Company Overview
Highland Insurance Brokers Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 22 July 2014, so this is a well established company. Highland Insurance Brokers Ltd has been in business for 11 years and 8 months. The accounts status is small and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Queen Of The South Arena, Lochfield Road, Dumfries, DG2 9BG
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Companies House Data
Company NameHIGHLAND INSURANCE BROKERS LTD
Company NumberSC482684
Registered Office AddressQueen Of The South Arena
 Lochfield Road
 DG2 9BG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date22/07/2014
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategorySMALL
Returns Next Due Date19/08/2016
Returns Last Made Up Date22/07/2015
Directors & Members
Show Resigned
Ajay Tailor - Director
(British, 42 years old, born April 1984)
Appointed 20 March 2024
 Active
Secretaries
Show Resigned
Other Company Directorships
Ajay Tailor
AIM RISK SERVICES LIMITED
B.T.I.C. LIMITED
EAST PENNINE INSURANCE CONSULTANTS LIMITED
GEN2 BROKING HOLDINGS LIMITED
GEN2 BROKING LTD
GEN2 GROUP LIMITED
GINDIAN CONSULTING LTD
JAMES HALLAM COMMERCIAL LIMITED
JAMES HALLAM LIMITED
JANNARD QUADRANT INSURANCE BROKERS LIMITED
KEITH MILLER INSURANCE SERVICES LIMITED
MCGREGOR INSURANCE SERVICES LIMITED
MINT INSURANCE BROKERS LIMITED
NW RISK SOLUTIONS LIMITED
RENNY GOLD (MARINE TRADE) CONSULTANTS LIMITED
ROMAN NEW BIDCO LIMITED
ROMAN NEW TOPCO LIMITED
SEVENTEEN GROUP LIMITED
SEVENTEEN HOLDINGS LIMITED
TOUCHSTONE UNDERWRITING LIMITED
TRELAWNEY INSURANCE SOLUTIONS LIMITED
WISEMANS INSURANCE SERVICES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 6,961 6,961 4,766
Current Assets 59,913 59,913 58,399
Creditors Due Within One Year 58,016 58,016 56,804
Working Cap 1,897 1,897 1,595
Total Assets Less Current Liabilities 8,858 8,858 6,361
Long-term Liabilities 1,322 1,322 905
Net Assets 7,536 7,536 5,456
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 7,536 7,536 5,456
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 10.4% 10.4% 7.5%
Stocks Inventory - - -
Debtors 4.6% 4.6% 2.1%
Cash Bank In Hand 85.0% 85.0% 90.3%
Current Assets 89.6% 89.6% 92.5%
Creditors Due Within One Year 86.8% 86.8% 89.9%
Net Current Assets Liabilities 2.8% 2.8% 2.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 11.3% 11.3% 8.6%
Capital Employed - - -
Total Assets Less Current Liabilities 13.2% 13.2% 10.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.0 1.0 1.0
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 66,874 66,874 63,165
Debt 59,338 59,338 57,709
Net Assets/Debt 7,536 7,536 5,456

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around DG2 9BG
No other companies found in the same location
Document Filings
Confirmation statement made on 22 July 2025 with no updates
Termination of appointment of Andrew Swann as a secretary on 25 February 2025
Confirmation statement made on 22 July 2024 with updates
Appointment of Mr Ajay Tailor as a director on 20 March 2024
Termination of appointment of Donald Fraser Campbell as a director on 20 March 2024
Termination of appointment of Ajay Tailor as a director on 18 January 2024
Termination of appointment of David Gabriel Allori as a director on 18 January 2024
Appointment of Mr Donald Fraser Campbell as a director on 18 January 2024
Resolutions
Registered office address changed from 74 Culduthel Park Inverness IV2 4RZ to Queen of the South Arena Lochfield Road Dumfries DG2 9BG on 5 December 2023
Notification of Seventeen Group Limited as a person with significant control on 30 November 2023
Appointment of Mr Andrew Swann as a secretary on 30 November 2023
Appointment of Mr Ajay Tailor as a director on 30 November 2023
Termination of appointment of Kirsten Mary Campbell as a director on 30 November 2023
Appointment of Mr David Gabriel Allori as a director on 30 November 2023
Termination of appointment of Donald Fraser Campbell as a director on 30 November 2023
Cessation of Donald Fraser Campbell as a person with significant control on 30 November 2023
Cessation of Kirsten Mary Campbell as a person with significant control on 30 November 2023
Confirmation statement made on 22 July 2023 with updates
Change of details for Mr Donald Fraser Campbell as a person with significant control on 6 March 2023
Termination of appointment of Adam Balfour Stanger as a director on 6 March 2023
Notification of Kirsten Mary Campbell as a person with significant control on 6 March 2023
Cessation of Adam Balfour Stanger as a person with significant control on 6 March 2023
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