Company Overview
Flat Lady Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 01 February 2017, so this is a well established company. Flat Lady Ltd has been in business for 9 years and 2 months. The accounts status is total exemption full and the accounts are next due on Monday 30 November 2026.
Registered Address

14 1St Floor, Newton Place, Glasgow, G3 7PY
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Companies House Data
Company NameFLAT LADY LTD
Company NumberSC556206
Registered Office Address14 1st Floor
 Newton Place
 G3 7PY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/02/2017
Accounting Reference Date Day28
Accounting Reference Date Month2
Accounts Next Due Date30/11/2026
Accounts Last Made Up Date28/02/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date01/03/2018
Directors & Members
Carol Matthews - Director
(British, 67 years old, born January 1959)
Appointed 01 February 2017
 Active
Stewart Matthews - Director
(British, 67 years old, born February 1959)
Appointed 01 February 2017
 Active
Secretaries
Carol Matthews - Secretary
Appointed 01 February 2017
 Active
Other Company Directorships
Carol Matthews
MATTHEWS MARKETING LIMITED
THE CHARLES RENNIE MACKINTOSH SOCIETY
Stewart Matthews
CCL GLASGOW LIMITED
ELYSIAN FUELS 11 LLP
G41 PROPERTY LIMITED
MATTHEWS MARKETING LIMITED
SCL GLASGOW LIMITED
SCR GLASGOW LIMITED
SK RACING LIMITED
STATMAN LIMITED
WESTBURN GROUP LIMITED
Balance Sheet Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Balance Sheet
Fixed Assets 533,325 533,325 539,471
Current Assets 49,004 49,004 37,410
Creditors Due Within One Year 219,429 219,429 219,499
Working Cap -170,425 -170,425 -182,089
Total Assets Less Current Liabilities 362,900 362,900 357,382
Long-term Liabilities 362,800 362,800 389,544
Net Assets 100 100 -32,162
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 100 100 -32,162
Common Size Financial Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Tangible Fixed Assets - - -
Fixed Assets 91.6% 91.6% 93.5%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand 8.4% 8.4% 6.5%
Current Assets 8.4% 8.4% 6.5%
Creditors Due Within One Year 37.7% 37.7% 38.0%
Net Current Assets Liabilities -29.3% -29.3% -31.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.0% 0.0% -5.6%
Capital Employed - - -
Total Assets Less Current Liabilities 62.3% 62.3% 62.0%
Financial Ratio Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Liquidity Ratio 0.2 0.2 0.2
Solvency Ratio 1.0 1.0 0.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Assets 582,329 582,329 576,881
Debt 582,229 582,229 609,043
Net Assets/Debt 100 100 -32,162

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 23 November 2025 with no updates
Confirmation statement made on 23 November 2024 with no updates
Confirmation statement made on 23 November 2023 with no updates
Confirmation statement made on 23 November 2022 with no updates
Confirmation statement made on 23 November 2021 with no updates
Confirmation statement made on 23 November 2020 with no updates
Registration of charge SC5562060004, created on 24 July 2020
Confirmation statement made on 23 November 2019 with no updates
Director's details changed for Mrs Carol Pamela Matthews on 29 March 2019
Director's details changed for Mr Stewart George Matthews on 29 March 2019
Registered office address changed from 13 Fitzroy Place Glasgow G3 7RW to 14 1st Floor Newton Place Glasgow G3 7PY on 14 February 2019
Confirmation statement made on 23 November 2018 with no updates
Registration of charge SC5562060003, created on 24 January 2018
Confirmation statement made on 23 November 2017 with updates
Registered office address changed from 272 Bath Street Glasgow G2 4JR Scotland to 13 Fitzroy Place Glasgow G3 7RW on 16 October 2017
Registration of charge SC5562060002, created on 7 June 2017
Registration of charge SC5562060001, created on 6 May 2017
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