Company Overview
Seventh-Day Adventist Association Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Friday 24 August 1906, so this is a well established company. Seventh-Day Adventist Association Limited has been in business for 119 years and 7 months. The accounts status is small and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Stanborough Park, Watford, Herts, WD25 9JZ
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Companies House Data
Company NameSEVENTH-DAY ADVENTIST ASSOCIATION LIMITED
Company Number00089953
Registered Office AddressStanborough Park
 Watford,
 WD25 9JZ
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date24/08/1906
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategorySMALL
Returns Next Due Date02/08/2016
Returns Last Made Up Date05/07/2015
Directors & Members
Show Resigned
Wederly Aguiar - Director
(British, 40 years old, born May 1986)
Appointed 03 February 2022
 Active
Nerine Barrett - Director
(British, 58 years old, born March 1968)
Appointed 15 December 2022
 Active
Eglan Brooks - Director
(British, 64 years old, born November 1962)
Appointed 03 February 2022
 Active
Adam Keough - Director
(British, 49 years old, born July 1977)
Appointed 10 June 2024
 Active
August Lawrence - Director
(British, 64 years old, born December 1962)
Appointed 13 June 2024
 Active
Secretaries
Show Resigned
Other Company Directorships
Wederly Aguiar
COURTLANDS DRIVE BLOCKS "E & F" MANAGEMENT COMPANY LIMITED
SEVENTH-DAY ADVENTIST TRUST COMPANY LIMITED
STANBOROUGH PRESS LIMITED
Nerine Barrett
No companies found
Eglan Brooks
SEVENTH-DAY ADVENTIST TRUST COMPANY LIMITED
Adam Keough
No companies found
August Lawrence
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Balance Sheet
Fixed Assets 100 100 100
Current Assets 23,343 23,343 25,927
Creditors Due Within One Year 13,615 13,615 11,396
Working Cap 9,728 9,728 14,531
Total Assets Less Current Liabilities 9,828 9,828 14,631
Long-term Liabilities 0 0 0
Net Assets 9,828 9,828 14,631
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves 9,828 9,828 14,631
Other Reserves - - -
Shareholders Funds 9,828 9,828 14,631
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Tangible Fixed Assets 0.4% 0.4% 0.4%
Fixed Assets 0.4% 0.4% 0.4%
Stocks Inventory - - -
Debtors 51.8% 51.8% 6.2%
Cash Bank In Hand 47.7% 47.7% 93.5%
Current Assets 99.6% 99.6% 99.6%
Creditors Due Within One Year 58.1% 58.1% 43.8%
Net Current Assets Liabilities 41.5% 41.5% 55.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 41.9% 41.9% 56.2%
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve 41.9% 41.9% 56.2%
Shareholder Funds 41.9% 41.9% 56.2%
Capital Employed - - -
Total Assets Less Current Liabilities 41.9% 41.9% 56.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Liquidity Ratio 1.7 1.7 2.3
Solvency Ratio 1.7 1.7 2.3
Reserves to Assets 0.4 0.4 0.6
Secured Creditors Unlock full report
Mortgages Charges 60
Mortgages Outstanding 35
Mortgages Part Satisfied 0
Mortgages Satisfied 25
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Assets 23,443 23,443 26,027
Debt 13,615 13,615 11,396
Net Assets/Debt 9,828 9,828 14,631

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around WD25 9JZ
SEVENTH-DAY ADVENTIST TRUST COMPANY LIMITED
STANBOROUGH PARK, WATFORD, HERTS, WD25 9JZ
Document Filings
Confirmation statement made on 19 September 2025 with no updates
Appointment of Mr Adam Keough as a director on 10 June 2024
Appointment of Ms Elisabeth Sanguesa as a director on 17 March 2025
Termination of appointment of Max Benedict Frank Mckenzie-Cook as a director on 9 April 2025
Appointment of Mr Steve Palmer as a director on 16 September 2024
Appointment of Mr Max Benedict Frank Mckenzie-Cook as a director on 5 December 2024
Termination of appointment of George Kwame Kumi as a director on 16 September 2024
Confirmation statement made on 19 September 2024 with no updates
Termination of appointment of Stephen Ochieng Okelo as a secretary on 29 July 2024
Part of the property or undertaking has been released from charge 53
Registration of charge 000899530060, created on 5 August 2024
Information not on the register The material was formerly considered to form part of the register but is no longer considered by the registrar to do so 
Appointment of Dr August Lawrence as a director on 13 June 2024
Appointment of Mr Jacques Venter as a director on 13 June 2024
Termination of appointment of John Charles Surridge as a director on 10 June 2024
Termination of appointment of Dan Serb as a director on 10 June 2024
Termination of appointment of Kevin Johns as a director on 10 June 2024
Termination of appointment of Emmanuel Osei as a director on 6 December 2023
Confirmation statement made on 19 September 2023 with no updates
Confirmation statement made on 5 July 2023 with no updates
Appointment of Pastor Nerine Barrett as a director on 15 December 2022
Termination of appointment of Maslin Holness as a director on 15 December 2022
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