Company Overview
Helen Lowe Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 11 April 2014, so this is a well established company. Helen Lowe Limited has been in business for 12 years. The accounts status is micro entity and the accounts are next due on Saturday 31 January 2026.
Registered Address

17-21 East Mayfield, Edinburgh, EH9 1SE
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Companies House Data
Company NameHELEN LOWE LIMITED
Company NumberSC475114
Registered Office Address17-21 East Mayfield
 EH9 1SE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/04/2014
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date30/04/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date09/05/2017
Returns Last Made Up Date11/04/2016
Directors & Members
Show Resigned
Lauren Jankowski - Director
(British, 42 years old, born August 1984)
Appointed 06 June 2019
 Active
Louise Tobin - Director
(British, 42 years old, born March 1984)
Appointed 06 June 2019
 Active
Secretaries
Show Resigned
Other Company Directorships
Lauren Jankowski
No companies found
Louise Tobin
OCHIL TOWER CO-WORKER RETIREMENT TRUST LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Balance Sheet
Fixed Assets 149,717 149,717 163,465
Current Assets 328,860 328,860 327,182
Creditors Due Within One Year 264,196 264,196 275,256
Working Cap 64,664 64,664 51,926
Total Assets Less Current Liabilities 214,381 214,381 215,391
Long-term Liabilities 136,584 136,584 148,584
Net Assets 77,797 77,797 66,807
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 77,797 77,797 66,807
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Tangible Fixed Assets - - -
Fixed Assets 31.3% 31.3% 33.3%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 68.7% 68.7% 66.7%
Creditors Due Within One Year 55.2% 55.2% 56.1%
Net Current Assets Liabilities 13.5% 13.5% 10.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 16.3% 16.3% 13.6%
Capital Employed - - -
Total Assets Less Current Liabilities 44.8% 44.8% 43.9%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Liquidity Ratio 1.2 1.2 1.2
Solvency Ratio 1.2 1.2 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Assets 478,577 478,577 490,647
Debt 400,780 400,780 423,840
Net Assets/Debt 77,797 77,797 66,807

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 26 November 2025 with no updates
Confirmation statement made on 26 November 2024 with no updates
Confirmation statement made on 26 November 2023 with updates
Statement of capital following an allotment of shares on 25 August 2023
Confirmation statement made on 26 November 2022 with no updates
Confirmation statement made on 26 November 2021 with no updates
Confirmation statement made on 26 November 2020 with no updates
Notification of Richard Duncan Cursiter as a person with significant control on 1 July 2019
Notification of Louise Tobin as a person with significant control on 1 July 2019
Cessation of John Macdonald Cursiter as a person with significant control on 30 June 2019
Notification of Lauren Marie Jankowski as a person with significant control on 1 July 2019
Confirmation statement made on 10 November 2020 with updates
Purchase of own shares.
Confirmation statement made on 11 April 2020 with no updates
Termination of appointment of John Macdonald Cursiter as a secretary on 31 December 2019
Termination of appointment of John Macdonald Cursiter as a director on 31 December 2019
Appointment of Mrs Lauren Jankowski as a director on 6 June 2019
Appointment of Mrs Louise Tobin as a director on 6 June 2019
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