Company Overview
Ruman Homes And Renovations Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 04 June 2021. Ruman Homes And Renovations Ltd has been in business for 4 years and 10 months. The accounts status is total exemption full and the accounts are next due on Tuesday 31 March 2026.
Registered Address

59 Bonnygate, Cupar, KY15 4BY
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameRUMAN HOMES AND RENOVATIONS LTD
Company NumberSC700715
Registered Office Address59 Bonnygate
 KY15 4BY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date04/06/2021
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date02/07/2022
Previous Company NameChanged Date
KJ PROJECT SUPPORT LTD06 Jul 2021
Directors & Members
Kerry Jukes - Director
(British, 47 years old, born March 1979)
Appointed 04 June 2021
 Active
Mateusz Ruman - Director
(British, 45 years old, born April 1981)
Appointed 05 July 2021
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Kerry Jukes
ALLANDALE LIMITED
BUSINESS FIX LIMITED
RHR BATHROOMS & KITCHENS LIMITED
RUMAN PROPERTIES LIMITED
Mateusz Ruman
ALLANDALE LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Balance Sheet
Fixed Assets 0 0 -
Current Assets 44,022 44,022 -
Creditors Due Within One Year 38,556 38,556 -
Working Cap 5,466 5,466 -
Total Assets Less Current Liabilities 5,466 5,466 -
Long-term Liabilities 0 0 -
Net Assets 5,466 5,466 -
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 5,466 5,466 -
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% -
Stocks Inventory - - -
Debtors 60.7% 60.7% -
Cash Bank In Hand 39.3% 39.3% -
Current Assets 100.0% 100.0% -
Creditors Due Within One Year 87.6% 87.6% -
Net Current Assets Liabilities 12.4% 12.4% -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 12.4% 12.4% -
Capital Employed - - -
Total Assets Less Current Liabilities 12.4% 12.4% -
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Liquidity Ratio 1.1 1.1 0.0
Solvency Ratio 1.1 1.1 -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Assets 44,022 44,022 -
Debt 38,556 38,556 -
Net Assets/Debt 5,466 5,466 -

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around KY15 4BY
EVOLUTION BUSINESS SERVICES LIMITED
59 BONNYGATE, CUPAR, FIFE, KY15 4BY
BALGAY FARMING COMPANY LIMITED
59 BONNYGATE, CUPAR, KY15 4BY
ARMAGNAC PROPERTIES LIMITED
59 BONNYGATE, CUPAR, FIFE, KY15 4BY
ROBERT MILLAR BLACKSMITH LIMITED
59 BONNYGATE, CUPAR, FIFE, KY15 4BY
HOWE OF FIFE TRADING LIMITED
59 BONNYGATE, CUPAR, FIFE, KY15 4BY
CRR SERVICES (SCOTLAND) LIMITED
59 Bonnygate, Cupar, Fife, KY15 4BY
CERES HIGHLAND GAMES LTD
59 Bonnygate, Cupar, Fife, KY15 4BY
RANKEILOUR FARMS LIMITED
59 BONNYGATE, CUPAR, FIFE, KY15 4BY
BCM MICROELECTRONICS LIMITED
59 BONNYGATE, CUPAR, FIFE, KY15 4BY
GONGHILL FARMING LIMITED
59 Bonnygate, Cupar, Fife, KY15 4BY
Document Filings
Confirmation statement made on 3 June 2025 with no updates
Confirmation statement made on 3 June 2024 with no updates
Notification of Mateusz Stanislaw Ruman as a person with significant control on 3 May 2024
Change of details for Ms Kerry Ann Mackenzie Jukes as a person with significant control on 3 May 2024
Director's details changed for Mr Mateusz Stanislaw Ruman on 3 May 2024
Registered office address changed from 8 Station Road Dollar FK14 7EJ Scotland to 59 Bonnygate Cupar KY15 4BY on 3 May 2024
Confirmation statement made on 3 June 2023 with no updates
Registered office address changed from 8 8 Station Road Dollar Clackmannanshire FK14 7EJ United Kingdom to 8 Station Road Dollar FK14 7EJ on 16 January 2023
Confirmation statement made on 3 June 2022 with updates
Registered office address changed from 90 High Street Tillicoultry FK13 6DY Scotland to 8 8 Station Road Dollar Clackmannanshire FK14 7EJ on 28 January 2022
Director's details changed for Mr Matesuz Stanislaw Ruman on 6 July 2021
Appointment of Mr Matesuz Stanislaw Ruman as a director on 5 July 2021
Registered office address changed from 8 Station Road Dollar FK14 7EJ Scotland to 90 High Street Tillicoultry FK13 6DY on 6 July 2021
Resolutions
Incorporation
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free