Company Overview
Gateway Insurance Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 27 February 2015, so this is a well established company. Gateway Insurance Services Limited has been in business for 11 years and 1 month. The accounts status is total exemption full and the accounts are next due on Monday 30 November 2026.
Registered Address

109/14 Swanston Road, Edinburgh, EH10 7DS
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Companies House Data
Company NameGATEWAY INSURANCE SERVICES LIMITED
Company NumberSC499166
Registered Office Address109/14 Swanston Road
 EH10 7DS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date27/02/2015
Accounting Reference Date Day28
Accounting Reference Date Month2
Accounts Next Due Date30/11/2026
Accounts Last Made Up Date28/02/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date27/03/2017
Returns Last Made Up Date27/02/2016
Directors & Members
Show Resigned
Gareth McCallum - Director
(British, 41 years old, born October 1985)
Appointed 27 February 2015
 Active
Hollie McCallum - Director
(British, 38 years old, born January 1988)
Appointed 10 October 2017
 Active
Secretaries
Gareth McCallum - Secretary
Appointed 27 February 2015
 Active
Other Company Directorships
Gareth McCallum
GATEWAY FINANCIAL GROUP LTD
Hollie McCallum
No companies found
Balance Sheet Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Balance Sheet
Fixed Assets 0 0 0
Current Assets 181,927 181,927 129,388
Creditors Due Within One Year 105,614 105,614 69,457
Working Cap 76,313 76,313 59,931
Total Assets Less Current Liabilities 76,313 76,313 59,931
Long-term Liabilities 25,076 25,076 23,815
Net Assets 51,237 51,237 36,116
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 51,237 51,237 36,116
Common Size Financial Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 80.5% 80.5% 81.3%
Cash Bank In Hand 19.5% 19.5% 18.7%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 58.1% 58.1% 53.7%
Net Current Assets Liabilities 41.9% 41.9% 46.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 28.2% 28.2% 27.9%
Capital Employed - - -
Total Assets Less Current Liabilities 41.9% 41.9% 46.3%
Financial Ratio Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Liquidity Ratio 1.7 1.7 1.9
Solvency Ratio 1.4 1.4 1.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Assets 181,927 181,927 129,388
Debt 130,690 130,690 93,272
Net Assets/Debt 51,237 51,237 36,116

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 29 May 2025 with no updates
Confirmation statement made on 29 May 2024 with updates
Confirmation statement made on 27 February 2024 with no updates
Confirmation statement made on 27 February 2023 with no updates
Confirmation statement made on 27 February 2022 with no updates
Registered office address changed from 193 Pleasance Edinburgh EH8 9RU Scotland to 109/14 Swanston Road Edinburgh EH10 7DS on 10 May 2021
Confirmation statement made on 27 February 2021 with no updates
Confirmation statement made on 27 February 2020 with no updates
Secretary's details changed for Gareth Mccallum on 25 February 2020
Director's details changed for Gareth Mccallum on 25 February 2020
Confirmation statement made on 27 February 2019 with no updates
Confirmation statement made on 27 February 2018 with updates
Cessation of Gareth Mccallum as a person with significant control on 6 April 2016
Notification of Gareth Mccallum as a person with significant control on 6 April 2016
Appointment of Mrs Hollie Mccallum as a director on 10 October 2017
Confirmation statement made on 27 February 2017 with updates
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