Company Overview
Stewart Gilmour & Co. Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 18 June 2018, so this is a well established company. Stewart Gilmour & Co. Limited has been in business for 7 years and 9 months. The accounts status is total exemption full and the accounts are next due on Saturday 28 February 2026.
Registered Address

24 Beresford Terrace, Ayr, KA7 2EG
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Companies House Data
Company NameSTEWART GILMOUR & CO. LIMITED
Company NumberSC600202
Registered Office Address24 Beresford Terrace
 KA7 2EG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date18/06/2018
Accounting Reference Date Day31
Accounting Reference Date Month5
Accounts Next Due Date31/05/2026
Accounts Last Made Up Date31/05/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date16/07/2019
Previous Company NameChanged Date
STEWART GILMOUR & CO. ACCOUNTANTS LIMITED30 Oct 2018
Directors & Members
Show Resigned
Kenneth Livingstone - Director
(British, 64 years old, born January 1962)
Appointed 18 June 2018
 Active
Wilma McCann - Director
(British, 57 years old, born December 1969)
Appointed 31 May 2019
 Active
Sheila Tannock - Director
(British, 65 years old, born October 1961)
Appointed 18 June 2018
 Active
Secretaries
Kenneth Livingstone - Secretary
Appointed 31 May 2019
 Active
Other Company Directorships
Kenneth Livingstone
CALEDONIAN BUSINESS SERVICES LIMITED
MEGA GEN LIMITED
STEWART GILMOUR & CO. (2024) LIMITED
STEWART GILMOUR & CO. (HOLDINGS) LIMITED
Wilma McCann
No companies found
Sheila Tannock
BERESFORD ACCOUNTANCY LIMITED
STEWART GILMOUR & CO. (2024) LIMITED
STEWART GILMOUR & CO. (HOLDINGS) LIMITED
Balance Sheet Unlock full report
Accounts Date 31-May-2024 31-May-2020 31-May-2019
Balance Sheet
Fixed Assets 111,999 111,999 0
Current Assets 823,569 823,569 200
Creditors Due Within One Year 757,250 757,250 0
Working Cap 66,319 66,319 200
Total Assets Less Current Liabilities 178,318 178,318 200
Long-term Liabilities 70,876 70,876 0
Net Assets 107,442 107,442 200
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 107,442 107,442 200
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2020 31-May-2019
Tangible Fixed Assets - - -
Fixed Assets 12.0% 12.0% 0.0%
Stocks Inventory - - -
Debtors 21.7% 21.7% -
Cash Bank In Hand 0.9% 0.9% 100.0%
Current Assets 88.0% 88.0% 100.0%
Creditors Due Within One Year 80.9% 80.9% 0.0%
Net Current Assets Liabilities 7.1% 7.1% 100.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 11.5% 11.5% 100.0%
Capital Employed - - -
Total Assets Less Current Liabilities 19.1% 19.1% 100.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2020 31-May-2019
Liquidity Ratio 1.1 1.1 200.0
Solvency Ratio 1.1 1.1 ∞
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2020 31-May-2019
Assets 935,568 935,568 200
Debt 828,126 828,126 0
Net Assets/Debt 107,442 107,442 200

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 18 June 2025 with no updates
Confirmation statement made on 18 June 2024 with updates
Notification of Sheila Lowe Tannock as a person with significant control on 30 May 2024
Notification of Kenneth Cameron Livingstone as a person with significant control on 30 May 2024
Cessation of Xeinadin Uk Professional Services Limited as a person with significant control on 30 May 2024
Cessation of Xeinadin Group Limited as a person with significant control on 30 May 2024
Termination of appointment of Peter James Anderson as a director on 30 May 2024
Confirmation statement made on 31 May 2024 with no updates
Termination of appointment of Claud Gerrish as a director on 1 June 2023
Consolidated accounts of parent company for subsidiary company period ending 31/05/23
Notice of agreement to exemption from audit of accounts for period ending 31/05/23
Audit exemption statement of guarantee by parent company for period ending 31/05/23
Appointment of Mr Peter James Anderson as a director on 20 December 2023
Confirmation statement made on 31 May 2023 with updates
Consolidated accounts of parent company for subsidiary company period ending 31/05/22
Audit exemption statement of guarantee by parent company for period ending 31/05/22
Notice of agreement to exemption from audit of accounts for period ending 31/05/22
Termination of appointment of Alexander John Exley White as a director on 2 March 2023
Termination of appointment of Peter James Anderson as a director on 2 March 2023
Particulars of variation of rights attached to shares
Change of share class name or designation
Notification of Xeinadin Group Limited as a person with significant control on 20 May 2022
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