Company Overview
West Highland Chamber Of Commerce is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Friday 07 February 2014, so this is a well established company. West Highland Chamber Of Commerce has been in business for 12 years and 1 month. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Waterfront Lodge Carmichael Way, Marine Walk, An Aird, Fort William, Inverness-Shire, PH33 6FF
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Companies House Data
Company NameWEST HIGHLAND CHAMBER OF COMMERCE
Company NumberSC469407
Registered Office AddressWaterfront Lodge Carmichael Way
 Marine Walk, An Aird
 PH33 6FF
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date07/02/2014
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/03/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date07/03/2017
Returns Last Made Up Date07/02/2016
Previous Company NameChanged Date
LOCHABER CHAMBER OF COMMERCE11 Feb 2025
LOCHABER CHAMBER OF COMMERCE LIMITED06 Mar 2014
Directors & Members
Show Resigned
Bruno Berardelli - Director
(British, 49 years old, born March 1977)
Appointed 11 August 2014
 Active
David Campbell - Director
(British, 56 years old, born November 1970)
Appointed 13 March 2023
 Active
Scott Donald - Director
(British, 61 years old, born July 1965)
Appointed 28 February 2019
 Active
Liz Graham - Director
(Scottish, 62 years old, born June 1964)
Appointed 17 February 2022
 Active
Stephen Ham - Director
(British, 61 years old, born January 1965)
Appointed 28 June 2018
 Active
John Jarvis-Jones - Director
(British, 62 years old, born October 1964)
Appointed 02 March 2023
 Active
Chris Morrison - Director
(British, 59 years old, born January 1967)
Appointed 26 March 2024
 Active
Javier Navarro - Director
(Spanish, 32 years old, born October 1994)
Appointed 26 March 2024
 Active
Sarah Riddle - Director
(British, 52 years old, born September 1974)
Appointed 17 February 2022
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Bruno Berardelli
AGGREGATED MICRO POWER HOLDINGS LIMITED
AGGREGATED MICRO POWER INFRASTRUCTURE 2 PLC
AGGREGATED MICRO POWER LIMITED
AMP BIOMASS (ASSETCO 1) LIMITED
AMP BIOMASS (NET ZERO 1) LIMITED
AMP BIOMASS (NET ZERO 2) LIMITED
AMP BIOMASS FINCO LIMITED
AMP BIOMASS HOLDINGS LIMITED
AMP CLEAN ENERGY LIMITED
AMP ENERGY SERVICES LIMITED
AMP HEAT (NET ZERO 3) LIMITED
AMP HEAT LIMITED
AMP HYDROGEN 2 LIMITED
AMP HYDROGEN 3 LIMITED
AMP PROJECT HOLDINGS LIMITED
AMP PROJECTS FINCO 2 LIMITED
AMP PROJECTS FINCO LIMITED
AMP SOLAR LIMITED
AMPIL 2 ASSET LIMITED
AMPIL TREASURYCO LIMITED
ASHFORD POWER LTD
BATTERY BOX LIMITED
CORNERSTONE COGENERATION LIMITED
DALLOL BUNNAHABHAIN LIMITED
ECCLES GRID STABILITY LIMITED
FREE IDEAL BIOMASS (STAGE 1) LIMITED
GVO BIOMASS LIMITED
HIGHLAND WOOD ENERGY LIMITED
URBAN DATA LIMITED
URBAN RESERVE (ASSETCO 2) LIMITED
URBAN RESERVE (ASSETCO) LIMITED
URBAN RESERVE (ENGINECO) LIMITED
URBAN RESERVE FINCO LIMITED
URBAN RESERVE HOLDINGS LIMITED
URBAN RESERVE STORAGE LIMITED
David Campbell
EAST KILBRIDE & DISTRICT ENGINEERING GROUP TRAINING ASSOCIATION LIMITED
Scott Donald
LOCHABER RUGBY FOOTBALL CLUB
LOCHABER SPORTS ASSOCIATION
NEVIS DEVELOPMENTS LIMITED
Liz Graham
No companies found
Stephen Ham
360 WORKS LIMITED
THE UNDERWATER CENTRE
TUC FW LIMITED
WEST HOLIDAYS LIMITED
WEST PROPERTY GROUP SCOTLAND LIMITED
WEST PROPERTY SCOTLAND LIMITED
WEST SERVICED ACCOMMODATION LIMITED
John Jarvis-Jones
SGHBBA LIMITED
Chris Morrison
No companies found
Javier Navarro
LUNCHYS HOLIDAY CONSULTANTS LTD.
Sarah Riddle
1ST STEPS CHILDCARE NAIRN LIMITED
BLACK CARD HOSPITALITY COMPANY LTD.
RIDDLE TRADING LTD
SKYE BLUE HARVEST LTD
THOMAS TELFORD CORPACH MARINA LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 28,405 28,405 30,376
Current Assets 231,505 231,505 194,790
Creditors Due Within One Year 161,781 161,781 120,591
Working Cap 69,724 69,724 74,199
Total Assets Less Current Liabilities 98,129 98,129 104,575
Long-term Liabilities 671 671 1,469
Net Assets 97,458 97,458 103,106
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 97,458 97,458 103,106
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 10.9% 10.9% 13.5%
Stocks Inventory - - -
Debtors 45.3% 45.3% 16.9%
Cash Bank In Hand 35.1% 35.1% 63.2%
Current Assets 89.1% 89.1% 86.5%
Creditors Due Within One Year 62.2% 62.2% 53.6%
Net Current Assets Liabilities 26.8% 26.8% 33.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 37.5% 37.5% 45.8%
Capital Employed - - -
Total Assets Less Current Liabilities 37.8% 37.8% 46.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Liquidity Ratio 1.4 1.4 1.6
Solvency Ratio 1.6 1.6 1.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Assets 259,910 259,910 225,166
Debt 162,452 162,452 122,060
Net Assets/Debt 97,458 97,458 103,106

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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THE CRANNOG CONCEPT LIMITED
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WEST HIGHLAND COLLEGE UHI
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CRANNOG RESTAURANTS LIMITED
MARINE WALK, FORT WILLIAM, INVERNESS-SHIRE, PH33 6FF
Document Filings
Confirmation statement made on 7 February 2026 with no updates
Termination of appointment of Alistair Smith as a director on 11 February 2026
Termination of appointment of Fergus John Watson as a director on 11 February 2026
Certificate of change of name
Name change exemption from using 'limited' or 'cyfyngedig'
Change of name with request to seek comments from relevant body
Resolutions
Confirmation statement made on 7 February 2025 with no updates
Termination of appointment of Jonathan Richard Miles Bell as a director on 29 August 2024
Director's details changed for Mr Chris Morrison on 30 May 2024
Appointment of Mr Javier Evora Navarro as a director on 26 March 2024
Appointment of Mr Chris Morrison as a director on 26 March 2024
Termination of appointment of Thomas Wilson Uppington as a director on 10 April 2024
Confirmation statement made on 7 February 2024 with no updates
Appointment of Mr Jonathan Richard Miles Bell as a director on 24 March 2023
Termination of appointment of Sarah Ruth Kennedy as a director on 24 March 2023
Termination of appointment of Nicola Forster as a director on 23 March 2023
Appointment of Mr David Campbell as a director on 13 March 2023
Appointment of Mr John Andrew Jarvis-Jones as a director on 2 March 2023
Confirmation statement made on 7 February 2023 with no updates
Registered office address changed from 15 High Street Fort William PH33 6DH Scotland to Waterfront Lodge Carmichael Way Marine Walk, an Aird Fort William Inverness-Shire PH33 6FF on 24 October 2022
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