Company Overview
Thermafy Group Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 26 March 2015, so this is a well established company. Thermafy Group Ltd has been in business for 11 years. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

6 Bridge Street, Kelso, TD5 7JD
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Companies House Data
Company NameTHERMAFY GROUP LTD
Company NumberSC501617
Registered Office Address6 Bridge Street
 TD5 7JD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date26/03/2015
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date31/03/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date23/04/2017
Returns Last Made Up Date26/03/2016
Previous Company NameChanged Date
SHOCK INNOVATIONS LTD03 Sep 2021
Directors & Members
Show Resigned
Scott Fairbairn - Director
(Scottish, 63 years old, born December 1963)
Appointed 21 April 2023
 Active
Amanda Pickford - Director
(British, 53 years old, born June 1973)
Appointed 26 March 2015
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Scott Fairbairn
THERMAFY ECO SOLUTIONS LIMITED
THERMAFY PROTECT LTD
Amanda Pickford
THERMAFY PROTECT LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2020 31-Mar-2019
Balance Sheet
Fixed Assets 244,544 244,544 131,608
Current Assets 57,964 57,964 4,081
Creditors Due Within One Year 184,599 184,599 159,494
Working Cap -126,635 -126,635 -155,413
Total Assets Less Current Liabilities 117,909 117,909 -23,805
Long-term Liabilities 80,244 80,244 10,000
Net Assets 37,665 37,665 -33,805
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 37,665 37,665 -33,805
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2020 31-Mar-2019
Tangible Fixed Assets - - -
Fixed Assets 80.8% 80.8% 97.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand 18.8% 18.8% 2.1%
Current Assets 19.2% 19.2% 3.0%
Creditors Due Within One Year 61.0% 61.0% 117.5%
Net Current Assets Liabilities -41.9% -41.9% -114.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 12.5% 12.5% -24.9%
Capital Employed - - -
Total Assets Less Current Liabilities 39.0% 39.0% -17.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2020 31-Mar-2019
Liquidity Ratio 0.3 0.3 0.0
Solvency Ratio 1.1 1.1 0.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2020 31-Mar-2019
Assets 302,508 302,508 135,689
Debt 264,843 264,843 169,494
Net Assets/Debt 37,665 37,665 -33,805

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around TD5 7JD
FAST-ANSWERS.COM LIMITED
8 Spread Eagle House, Kelso, TD5 7JD
Document Filings
Confirmation statement made on 1 March 2026 with no updates
Change of details for Mrs Amanda Jane Pickford as a person with significant control on 1 December 2023
Confirmation statement made on 1 March 2025 with no updates
Termination of appointment of Christopher John Walker as a director on 31 July 2024
Confirmation statement made on 1 March 2024 with updates
Appointment of Mr Christopher John Walker as a director on 4 December 2023
Memorandum and Articles of Association
Resolutions
Registration of charge SC5016170002, created on 20 October 2023
Memorandum and Articles of Association
Appointment of Mr Scott Hoggarth Fairbairn as a director on 21 April 2023
Confirmation statement made on 14 March 2023 with updates
Statement of capital following an allotment of shares on 1 April 2022
Sub-division of shares on 1 April 2022
Statement of capital following an allotment of shares on 1 April 2022
Sub-division of shares on 1 April 2022
Confirmation statement made on 14 March 2022 with no updates
Resolutions
Registered office address changed from Marchcleugh Farm , Jedburgh TD8 6RR United Kingdom to 6 Bridge Street Kelso TD5 7JD on 16 July 2021
Confirmation statement made on 26 March 2021 with no updates
Amended micro company accounts made up to 31 March 2020
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