Company Overview
Monument Contracts & Maintenance Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 12 February 2014, so this is a well established company. Monument Contracts & Maintenance Ltd has been in business for 12 years and 2 months. The accounts status is total exemption full and the accounts are next due on Monday 30 November 2026.
Registered Address

The Lodge, Kelliebank, Alloa, FK10 1NT
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Companies House Data
Company NameMONUMENT CONTRACTS & MAINTENANCE LTD
Company NumberSC469804
Registered Office AddressThe Lodge
 Kelliebank
 FK10 1NT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date12/02/2014
Accounting Reference Date Day28
Accounting Reference Date Month2
Accounts Next Due Date30/11/2026
Accounts Last Made Up Date28/02/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date12/03/2017
Returns Last Made Up Date12/02/2016
Directors & Members
Stephen Sadowski - Director
(British, 53 years old, born November 1973)
Appointed 12 February 2014
 Active
Ailsa Sadowski - Director
(Scottish, 46 years old, born September 1980)
Appointed 01 February 2024
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Stephen Sadowski
CARBON ENTERPRISES ALLOA LTD
CARBON PRINT LIMITED
IPPON SPORTS LTD
Ailsa Sadowski
MONUMENT PROPERTIES & LETTINGS LTD
Balance Sheet Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Balance Sheet
Fixed Assets 49,454 49,454 26,867
Current Assets 397,033 397,033 293,362
Creditors Due Within One Year 88,298 88,298 46,908
Working Cap 308,735 308,735 246,454
Total Assets Less Current Liabilities 358,189 358,189 273,321
Long-term Liabilities 47,927 47,927 56,220
Net Assets 310,262 310,262 217,101
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 310,262 310,262 217,101
Common Size Financial Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Tangible Fixed Assets - - -
Fixed Assets 11.1% 11.1% 8.4%
Stocks Inventory - - -
Debtors 15.2% 15.2% 16.9%
Cash Bank In Hand 73.3% 73.3% 74.0%
Current Assets 88.9% 88.9% 91.6%
Creditors Due Within One Year 19.8% 19.8% 14.6%
Net Current Assets Liabilities 69.1% 69.1% 77.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 69.5% 69.5% 67.8%
Capital Employed - - -
Total Assets Less Current Liabilities 80.2% 80.2% 85.4%
Financial Ratio Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Liquidity Ratio 4.5 4.5 6.3
Solvency Ratio 3.3 3.3 3.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2023 28-Feb-2022
Assets 446,487 446,487 320,229
Debt 136,225 136,225 103,128
Net Assets/Debt 310,262 310,262 217,101

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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CENTRAL PRECAST SCOTLAND LIMITED
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KAULORE LIMITED
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C.J. HENDERSON (ENG) LIMITED
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HENDERSON ENGINEERS LIMITED
UNIT 11 RIVERBANK INDUSTRIAL ESTATE, KELLIEBANK, ALLOA, CLACKMANNANSHIRE, FK10 1NT
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Document Filings
Confirmation statement made on 12 February 2026 with no updates
Confirmation statement made on 12 February 2025 with no updates
Appointment of Mrs Ailsa Douglas Sadowski as a director on 1 February 2024
Confirmation statement made on 12 February 2024 with updates
Notification of Ailsa Douglas Sadowski as a person with significant control on 1 February 2024
Change of details for Mr Stephen Alan Sadowski as a person with significant control on 1 March 2024
Confirmation statement made on 12 February 2023 with no updates
Confirmation statement made on 12 February 2022 with no updates
Confirmation statement made on 12 February 2021 with no updates
Confirmation statement made on 12 February 2020 with no updates
Confirmation statement made on 12 February 2019 with no updates
Confirmation statement made on 12 February 2018 with no updates
Registered office address changed from , Unit 4 Block 1, Cooperage Way, Alloa, Clackmannanshire, FK10 3LP to The Lodge Kelliebank Alloa FK10 1NT on 20 November 2017
Confirmation statement made on 12 February 2017 with updates
Annual return made up to 12 February 2016 with full list of shareholders
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