Company Overview
South West Mull And Iona Development is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Thursday 13 March 2014, so this is a well established company. South West Mull And Iona Development has been in business for 12 years and 1 month. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Columba Centre, Fionnphort, Isle Of Mull, PA66 6BL
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Companies House Data
Company NameSOUTH WEST MULL AND IONA DEVELOPMENT
Company NumberSC472460
Registered Office AddressColumba Centre
 Fionnphort
 PA66 6BL
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date13/03/2014
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/03/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date10/04/2017
Returns Last Made Up Date13/03/2016
Directors & Members
Show Resigned
Owen Claxton-Ingham - Director
(British, 61 years old, born August 1965)
Appointed 20 January 2024
 Active
Rutger Emmelkamp - Director
(Dutch, 51 years old, born October 1975)
Appointed 03 February 2022
 Active
Neil Harvey - Director
(British, 57 years old, born June 1969)
Appointed 02 September 2025
 Active
Ailidh Lennon - Director
(British, 48 years old, born September 1978)
Appointed 24 April 2024
 Active
Matthew Oliver - Director
(British, 49 years old, born February 1977)
Appointed 12 July 2023
 Active
Martin Putsey - Director
(British, 67 years old, born May 1959)
Appointed 24 May 2017
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Owen Claxton-Ingham
No companies found
Rutger Emmelkamp
HIGHLAND RENEWAL
Neil Harvey
No companies found
Ailidh Lennon
No companies found
Matthew Oliver
No companies found
Martin Putsey
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 1,509,096 1,509,096 1,363,348
Current Assets 315,458 315,458 239,866
Creditors Due Within One Year 195,182 195,182 207,801
Working Cap 120,276 120,276 32,065
Total Assets Less Current Liabilities 1,629,372 1,629,372 1,395,413
Long-term Liabilities 1,286,893 1,286,893 1,207,429
Net Assets 342,479 342,479 187,984
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 342,479 342,479 187,984
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 82.7% 82.7% 85.0%
Stocks Inventory - - -
Debtors 1.8% 1.8% 2.9%
Cash Bank In Hand 14.4% 14.4% 12.1%
Current Assets 17.3% 17.3% 15.0%
Creditors Due Within One Year 10.7% 10.7% 13.0%
Net Current Assets Liabilities 6.6% 6.6% 2.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 18.8% 18.8% 11.7%
Capital Employed - - -
Total Assets Less Current Liabilities 89.3% 89.3% 87.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Liquidity Ratio 1.6 1.6 1.2
Solvency Ratio 1.2 1.2 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Assets 1,824,554 1,824,554 1,603,214
Debt 1,482,075 1,482,075 1,415,230
Net Assets/Debt 342,479 342,479 187,984

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around PA66 6BL
No other companies found in the same location
Document Filings
Confirmation statement made on 31 March 2026 with no updates
Termination of appointment of Rachel Judith Wardle as a director on 29 March 2026
Termination of appointment of Fiona Elizabeth Mailey as a director on 21 January 2026
Termination of appointment of a director
Termination of appointment of Hannah Elizabeth Fisher as a director on 21 January 2026
Termination of appointment of Cameron Anson as a director on 1 November 2025
Appointment of Mr Neil Douglas Harvey as a director on 2 September 2025
Appointment of Ms Ailidh Lennon as a director on 24 April 2024
Termination of appointment of Stewart Macdougall as a director on 31 January 2025
Confirmation statement made on 31 March 2025 with no updates
Termination of appointment of Julie Ward as a director on 4 October 2024
Confirmation statement made on 31 March 2024 with no updates
Appointment of Mrs Rachel Judith Wardle as a director on 20 January 2024
Appointment of Mr Owen Christopher Claxton-Ingham as a director on 20 January 2024
Termination of appointment of David Alan Hope Greenhalgh as a director on 20 January 2024
Termination of appointment of Marilyn Elizabeth Jane Halcrow as a director on 16 November 2023
Appointment of Mrs Fiona Mailey as a director on 9 November 2023
Appointment of Dr Matthew Kenneth Oliver as a director on 12 July 2023
Confirmation statement made on 31 March 2023 with no updates
Satisfaction of charge SC4724600001 in full
Termination of appointment of Neil Douglas Harvey as a director on 21 September 2022
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