Company Overview
Ross Funerals Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 13 January 2012, so this is a well established company. Ross Funerals Ltd has been in business for 14 years and 3 months. The accounts status is unaudited abridged and the accounts are next due on Saturday 31 October 2026.
Registered Address

28 High Street, Nairn, Highland, IV12 4AU
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Companies House Data
Company NameROSS FUNERALS LTD
Company NumberSC414449
Registered Office Address28 High Street
 IV12 4AU
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date13/01/2012
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date10/02/2017
Returns Last Made Up Date13/01/2016
Directors & Members
Show Resigned
Callum Ross - Director
(British, 36 years old, born January 1990)
Appointed 13 January 2012
 Active
Iris Ross - Director
(British, 87 years old, born May 1939)
Appointed 13 January 2012
 Active
Pearl Smart - Director
(British, 66 years old, born June 1960)
Appointed 13 January 2012
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Callum Ross
No companies found
Iris Ross
No companies found
Pearl Smart
MUNDOLE TAXIS AND MINI BUSES LTD
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2020 31-Jan-2019
Balance Sheet
Fixed Assets 369,821 369,821 270,157
Current Assets 331,409 331,409 251,893
Creditors Due Within One Year 313,664 313,664 192,490
Working Cap 17,745 17,745 59,403
Total Assets Less Current Liabilities 387,566 387,566 329,560
Long-term Liabilities 0 0 0
Net Assets 387,566 387,566 329,560
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 387,566 387,566 329,560
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2020 31-Jan-2019
Tangible Fixed Assets - - -
Fixed Assets 52.7% 52.7% 51.7%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 47.3% 47.3% 48.3%
Creditors Due Within One Year 44.7% 44.7% 36.9%
Net Current Assets Liabilities 2.5% 2.5% 11.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 55.3% 55.3% 63.1%
Capital Employed - - -
Total Assets Less Current Liabilities 55.3% 55.3% 63.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2020 31-Jan-2019
Liquidity Ratio 1.1 1.1 1.3
Solvency Ratio 2.2 2.2 2.7
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2020 31-Jan-2019
Assets 701,230 701,230 522,050
Debt 313,664 313,664 192,490
Net Assets/Debt 387,566 387,566 329,560

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Amended accounts made up to 31 January 2025
Confirmation statement made on 8 January 2026 with no updates
Director's details changed for Mrs Pearl Smart on 23 January 2026
Director's details changed for Mr Callum Ross on 23 January 2026
Termination of appointment of Thomas Alexander Ross as a director on 12 July 2025
Confirmation statement made on 8 January 2025 with no updates
Confirmation statement made on 8 January 2024 with no updates
Director's details changed for Mr Callum Ross on 8 January 2024
Registration of charge SC4144490003, created on 7 July 2023
Change of details for Mr Thomas Alexander Ross as a person with significant control on 10 July 2023
Change of details for Mrs Iris Ross as a person with significant control on 10 July 2023
Satisfaction of charge SC4144490001 in full
Confirmation statement made on 8 January 2023 with no updates
Confirmation statement made on 8 January 2022 with no updates
Confirmation statement made on 8 January 2021 with no updates
Confirmation statement made on 8 January 2020 with no updates
Confirmation statement made on 9 January 2019 with no updates
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