Company Overview
Payment Centric Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 18 August 2014, so this is a well established company. Payment Centric Limited has been in business for 10 years and 2 months. The accounts status is total exemption full and the accounts are next due on Sunday 30 April 2023.
Registered Address

4Th Floor Saltire Court, 20 Castle Terrace, Edinburgh, Lothian, EH1 2EN
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Companies House Data
Company NamePAYMENT CENTRIC LIMITED
Company NumberSC484543
Registered Office Address4th Floor Saltire Court
 20 Castle Terrace
 EH1 2EN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date18/08/2014
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2023
Accounts Last Made Up Date31/07/2021
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date15/09/2016
Returns Last Made Up Date18/08/2015
Previous Company NameChanged Date
DUNWILCO (1832) LIMITED23 Jan 2015
Directors & Members
Show Resigned
Michael Doherty - Director
(British, 60 years old, born May 1964)
None - Appointed 20 January 2015
 Active
Mark Johnstone - Director
(British, 56 years old, born March 1968)
Operations Director - Appointed 12 March 2015
 Active
Steven Morris - Director
(British, 62 years old, born December 1962)
None - Appointed 17 March 2016
 Active
William Tennent - Director
(British, 68 years old, born June 1956)
Business Manager - Appointed 11 November 2015
 Active
Secretaries
Show Resigned
Other Company Directorships
Michael Doherty
ETENSHI LTD
MOBILE ELEMENTS LIMITED
TRANS AFRICA COMMERCIAL TECHNOLOGIES LIMITED
Mark Johnstone
TS3 HOLDINGS LIMITED
TS3 SERVICES LIMITED
Steven Morris
ART RETAIL NETWORK LIMITED
ASURA FINANCIAL TECHNOLOGIES LIMITED
BELLROCK TECHNOLOGY LIMITED
BLIPFOTO LIMITED
ESM CAPITAL LLP
ESM INVESTMENT SERVICES LIMITED
ESM INVESTMENTS LIMITED
ESM PROPERTIES LIMITED
ETV INTERACTIVE LIMITED
MOBILE ACUITY LIMITED
NETWORK 90 LIMITED
OBJECTIVE ASSOCIATES LIMITED
PEEKABU STUDIOS LIMITED
RED FOX MEDIA LTD
RICO DEVELOPMENTS LTD
SPHERE TECHNOLOGY LIMITED
TS3 HOLDINGS LIMITED
TS3 SERVICES LIMITED
William Tennent
CABCARD SERVICES (UK) LIMITED
OPTIMUS PAY LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jul-2021 31-Jul-2020 31-Jul-2019
Balance Sheet
Fixed Assets 800,844 800,890 778,238
Current Assets 39,567 46,135 49,149
Creditors Due Within One Year 298,060 287,310 185,797
Working Cap -258,493 -241,175 -136,648
Total Assets Less Current Liabilities 542,351 559,715 641,590
Long-term Liabilities 720 720 720
Net Assets 541,631 558,995 640,870
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 541,631 558,995 640,870
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2021 31-Jul-2020 31-Jul-2019
Tangible Fixed Assets - - -
Fixed Assets 95.3% 94.6% 94.1%
Stocks Inventory - - -
Debtors 4.7% 4.5% 5.6%
Cash Bank In Hand 0.0% 1.0% 0.3%
Current Assets 4.7% 5.4% 5.9%
Creditors Due Within One Year 35.5% 33.9% 22.5%
Net Current Assets Liabilities -30.8% -28.5% -16.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 64.4% 66.0% 77.5%
Capital Employed - - -
Total Assets Less Current Liabilities 64.5% 66.1% 77.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2021 31-Jul-2020 31-Jul-2019
Liquidity Ratio 0.1 0.2 0.3
Solvency Ratio 2.8 2.9 4.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2021 31-Jul-2020 31-Jul-2019
Assets 840,411 847,025 827,387
Debt 298,780 288,030 186,517
Net Assets/Debt 541,631 558,995 640,870
Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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DUNEDIN ENTERPRISE LIMITED
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DUNEDIN BUYOUT FUND III L.P.
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DUNEDIN (GP III) L.P.
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DUNEDIN FOUNDER PARTNERS III L.P.
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Document Filings
Final Gazette dissolved via voluntary strike-off
First Gazette notice for voluntary strike-off
Application to strike the company off the register
Confirmation statement made on 18 August 2022 with no updates
Confirmation statement made on 18 August 2021 with no updates
Confirmation statement made on 18 August 2020 with no updates
Confirmation statement made on 18 August 2019 with no updates
Confirmation statement made on 18 August 2018 with updates
Notification of William Innes Tennent as a person with significant control on 19 July 2018
Withdrawal of a person with significant control statement on 19 July 2018
Notification of a person with significant control statement
Withdrawal of a person with significant control statement on 19 July 2018
Statement of capital following an allotment of shares on 29 June 2018
Second filing of a statement of capital following an allotment of shares on 5 January 2018
Termination of appointment of D.W. Company Services Limited as a secretary on 16 March 2018
Statement of capital following an allotment of shares on 5 March 2018
Statement of capital following an allotment of shares on 5 February 2018
Statement of capital following an allotment of shares on 5 January 2018
Statement of capital following an allotment of shares on 13 December 2017
Termination of appointment of Keith Andrew Brent as a director on 25 September 2017
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