Company Overview
Steven Brand Joinery Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 10 July 2014, so this is a well established company. Steven Brand Joinery Ltd has been in business for 11 years and 8 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 January 2026.
Registered Address

Unit 10 3-4 Dalfaber Industrial Estate, Aviemore, PH22 1ST
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Companies House Data
Company NameSTEVEN BRAND JOINERY LTD
Company NumberSC481935
Registered Office AddressUnit 10 3-4 Dalfaber Industrial Estate
 PH22 1ST
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/07/2014
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date30/04/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date15/09/2016
Returns Last Made Up Date18/08/2015
Directors & Members
Show Resigned
Steven Brand - Director
(British, 57 years old, born June 1969)
Appointed 13 November 2017
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Steven Brand
CAIRNGORM WOODWORKS LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Apr-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 16,732 16,732 24,817
Current Assets 226,024 226,024 157,541
Creditors Due Within One Year 158,945 158,945 121,360
Working Cap 67,079 67,079 36,181
Total Assets Less Current Liabilities 83,811 83,811 60,998
Long-term Liabilities 44,376 44,376 50,082
Net Assets 39,435 39,435 10,916
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 39,435 39,435 10,916
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 6.9% 6.9% 13.6%
Stocks Inventory - - -
Debtors 46.1% 46.1% 40.7%
Cash Bank In Hand 0.7% 0.7% 19.0%
Current Assets 93.1% 93.1% 86.4%
Creditors Due Within One Year 65.5% 65.5% 66.6%
Net Current Assets Liabilities 27.6% 27.6% 19.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 16.2% 16.2% 6.0%
Capital Employed - - -
Total Assets Less Current Liabilities 34.5% 34.5% 33.4%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 1.4 1.4 1.3
Solvency Ratio 1.2 1.2 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2025 31-Mar-2022 31-Mar-2021
Assets 242,756 242,756 182,358
Debt 203,321 203,321 171,442
Net Assets/Debt 39,435 39,435 10,916

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 18 August 2025 with no updates
Confirmation statement made on 18 August 2024 with no updates
Previous accounting period extended from 31 March 2023 to 30 April 2023
Confirmation statement made on 18 August 2023 with no updates
Change of details for Mr Steven William Brand as a person with significant control on 22 August 2023
Change of details for Mr Steven William Brand as a person with significant control on 6 November 2022
Director's details changed for Mr Steven William Brand on 6 December 2022
Confirmation statement made on 18 August 2022 with no updates
Registered office address changed from 216 West George Street Glasgow G2 2PQ Scotland to Unit 10 3-4 Dalfaber Industrial Estate Aviemore PH22 1st on 23 August 2022
Confirmation statement made on 18 August 2021 with no updates
Confirmation statement made on 18 August 2020 with no updates
Confirmation statement made on 18 August 2019 with no updates
Director's details changed for Mr Steven William Brand on 19 August 2019
Change of details for Mr Steven William Brand as a person with significant control on 19 August 2019
Director's details changed for Mr Steven William Brand on 18 August 2019
Change of details for Mr Steven William Brand as a person with significant control on 18 August 2019
Registered office address changed from 15-17 High Street Kingussie PH21 1HS to 216 West George Street Glasgow G2 2PQ on 5 December 2018
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