Company Overview
Northloch Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 04 April 2012, so this is a well established company. Northloch Limited has been in business for 14 years. The accounts status is micro entity and the accounts are next due on Saturday 31 October 2026.
Registered Address

Glenapp Manse Glenapp Estate, Ballantrae, Girvan, KA26 0PG
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Companies House Data
Company NameNORTHLOCH LIMITED
Company NumberSC421200
Registered Office AddressGlenapp Manse Glenapp Estate
 Ballantrae
 KA26 0PG
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date04/04/2012
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date02/05/2017
Returns Last Made Up Date04/04/2016
Directors & Members
Show Resigned
Charles Russell - Director
(British, 50 years old, born May 1976)
Appointed 04 April 2012
 Active
Jillian Russell - Director
(British, 49 years old, born September 1977)
Appointed 04 April 2012
 Active
Secretaries
Show Resigned
Other Company Directorships
Charles Russell
DAMS OF CRAIGIE FARM LIMITED
GLENAPP ESTATE COMPANY LIMITED
OAT COMPANY SCOTLAND LIMITED
QUALITY MILK PACKERS LIMITED
Jillian Russell
DAMS OF CRAIGIE FARM LIMITED
OAT COMPANY SCOTLAND LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Balance Sheet
Fixed Assets - - -
Current Assets - - -
Creditors Due Within One Year 298,696 298,696 311,266
Working Cap - - -
Total Assets Less Current Liabilities 899,222 899,222 911,792
Long-term Liabilities 298,696 298,696 311,266
Net Assets 600,526 600,526 600,526
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 600,526 600,526 600,526
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Tangible Fixed Assets - - -
Fixed Assets - - -
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets - - -
Creditors Due Within One Year 24.9% 24.9% 25.4%
Net Current Assets Liabilities - - -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 50.1% 50.1% 49.1%
Capital Employed - - -
Total Assets Less Current Liabilities 75.1% 75.1% 74.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Liquidity Ratio -1.0 -1.0 -1.0
Solvency Ratio 2.0 2.0 2.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Assets 1,197,918 1,197,918 1,223,058
Debt 597,392 597,392 622,532
Net Assets/Debt 600,526 600,526 600,526

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around KA26 0PG
DAMS OF CRAIGIE FARM LIMITED
GLENAPP MANSE GLENAPP ESTATE, BALLANTRAE, GIRVAN, KA26 0PG
Document Filings
Confirmation statement made on 4 April 2025 with no updates
Confirmation statement made on 4 April 2024 with no updates
Confirmation statement made on 4 April 2023 with no updates
Confirmation statement made on 4 April 2022 with no updates
Confirmation statement made on 4 April 2021 with no updates
Confirmation statement made on 4 April 2020 with no updates
Confirmation statement made on 4 April 2019 with no updates
Change of details for Mrs Jillian Mary Russell as a person with significant control on 6 April 2016
Confirmation statement made on 4 April 2018 with updates
Confirmation statement made on 4 April 2017 with updates
Annual return made up to 4 April 2016 with full list of shareholders
Registration of charge SC4212000001, created on 23 December 2015
Registered office address changed from Commerce House South Street Elgin Morayshire IV30 1JE to Glenapp Manse Glenapp Estate Ballantrae Girvan KA26 0PG on 29 October 2015
Annual return made up to 4 April 2015 with full list of shareholders
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