Company Overview
Bannerman Johnstone Maclay Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 10 February 2006, so this is a well established company. Bannerman Johnstone Maclay Limited has been in business for 20 years and 1 month. The accounts status is total exemption full and the accounts are next due on Sunday 31 January 2027.
Registered Address

213 St Vincent Street, Glasgow, G2 5QY
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Companies House Data
Company NameBANNERMAN JOHNSTONE MACLAY LIMITED
Company NumberSC297002
Registered Office Address213 St Vincent Street
 Glasgow
 G2 5QY
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/02/2006
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date30/04/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date10/03/2017
Returns Last Made Up Date10/02/2016
Previous Company NameChanged Date
BOYDSLAW 98 LIMITED19 Jun 2006
Directors & Members
Show Resigned
Gregor Bell - Director
(British, 52 years old, born July 1974)
Appointed 17 April 2018
 Active
Fraser Haldane - Director
(British, 36 years old, born February 1990)
Appointed 18 June 2019
 Active
Douglas Paton - Director
(British, 51 years old, born December 1975)
Appointed 25 May 2007
 Active
Secretaries
Show Resigned
Other Company Directorships
Gregor Bell
BANNERMAN JOHNSTONE MACLAY GROUP LIMITED
BANNERMAN JOHNSTONE MACLAY HOLDINGS LIMITED
Fraser Haldane
No companies found
Douglas Paton
BANNERMAN JOHNSTONE MACLAY GROUP LIMITED
BANNERMAN JOHNSTONE MACLAY HOLDINGS LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Balance Sheet
Fixed Assets 866 866 1,464
Current Assets 584,956 584,956 544,136
Creditors Due Within One Year 187,367 187,367 190,595
Working Cap 397,589 397,589 353,541
Total Assets Less Current Liabilities 398,455 398,455 355,005
Long-term Liabilities 28,325 28,325 38,325
Net Assets 370,130 370,130 316,680
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 370,130 370,130 316,680
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Tangible Fixed Assets - - -
Fixed Assets 0.1% 0.1% 0.3%
Stocks Inventory - - -
Debtors 19.4% 19.4% 22.3%
Cash Bank In Hand 64.2% 64.2% 67.3%
Current Assets 99.9% 99.9% 99.7%
Creditors Due Within One Year 32.0% 32.0% 34.9%
Net Current Assets Liabilities 67.9% 67.9% 64.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 63.2% 63.2% 58.0%
Capital Employed - - -
Total Assets Less Current Liabilities 68.0% 68.0% 65.1%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Liquidity Ratio 3.1 3.1 2.9
Solvency Ratio 2.7 2.7 2.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2023 30-Apr-2022
Assets 585,822 585,822 545,600
Debt 215,692 215,692 228,920
Net Assets/Debt 370,130 370,130 316,680

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 10 February 2026 with no updates
Confirmation statement made on 10 February 2025 with no updates
Confirmation statement made on 10 February 2024 with no updates
Director's details changed for Mr Fraser David Haldane on 15 September 2023
Termination of appointment of Martin Gerrard Mcbeth as a director on 28 April 2023
Memorandum and Articles of Association
Resolutions
Confirmation statement made on 10 February 2023 with no updates
Termination of appointment of Julie Mitchell as a director on 30 November 2022
Confirmation statement made on 10 February 2022 with no updates
Confirmation statement made on 10 February 2021 with no updates
Confirmation statement made on 10 February 2020 with no updates
Director's details changed for Mr Fraser David Haldane on 18 June 2019
Appointment of Mr Fraser David Haldane as a director on 18 June 2019
Appointment of Mrs Julie Mitchell as a director on 18 June 2019
Confirmation statement made on 10 February 2019 with updates
Notification of Bannerman Johnstone Maclay Holdings Limited as a person with significant control on 19 April 2018
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