Company Overview
Talking Mats Ltd. is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Thursday 19 May 2011, so this is a well established company. Talking Mats Ltd. has been in business for 14 years and 10 months. The accounts status is micro entity and the accounts are next due on Sunday 31 May 2026.
Registered Address

16A Beta Centre Stirling University Innovation Park, Stirling, FK9 4NF
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Companies House Data
Company NameTALKING MATS LTD.
Company NumberSC399879
Registered Office Address16a Beta Centre Stirling University Innovation Park
 FK9 4NF
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date19/05/2011
Accounting Reference Date Day31
Accounting Reference Date Month8
Accounts Next Due Date31/05/2026
Accounts Last Made Up Date31/08/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date16/06/2017
Returns Last Made Up Date19/05/2016
Directors & Members
Show Resigned
Margo MacKay - Director
(British, 59 years old, born October 1967)
Appointed 01 September 2019
 Active
Kenny McAndrew - Director
(British, 56 years old, born March 1970)
Appointed 01 April 2020
 Active
Joan Murphy - Director
(British, 75 years old, born April 1951)
Appointed 19 May 2011
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Margo MacKay
No companies found
Kenny McAndrew
No companies found
Joan Murphy
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Balance Sheet
Fixed Assets 37,339 37,339 40,869
Current Assets 278,415 278,415 216,116
Creditors Due Within One Year 202,128 202,128 190,733
Working Cap 76,287 76,287 25,383
Total Assets Less Current Liabilities 113,626 113,626 66,252
Long-term Liabilities 0 0 0
Net Assets 113,626 113,626 66,252
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 113,626 113,626 66,252
Common Size Financial Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Tangible Fixed Assets - - -
Fixed Assets 11.8% 11.8% 15.9%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 88.2% 88.2% 84.1%
Creditors Due Within One Year 64.0% 64.0% 74.2%
Net Current Assets Liabilities 24.2% 24.2% 9.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 36.0% 36.0% 25.8%
Capital Employed - - -
Total Assets Less Current Liabilities 36.0% 36.0% 25.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Liquidity Ratio 1.4 1.4 1.1
Solvency Ratio 1.6 1.6 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Aug-2024 31-Aug-2022 31-Aug-2021
Assets 315,754 315,754 256,985
Debt 202,128 202,128 190,733
Net Assets/Debt 113,626 113,626 66,252

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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FORTH VALLEY CHAMBER OF COMMERCE
Scion House, Stirling University Innovation Park, Stirling, FK9 4NF
G7 CONSULTANTS LTD
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CYBER AND FRAUD CENTRE - SCOTLAND LTD
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Document Filings
Termination of appointment of Elizabeth Clark as a director on 23 September 2025
Confirmation statement made on 5 July 2025 with no updates
Termination of appointment of Ian Thomas Mccoull as a director on 10 June 2025
Termination of appointment of Pauline Beirne as a director on 10 June 2025
Confirmation statement made on 5 July 2024 with no updates
Registered office address changed from 5 Beta Centre Stirling University Innovation Park Stirling FK9 4NF Scotland to 16a Beta Centre Stirling University Innovation Park Stirling FK9 4NF on 16 May 2024
Confirmation statement made on 5 July 2023 with no updates
Notification of Margo Mackay as a person with significant control on 31 March 2023
Cessation of Lois Frances Cameron as a person with significant control on 31 March 2023
Termination of appointment of Lois Frances Cameron as a director on 31 March 2023
Confirmation statement made on 19 May 2023 with no updates
Confirmation statement made on 19 May 2022 with no updates
Appointment of Dr Elizabeth Clark as a director on 14 May 2022
Appointment of Ms Pauline Beirne as a director on 14 May 2022
Confirmation statement made on 19 May 2021 with no updates
Termination of appointment of Eileen Abbess as a director on 20 December 2020
Registered office address changed from C/O Talking Mats 2 Beta Centre Stirling University Innovation Park Stirling FK9 4NF to 5 Beta Centre Stirling University Innovation Park Stirling FK9 4NF on 22 March 2021
Appointment of Mr Kenny Mcandrew as a director on 1 April 2020
Appointment of Mr Ian Thomas Mccoull as a director on 1 September 2019
Appointment of Margo Mackay as a director on 1 September 2019
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