Company Overview
Speirs Gumley Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 14 February 2020. Speirs Gumley Limited has been in business for 6 years and 1 month. The accounts status is small and the accounts are next due on Wednesday 31 December 2025.
Registered Address

3Rd Floor, Red Tree Magenta Glasgow Road, Rutherglen, Glasgow, G73 1UZ
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameSPEIRS GUMLEY LIMITED
Company NumberSC654579
Registered Office Address3rd Floor, Red Tree Magenta Glasgow Road
 Rutherglen
 G73 1UZ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/02/2020
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/03/2024
Accounts Account CategorySMALL
Returns Next Due Date14/03/2021
Directors & Members
Show Resigned
Andrew Bell - Director
(British, 49 years old, born November 1977)
Appointed 25 February 2020
 Active
Iain Friel - Director
(British, 58 years old, born April 1968)
Appointed 25 February 2020
 Active
Stuart Pender - Director
(British, 61 years old, born June 1965)
Appointed 21 June 2023
 Active
Secretaries
Show Resigned
Other Company Directorships
Andrew Bell
GUMLEY LIMITED
J & J PENSION TRUSTEES LIMITED
SPEIRS GUMLEY (GLASGOW) LIMITED
SPEIRS PARNIE & ADAM LIMITED
SPEIRS PARNIE LIMITED
SPEIRS PARNIE PROPERTY MANAGEMENT LIMITED
Iain Friel
No companies found
Stuart Pender
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 30-Jun-2022 30-Jun-2021
Balance Sheet
Fixed Assets 8,380,786 8,380,786 9,055,891
Current Assets 868,621 868,621 446,374
Creditors Due Within One Year 1,299,204 1,299,204 1,435,763
Working Cap -430,583 -430,583 -989,389
Total Assets Less Current Liabilities 7,950,203 7,950,203 8,066,502
Long-term Liabilities 5,875,627 5,875,627 6,078,357
Net Assets 2,074,576 2,074,576 1,988,145
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 2,074,576 2,074,576 1,988,145
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 30-Jun-2022 30-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets 90.6% 90.6% 95.3%
Stocks Inventory - - -
Debtors 1.1% 1.1% 1.1%
Cash Bank In Hand 6.0% 6.0% 1.4%
Current Assets 9.4% 9.4% 4.7%
Creditors Due Within One Year 14.0% 14.0% 15.1%
Net Current Assets Liabilities -4.7% -4.7% -10.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 22.4% 22.4% 20.9%
Capital Employed - - -
Total Assets Less Current Liabilities 86.0% 86.0% 84.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 30-Jun-2022 30-Jun-2021
Liquidity Ratio 0.7 0.7 0.3
Solvency Ratio 1.3 1.3 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 30-Jun-2022 30-Jun-2021
Assets 9,249,407 9,249,407 9,502,265
Debt 7,174,831 7,174,831 7,514,120
Net Assets/Debt 2,074,576 2,074,576 1,988,145

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around G73 1UZ
AMBERMIST LIMITED
260 Glasgow Road, Rutherglen, Glasgow, G73 1UZ
GLASGOW CAR AND VAN SALES LTD
256 Glasgow Road, Rutherglen, Glasgow, G73 1UZ
AUTOSOLUTIONS GLASGOW LTD
260 Glasgow Road, Rutherglen, Glasgow, G73 1UZ
RUTHERGLEN HIRE LTD
260 Glasgow Road, Rutherglen, Glasgow, G73 1UZ
VAPELAB UK LTD
260 Glasgow Road, Rutherglen, Glasgow, G73 1UZ
AVONLOCH LIMITED
260 Glasgow Road, Rutherglen, Glasgow, G73 1UZ
1ST CHOICE ENGINEERING LIMITED
260 Glasgow Road Rutherglen, Glasgow, G73 1UZ
Document Filings
Resolutions
All of the property or undertaking has been released from charge SC6545790001
Confirmation statement made on 13 February 2026 with no updates
Termination of appointment of Lorraine Macdonald as a director on 4 April 2025
Confirmation statement made on 13 February 2025 with no updates
Particulars of variation of rights attached to shares
Change of share class name or designation
Memorandum and Articles of Association
Resolutions
Termination of appointment of David Lamb as a director on 29 October 2024
Termination of appointment of Douglas Charles Weir as a director on 29 October 2024
Termination of appointment of Douglas Charles Weir as a secretary on 29 October 2024
Previous accounting period shortened from 20 June 2024 to 31 March 2024
Registered office address changed from Bellahouston Business Centre 423 Paisley Road West Glasgow G51 1PZ Scotland to 3rd Floor, Red Tree Magenta Glasgow Road Rutherglen Glasgow G73 1UZ on 27 March 2024
Previous accounting period shortened from 30 June 2023 to 20 June 2023
Confirmation statement made on 13 February 2024 with updates
Registration of charge SC6545790001, created on 21 June 2023
Notification of Strathspey Capital Limited as a person with significant control on 21 June 2023
Cessation of Lorraine Macdonald as a person with significant control on 21 June 2023
Appointment of Mr Douglas Charles Weir as a secretary on 21 June 2023
Appointment of Mr David Lamb as a director on 21 June 2023
Appointment of Mr Douglas Charles Weir as a director on 21 June 2023
Appointment of Mr Stuart Macpherson Pender as a director on 21 June 2023
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free