Company Overview
Elmbank Lease Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 20 April 2006, so this is a well established company. Elmbank Lease Limited has been in business for 19 years and 11 months. The accounts status is small and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Itison House 29 Cochrane Street, Glasgow, G1 1HL
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Companies House Data
Company NameELMBANK LEASE LIMITED
Company NumberSC301022
Registered Office AddressItison House 29 Cochrane Street
 G1 1HL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date20/04/2006
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategorySMALL
Returns Next Due Date18/05/2017
Returns Last Made Up Date20/04/2016
Previous Company NameChanged Date
ST. VINCENT STREET (442) LIMITED04 Oct 2006
Directors & Members
Show Resigned
Oliver Norman - Director
(British, 48 years old, born February 1978)
Appointed 02 October 2006
 Active
Nicola Wilkinson - Director
(English, 38 years old, born February 1988)
Appointed 01 March 2022
 Active
Secretaries
Show Resigned
Other Company Directorships
Oliver Norman
ASHTON PROPERTIES (GLASGOW) LIMITED
DADA EVENTS LTD.
ELMBANK TRADING LIMITED
IT IS ON LIMITED
JEWISH CARE SCOTLAND
WESTEND ENTERTAINMENT LIMITED
Nicola Wilkinson
ASHTON PROPERTIES (GLASGOW) LIMITED
BAKERSON PROPERTY LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2019 31-Dec-2018
Balance Sheet
Fixed Assets 3,049,317 3,049,317 2,892,226
Current Assets 156,968 156,968 175,579
Creditors Due Within One Year 1,081,057 1,081,057 1,029,769
Working Cap -924,089 -924,089 -854,190
Total Assets Less Current Liabilities 2,125,228 2,125,228 2,038,036
Long-term Liabilities 1,669,139 1,669,139 1,690,664
Net Assets 456,089 456,089 347,372
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 456,089 456,089 347,372
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2019 31-Dec-2018
Tangible Fixed Assets - - -
Fixed Assets 95.1% 95.1% 94.3%
Stocks Inventory - - -
Debtors 0.8% 0.8% 2.0%
Cash Bank In Hand 2.9% 2.9% 2.7%
Current Assets 4.9% 4.9% 5.7%
Creditors Due Within One Year 33.7% 33.7% 33.6%
Net Current Assets Liabilities -28.8% -28.8% -27.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 14.2% 14.2% 11.3%
Capital Employed - - -
Total Assets Less Current Liabilities 66.3% 66.3% 66.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2019 31-Dec-2018
Liquidity Ratio 0.1 0.1 0.2
Solvency Ratio 1.2 1.2 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 10
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 7
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2019 31-Dec-2018
Assets 3,206,285 3,206,285 3,067,805
Debt 2,750,196 2,750,196 2,720,433
Net Assets/Debt 456,089 456,089 347,372

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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GHA (MANAGEMENT) LIMITED
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SHELF 12 LIMITED
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WHEATLEY CARE
WHEATLEY HOUSE, 25 COCHRANE STREET, GLASGOW, G1 1HL
WHEATLEY FUNDING NO. 2 LIMITED
WHEATLEY HOUSE, 25 COCHRANE STREET, GLASGOW, G1 1HL
WHEATLEY FUNDING NO. 1 LIMITED
WHEATLEY HOUSE, 25 COCHRANE STREET, GLASGOW, G1 1HL
LOWTHER HOMES LIMITED
WHEATLEY HOUSE, 25 COCHRANE STREET, GLASGOW, G1 1HL
Document Filings
Confirmation statement made on 20 April 2025 with no updates
Registration of charge SC3010220009, created on 14 October 2024
Registration of charge SC3010220010, created on 14 October 2024
Satisfaction of charge SC3010220006 in full
Satisfaction of charge SC3010220005 in full
Satisfaction of charge SC3010220007 in full
Registration of charge SC3010220008, created on 7 October 2024
Notification of Dada Events Ltd as a person with significant control on 29 July 2024
Change of details for Mr Oliver James Norman as a person with significant control on 29 July 2024
Confirmation statement made on 20 April 2024 with no updates
Director's details changed for Mr Oliver James Norman on 10 January 2019
Change of details for Mr Oliver James Norman as a person with significant control on 10 January 2019
Confirmation statement made on 20 April 2023 with no updates
Confirmation statement made on 20 April 2022 with no updates
Appointment of Miss Nicola Wilkinson as a director on 1 March 2022
Confirmation statement made on 20 April 2021 with no updates
Confirmation statement made on 20 April 2020 with no updates
Previous accounting period shortened from 30 April 2020 to 31 December 2019
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