Company Overview
Spey Bay Salvage Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 02 March 2011, so this is a well established company. Spey Bay Salvage Limited has been in business for 15 years and 1 month. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

9 Glasgow Road, Paisley, PA1 3QS
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameSPEY BAY SALVAGE LIMITED
Company NumberSC394629
Registered Office Address9 Glasgow Road
 PA1 3QS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date02/03/2011
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date30/03/2017
Returns Last Made Up Date02/03/2016
Previous Company NameChanged Date
JMT 17 LTD.09 Dec 2011
Directors & Members
Show Resigned
Richard Murray - Director
(British, 50 years old, born September 1976)
Appointed 09 September 2011
 Active
Josephine Murray - Director
(British, 39 years old, born October 1987)
Appointed 05 April 2024
 Active
Secretaries
Show Resigned
Other Company Directorships
Richard Murray
COLIN MURRAY DEVELOPMENT LIMITED
G.H.I.A. LTD.
GRAMPIAN HIGHLAND & ISLANDS AUCTIONS LTD.
H Q PLANT LTD
LAS PLANT HIRE LTD
LIMEHILLOCK QUARRIES LTD.
MORAYVIA
Josephine Murray
CLADDACH HOLDINGS LTD
SPEYSIDE PET CREMATIONS LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 129,294 129,294 81,221
Current Assets 169,002 169,002 80,655
Creditors Due Within One Year 54,932 54,932 46,936
Working Cap 114,070 114,070 33,719
Total Assets Less Current Liabilities 243,364 243,364 114,940
Long-term Liabilities 0 0 0
Net Assets 243,364 243,364 114,940
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 243,364 243,364 114,940
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 43.3% 43.3% 50.2%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 56.7% 56.7% 49.8%
Creditors Due Within One Year 18.4% 18.4% 29.0%
Net Current Assets Liabilities 38.2% 38.2% 20.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 81.6% 81.6% 71.0%
Capital Employed - - -
Total Assets Less Current Liabilities 81.6% 81.6% 71.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2023 31-Mar-2022
Liquidity Ratio 3.1 3.1 1.7
Solvency Ratio 5.4 5.4 3.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Mar-2023 31-Mar-2022
Assets 298,296 298,296 161,876
Debt 54,932 54,932 46,936
Net Assets/Debt 243,364 243,364 114,940

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around PA1 3QS
COULL INSPECTIONS & ACCESS LTD
9 Glasgow Road, Paisley, PA1 3QS
LEYAWIN MEDIA SERVICES LTD
9 Glasgow Road, Glasgow Road, Paisley, PA1 3QS
LEYAWIN MULTIMEDIA LTD
9 GLASGOW ROAD, PAISLEY, PA1 3QS
A & J LOCKE JOINERS LIMITED
9 GLASGOW ROAD, PAISLEY, RENFREWSHIRE, PA1 3QS
CCL INTERCHEM HOLDINGS LTD.
272 Bath Street, Glasgow, PA1 3QS
PROFIT MATTERS CONSULTING LTD
13 Glasgow Road, Paisley, PA1 3QS
CALEDONIAN COLLECTIONS LTD.
9 Glasgow Road, Paisley, PA1 3QS
CHESS DIGITAL LIMITED
SUITE 2/3 2ND FLOOR, 48 WEST GEORGE STREET, GLASGOW, PA1 3QS
WINDMILLS FOR SCHOOLS LTD.
9 Glasgow Road, Paisley, PA1 3QS
SCOT DEBT LTD.
9 Glasgow Road, Paisley, PA1 3QS
Document Filings
Confirmation statement made on 5 May 2025 with no updates
Previous accounting period shortened from 31 March 2024 to 31 December 2023
Appointment of Mrs Josephine Murray as a director on 5 April 2024
Confirmation statement made on 5 May 2024 with no updates
Notification of Claddach Holdings Ltd as a person with significant control on 5 April 2023
Confirmation statement made on 5 May 2023 with updates
Cessation of Richard Murray as a person with significant control on 5 April 2023
Confirmation statement made on 13 November 2022 with no updates
Termination of appointment of Nicola Murray as a director on 9 November 2022
Confirmation statement made on 13 November 2021 with updates
Confirmation statement made on 13 November 2020 with updates
Confirmation statement made on 5 December 2019 with updates
Confirmation statement made on 13 November 2019 with updates
Confirmation statement made on 29 March 2019 with no updates
Confirmation statement made on 29 March 2018 with updates
Confirmation statement made on 2 March 2018 with no updates
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free