2010	Resigned
	Samuel Davis - Director (British, 70 years old, born December 1956) Appointed 01 October 2009, Resigned 01 January 2012	Resigned
	Marcus Dove - Director (British, 81 years old, born August 1945) Appointed 07 November 1991, Resigned 11 December 2001	Resigned
	Kenneth Elias - Director (British, 110 years old, born January 1916)	Resigned
	Egerton Francis - Director (Jamaican British, 82 years old, born March 1944) Appointed 14 March 2002, Resigned 04 July 2008	Resigned
	Jonathan Gallagher - Director (British, 74 years old, born December 1952) Appointed 05 December 1996, Resigned 10 July 1997	Resigned
	Vincent Goddard - Director (British, 76 years old, born April 1950) Appointed 24 January 1995, Resigned 17 June 1999	Resigned
	Eric Henry - Director (British, 90 years old, born November 1936)	Resigned
	Peter Hinks - Director (British, 95 years old, born November 1931)	Resigned
	Alan Hodges - Director (British, 82 years old, born July 1944) Appointed 09 June 2014, Resigned 02 February 2022	Resigned
	Thelma Hodges - Director (British, 79 years old, born July 1947) Appointed 11 December 2001, Resigned 09 June 2014	Resigned
	Victor Hulbert - Director (British, 68 years old, born August 1958) Appointed 05 December 2006, Resigned 31 December 2015	Resigned
	Lorance Johnson - Director (British, 63 years old, born September 1963) Appointed 13 December 2012, Resigned 24 July 2016	Resigned
	Adam Keough - Director (British, 49 years old, born July 1977) Appointed 02 December 2024	Active
	George Kumi - Director (British, 64 years old, born November 1962) Appointed 03 February 2022, Resigned 10 June 2024	Resigned
	Candy Layson - Director (British, 54 years old, born May 1972) Appointed 21 December 2022, Resigned 06 December 2023	Resigned
	Mervyn Leicester - Director (British, 81 years old, born September 1945)	Resigned
	Paul Lockham - Director (English, 70 years old, born December 1956) Appointed 13 September 2011, Resigned 30 June 2016	Resigned
	Paul Lockham - Director (English, 70 years old, born December 1956) Appointed 07 December 2017, Resigned 31 December 2018	Resigned
	Eric Lowe - Director (British, 81 years old, born January 1945) Appointed 10 July 1997, Resigned 13 September 2011	Resigned
	Stanley Maxwell - Director (British, 99 years old, born June 1927)	Resigned
	Michael Mbui - Director (British, 65 years old, born June 1961) Appointed 09 June 2014, Resigned 07 December 2017	Resigned
	Donald McFarlane - Director (British, 75 years old, born July 1951) Appointed 12 September 2006, Resigned 13 September 2011	Resigned
	Donald McFarlane - Director (British, 75 years old, born July 1951)	Resigned
	Max McKenzie-Cook - Director (British, 41 years old, born December 1985) Appointed 10 June 2024	Active
	Sharon Mitchell - Director (British, 66 years old, born May 1960) Appointed 17 June 1999, Resigned 11 December 2001	Resigned

Secretaries

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	Donovan Cleary - Secretary (British) Appointed 07 March 2006, Resigned 04 December 2007	Resigned
	Stanley Maxwell - Secretary (British)	Resigned

Other Company Directorships

Wederly Aguiar
COURTLANDS DRIVE BLOCKS "E & F" MANAGEMENT COMPANY LIMITED
SEVENTH-DAY ADVENTIST ASSOCIATION LIMITED
STANBOROUGH PRESS LIMITED

Michael Agyei Asare
No companies found

Eglan Brooks
B5 ONYX LTD
NEWBOLD COLLEGE
WORLD WIDE ADVENT MISSIONS LIMITED

Adam Keough
No companies found

Max McKenzie-Cook
CR STRATEGIES LTD
LAMBETH AND SOUTHWARK MIND
SEVENTH-DAY ADVENTIST ASSOCIATION LIMITED

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around WD25 9JZ

	SEVENTH-DAY ADVENTIST ASSOCIATION LIMITED Stanborough Park, Watford,, Herts, WD25 9JZ

Document Filings

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