Company Overview
Forty Two Financial Planning Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 19 December 2005, so this is a well established company. Forty Two Financial Planning Limited has been in business for 20 years and 3 months. The accounts status is small and the accounts are next due on Friday 31 July 2026.
Registered Address

4 Kingshill Park, Venture Drive, Arnhall Business Park, Westhill, Aberdeenshire, AB32 6FL
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Companies House Data
Company NameFORTY TWO FINANCIAL PLANNING LIMITED
Company NumberSC294648
Registered Office Address4 Kingshill Park
 Venture Drive, Arnhall Business Park
 AB32 6FL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date19/12/2005
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2026
Accounts Last Made Up Date31/10/2024
Accounts Account CategorySMALL
Returns Next Due Date16/01/2017
Returns Last Made Up Date19/12/2015
Directors & Members
Show Resigned
David Gow - Director
(British, 47 years old, born February 1979)
Appointed 04 August 2017
 Active
Keith MacKie - Director
(British, 58 years old, born May 1968)
Appointed 31 May 2019
 Active
Alexander Robertson - Director
(British, 74 years old, born August 1952)
Appointed 04 August 2017
 Active
Secretaries
Show Resigned
Other Company Directorships
David Gow
ACUMEN FINANCIAL PLANNING LIMITED
DUCKWORTH ALEXANDER LTD
LOCH FYNE FINANCIAL MANAGEMENT LIMITED
MEDICAL AND DENTAL FINANCIAL PLANNERS LTD.
THE FINANCIAL PLANNING GROUP LIMITED
Keith MacKie
ACUMEN EMPLOYEE BENEFITS LIMITED
ACUMEN FINANCIAL PLANNING LIMITED
ACUMEN HOLDINGS (ABERDEEN) LIMITED
DUCKWORTH ALEXANDER LTD
LOCH FYNE FINANCIAL MANAGEMENT LIMITED
MEDICAL AND DENTAL FINANCIAL PLANNERS LTD.
THE FINANCIAL PLANNING GROUP LIMITED
Alexander Robertson
ACUMEN EMPLOYEE BENEFITS LIMITED
D NESS LIMITED
DUCKWORTH ALEXANDER LTD
ENRICH FINANCIAL PLANNING LIMITED
ENRICH TAX CONSULTANCY LIMITED
FREELANCE ENHANCE LIMITED
FREELANCE EURO SERVICES (CLIII) LIMITED
FREELANCE EURO SERVICES (CLXV) LIMITED
FREELANCE EURO SERVICES (CMLXI) LIMITED
FREELANCE EURO SERVICES (CMLXXXVIII) LIMITED
FREELANCE EURO SERVICES (DCCCLXXVII) LIMITED
FREELANCE EURO SERVICES (DCCLXXXIV) LIMITED
FREELANCE EURO SERVICES (DCCLXXXV) LIMITED
FREELANCE EURO SERVICES (DCLXV) LIMITED
FREELANCE EURO SERVICES (DCLXVII) LIMITED
FREELANCE EURO SERVICES (DCLXXVI) LIMITED
FREELANCE EURO SERVICES (DCXXIX) LIMITED
FREELANCE EURO SERVICES (MCLI) LIMITED
FREELANCE EURO SERVICES (MCXLII) LIMITED
FREELANCE EURO SERVICES (MCXVI) LIMITED
FREELANCE EURO SERVICES (MCXX) LIMITED
FREELANCE EURO SERVICES (MLXXX) LIMITED
FREELANCE EURO SERVICES (MXC) LIMITED
FREELANCE EURO SERVICES (XII) LIMITED
FREELANCE EURO SERVICES (XLIII) LIMITED
FREELANCE WORLD ACCOUNTING LTD
FREELANCE WORLD CIS LIMITED
FREELANCE WORLD HOLDINGS LTD
FREELANCE WORLD SOLO LIMITED
LOCH FYNE FINANCIAL MANAGEMENT LIMITED
LOCHSIDE MANAGEMENT LIMITED
MEDICAL AND DENTAL FINANCIAL PLANNERS LTD.
SPRINGGEN ADVICE LTD
THE FINANCIAL PLANNING GROUP LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2021 31-Oct-2020
Balance Sheet
Fixed Assets 0 0 0
Current Assets 23,364 23,364 139,268
Creditors Due Within One Year 8,260 8,260 33,869
Working Cap 15,104 15,104 105,399
Total Assets Less Current Liabilities 15,104 15,104 105,399
Long-term Liabilities 0 0 0
Net Assets 15,104 15,104 105,399
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 15,104 15,104 105,399
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2021 31-Oct-2020
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - 21.1%
Cash Bank In Hand - - 78.9%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 35.4% 35.4% 24.3%
Net Current Assets Liabilities 64.6% 64.6% 75.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 64.6% 64.6% 75.7%
Capital Employed - - -
Total Assets Less Current Liabilities 64.6% 64.6% 75.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2021 31-Oct-2020
Liquidity Ratio 2.8 2.8 4.1
Solvency Ratio 2.8 2.8 4.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2021 31-Oct-2020
Assets 23,364 23,364 139,268
Debt 8,260 8,260 33,869
Net Assets/Debt 15,104 15,104 105,399

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around AB32 6FL
STORMGEO LIMITED
UNIT 6 KINGSHILL PARK, VENTURE DRIVE, ARNHALL BUSINESS PARK, WESTHILL, AB32 6FL
PS TRAINING NORTH LIMITED
Unit 1 Kingshill Park Venture Drive, Arnhall Business Park, Westhill, Aberdeen, AB32 6FL
Document Filings
Confirmation statement made on 3 January 2026 with no updates
Confirmation statement made on 3 January 2025 with no updates
Register inspection address has been changed from 4 Venture Drive Arnhall Business Park Westhill AB32 6FL Scotland to 4 Kingshill Park Arnhall Business Park Westhill AB32 6FL
Confirmation statement made on 3 January 2024 with no updates
Confirmation statement made on 3 January 2023 with no updates
Confirmation statement made on 3 January 2022 with no updates
Director's details changed for Mr Alexander George Robertson on 31 January 2022
Register inspection address has been changed from 11 Portland Road Kilmarnock Ayrshire KA1 2BT Scotland to 4 Venture Drive Arnhall Business Park Westhill AB32 6FL
Confirmation statement made on 3 January 2021 with no updates
Registered office address changed from 2 Rubislaw Terrace Aberdeen Aberdeenshire AB10 1XE United Kingdom to 4 Kingshill Park Venture Drive, Arnhall Business Park Westhill Aberdeenshire AB32 6FL on 2 February 2021
Termination of appointment of Shepherd & Wedderburn Secretaries Limited as a secretary on 2 February 2021
Confirmation statement made on 3 January 2020 with no updates
Previous accounting period shortened from 31 March 2019 to 31 October 2018
Appointment of Mr Keith Mackie as a director on 31 May 2019
Termination of appointment of Alan Dick as a director on 31 May 2019
Registered office address changed from 2 Rubislaw Terrace Aberdeen United Kingdom to 2 Rubislaw Terrace Aberdeen Aberdeenshire AB10 1XE on 20 February 2019
Confirmation statement made on 2 January 2019 with updates
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