Company Overview
Psychologists' Protection Society Trust is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Tuesday 27 July 2010, so this is a well established company. Psychologists' Protection Society Trust has been in business for 15 years and 8 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Pps Lime Tree House, North Castle Street, Alloa, FK10 1EX
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Companies House Data
Company NamePSYCHOLOGISTS' PROTECTION SOCIETY TRUST
Company NumberSC382629
Registered Office AddressPps Lime Tree House
 North Castle Street
 FK10 1EX
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date27/07/2010
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/10/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date24/08/2016
Returns Last Made Up Date27/07/2015
Directors & Members
Show Resigned
Antoin Boyd - Director
(Irish, 68 years old, born August 1958)
Appointed 23 July 2024
 Active
Terence Cromey - Director
(British, 83 years old, born December 1943)
Appointed 01 January 2017
 Active
Nicola Currie - Director
(British, 60 years old, born August 1966)
Appointed 12 June 2024
 Active
Pamela Custers - Director
(British, 65 years old, born July 1961)
Appointed 18 January 2023
 Active
Ewan Davidson - Director
(British, 64 years old, born June 1962)
Appointed 10 May 2023
 Active
Mary Egan - Director
(Irish, 74 years old, born May 1952)
Appointed 16 June 2024
 Active
Tanya Hudson - Director
(Irish, 65 years old, born May 1961)
Appointed 16 June 2024
 Active
Secretaries
Show Resigned
Ewan Murray - Secretary
Appointed 21 April 2023
 Active
Other Company Directorships
Antoin Boyd
No companies found
Terence Cromey
No companies found
Nicola Currie
No companies found
Pamela Custers
CUSTERS & DAUGHTERS LIMITED
PAM CUSTERS LIMITED
RELATABILITY LIMITED
Ewan Davidson
No companies found
Mary Egan
No companies found
Tanya Hudson
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets 160,000 160,000 160,000
Current Assets 437,277 437,277 420,243
Creditors Due Within One Year 4,788 4,788 3,310
Working Cap 432,489 432,489 416,933
Total Assets Less Current Liabilities 592,489 592,489 576,933
Long-term Liabilities 0 0 0
Net Assets 592,489 592,489 576,933
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 592,489 592,489 576,933
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets 26.8% 26.8% 27.6%
Stocks Inventory - - -
Debtors 18.1% 18.1% 17.9%
Cash Bank In Hand 55.1% 55.1% 54.5%
Current Assets 73.2% 73.2% 72.4%
Creditors Due Within One Year 0.8% 0.8% 0.6%
Net Current Assets Liabilities 72.4% 72.4% 71.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 99.2% 99.2% 99.4%
Capital Employed - - -
Total Assets Less Current Liabilities 99.2% 99.2% 99.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Liquidity Ratio 91.3 91.3 127.0
Solvency Ratio 124.7 124.7 175.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Assets 597,277 597,277 580,243
Debt 4,788 4,788 3,310
Net Assets/Debt 592,489 592,489 576,933

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Current accounting period extended from 31 October 2025 to 31 December 2025
Director's details changed for Mrs Tiggy Hudson on 4 November 2025
Termination of appointment of Katrina Millhagen as a director on 31 May 2025
Confirmation statement made on 29 May 2025 with no updates
Appointment of Mr Antoin Boyd as a director on 23 July 2024
Appointment of Mrs Tiggy Hudson as a director on 16 June 2024
Appointment of Mrs Mary Egan as a director on 16 June 2024
Termination of appointment of Emer Mcdonagh as a director on 12 June 2024
Appointment of Mrs Nicola Currie as a director on 12 June 2024
Appointment of Ms Sarah-Ann Williams as a director on 12 June 2024
Confirmation statement made on 29 May 2024 with no updates
Termination of appointment of Anne Gerda Martin as a director on 18 October 2023
Confirmation statement made on 29 May 2023 with no updates
Appointment of Mr Ewan Christopher Davidson as a director on 10 May 2023
Appointment of Mr Ewan Magnus Murray as a secretary on 21 April 2023
Termination of appointment of Catherine Mary Mcmaster as a director on 21 April 2023
Termination of appointment of Sharron Grainger as a director on 24 January 2023
Termination of appointment of Sharron Grainger as a secretary on 24 January 2023
Appointment of Mrs Pamela Sylvia Custers as a director on 18 January 2023
Confirmation statement made on 29 May 2022 with no updates
Termination of appointment of Dennis Richard Bury as a director on 1 June 2022
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