Company Overview
West Ardnamurchan Community Development Company is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Friday 09 March 2012, so this is a well established company. West Ardnamurchan Community Development Company has been in business for 14 years and 1 month. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Caberfeidh, Achateny, Acharacle, PH36 4LG
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Companies House Data
Company NameWEST ARDNAMURCHAN COMMUNITY DEVELOPMENT COMPANY
Company NumberSC419050
Registered Office AddressCaberfeidh
 Achateny
 PH36 4LG
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date09/03/2012
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date06/04/2017
Returns Last Made Up Date09/03/2016
Directors & Members
Show Resigned
Alison Adam - Director
(British, 70 years old, born February 1956)
Appointed 02 December 2025
 Active
Gillian Calver - Director
(British, 74 years old, born April 1952)
Appointed 13 July 2017
 Active
Jacqueline Crosbie - Director
(Scottish, 55 years old, born November 1971)
Appointed 27 February 2026
 Active
Kathryn Cunningham - Director
(British, 77 years old, born February 1949)
Appointed 01 November 2025
 Active
Rosemary Curtis - Director
(Scottish, 57 years old, born October 1969)
Appointed 24 September 2020
 Active
Sarah Kocserha - Director
(Scottish, 47 years old, born October 1979)
Appointed 25 March 2026
 Active
Frances Rolison - Director
(British, 63 years old, born March 1963)
Appointed 01 November 2025
 Active
Secretaries
Show Resigned
Frances Rolison - Secretary
Appointed 01 November 2025
 Active
Other Company Directorships
Alison Adam
No companies found
Gillian Calver
No companies found
Jacqueline Crosbie
No companies found
Kathryn Cunningham
ARDNAMURCHAN LIGHTHOUSE TRUST
Rosemary Curtis
No companies found
Sarah Kocserha
No companies found
Frances Rolison
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2020 31-Mar-2019
Balance Sheet
Fixed Assets 47,360 47,360 58,850
Current Assets 9,889 9,889 11,392
Creditors Due Within One Year 370 370 320
Working Cap 9,519 9,519 11,072
Total Assets Less Current Liabilities 56,879 56,879 69,922
Long-term Liabilities 0 0 0
Net Assets 56,879 56,879 69,922
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 56,879 56,879 69,922
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2020 31-Mar-2019
Tangible Fixed Assets - - -
Fixed Assets 82.7% 82.7% 83.8%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 17.3% 17.3% 16.2%
Creditors Due Within One Year 0.6% 0.6% 0.5%
Net Current Assets Liabilities 16.6% 16.6% 15.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 99.4% 99.4% 99.5%
Capital Employed - - -
Total Assets Less Current Liabilities 99.4% 99.4% 99.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2020 31-Mar-2019
Liquidity Ratio 26.7 26.7 35.6
Solvency Ratio 154.7 154.7 219.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2020 31-Mar-2019
Assets 57,249 57,249 70,242
Debt 370 370 320
Net Assets/Debt 56,879 56,879 69,922

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around PH36 4LG
No other companies found in the same location
Document Filings
Appointment of Ms Sarah Helen Kocserha as a director on 25 March 2026
Confirmation statement made on 9 March 2026 with no updates
Appointment of Mrs Jacqueline Crosbie as a director on 27 February 2026
Termination of appointment of Jessie Edgar Colquhoun as a director on 16 February 2026
Appointment of Ms Alison Margaret Adam as a director on 2 December 2025
Termination of appointment of Alan Michael Swann as a director on 2 December 2025
Director's details changed for Ms Alison Upton on 10 November 2025
Appointment of Ms Kathryn Jane Cunningham as a director on 1 November 2025
Appointment of Mrs Frances Kerry Jane Rolison as a secretary on 1 November 2025
Termination of appointment of Elizabeth Anne Fisher as a secretary on 1 November 2025
Termination of appointment of Elizabeth Anne Fisher as a director on 1 November 2025
Appointment of Mrs Frances Kerry Jane Rolison as a director on 1 November 2025
Registered office address changed from Glenbay House Glenborrodale Acharacle PH36 4JG Scotland to Caberfeidh Achateny Acharacle PH36 4LG on 10 November 2025
Confirmation statement made on 9 March 2025 with no updates
Confirmation statement made on 9 March 2024 with no updates
Termination of appointment of David James Ferguson as a director on 7 July 2023
Confirmation statement made on 9 March 2023 with no updates
Termination of appointment of James Ritchie Dinnes as a director on 13 March 2023
Termination of appointment of Margaret Fiona Ogg as a director on 31 March 2022
Confirmation statement made on 9 March 2022 with no updates
Termination of appointment of Morag Doherty as a director on 6 October 2021
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