Company Overview
Visions (Cumnock) Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 26 July 2004, so this is a well established company. Visions (Cumnock) Limited has been in business for 21 years and 8 months. The accounts status is micro entity and the accounts are next due on Monday 31 August 2026.
Registered Address

Visions Leisure Centre, Auchinleck Road, Cumnock, Ayrshire, KA18 1AN
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameVISIONS (CUMNOCK) LIMITED
Company NumberSC271133
Registered Office AddressVisions Leisure Centre
 Auchinleck Road
 KA18 1AN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date26/07/2004
Accounting Reference Date Day30
Accounting Reference Date Month11
Accounts Next Due Date31/03/2027
Accounts Last Made Up Date30/06/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date23/08/2016
Returns Last Made Up Date26/07/2015
Directors & Members
Show Resigned
Steven Allan - Director
(Scottish, 43 years old, born May 1983)
Appointed 07 April 2025
 Active
Ann Arthur - Director
(British, 81 years old, born October 1945)
Appointed 14 June 2006
 Active
Kaye Hannah - Director
(British, 71 years old, born January 1955)
Appointed 26 July 2004
 Active
Albert Hope - Director
(Scottish, 71 years old, born March 1955)
Appointed 07 April 2025
 Active
Jean Jagodowski - Director
(Scottish, 72 years old, born April 1954)
Appointed 14 June 2006
 Active
Fiona Nolan - Director
(Scottish, 63 years old, born October 1963)
Appointed 01 January 2015
 Active
Karen Russell - Director
(Scottish, 63 years old, born February 1963)
Appointed 01 April 2018
 Active
Secretaries
Show Resigned
Jean Jagodowski - Secretary
(Scottish)
Appointed 14 June 2006
 Active
Other Company Directorships
Steven Allan
CONCEPT HR SOLUTIONS LTD
Ann Arthur
CUMNOCK & DISTRICT LEISURE GROUP
Kaye Hannah
CUMNOCK & DISTRICT LEISURE GROUP
Albert Hope
No companies found
Jean Jagodowski
CUMNOCK & DISTRICT LEISURE GROUP
DPG (CUMNOCK) LTD
Fiona Nolan
CUMNOCK & DISTRICT LEISURE GROUP
DPG (CUMNOCK) LTD
Karen Russell
DPG (CUMNOCK) LTD
MCKECHNIES GARAGE LTD
Balance Sheet Unlock full report
Accounts Date 30-Jun-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 50,052 50,052 53,264
Current Assets 54,944 54,944 30,341
Creditors Due Within One Year 97,415 97,415 48,166
Working Cap -42,471 -42,471 -17,825
Total Assets Less Current Liabilities 7,581 7,581 35,439
Long-term Liabilities 0 0 0
Net Assets 7,581 7,581 35,439
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 7,581 7,581 35,439
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 47.7% 47.7% 63.7%
Stocks Inventory - - -
Debtors 44.0% 44.0% 13.3%
Cash Bank In Hand 8.3% 8.3% 23.0%
Current Assets 52.3% 52.3% 36.3%
Creditors Due Within One Year 92.8% 92.8% 57.6%
Net Current Assets Liabilities -40.5% -40.5% -21.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 7.2% 7.2% 42.4%
Capital Employed - - -
Total Assets Less Current Liabilities 7.2% 7.2% 42.4%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 0.6 0.6 0.6
Solvency Ratio 1.1 1.1 1.7
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2025 31-Mar-2022 31-Mar-2021
Assets 104,996 104,996 83,605
Debt 97,415 97,415 48,166
Net Assets/Debt 7,581 7,581 35,439

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around KA18 1AN
CUMNOCK & DISTRICT LEISURE GROUP
Visions Leisure Centre, Auchinleck Road, Cumnock, Ayrshire, KA18 1AN
Document Filings
Previous accounting period shortened from 30 November 2025 to 30 June 2025
Confirmation statement made on 23 July 2025 with no updates
Director's details changed for Mrs Karen Richmond Russell on 10 July 2025
Director's details changed for Mrs Fiona Nolan on 10 July 2025
Director's details changed for Mrs Jean Hamilton Jagodowski on 10 July 2025
Director's details changed for Kaye Clark Hannah on 10 July 2025
Director's details changed for Mrs Ann Young Wilson Arthur on 10 July 2025
Secretary's details changed for Mrs Jean Hamilton Jagodowski on 10 July 2025
Previous accounting period shortened from 31 March 2025 to 30 November 2024
Appointment of Mr Albert Hill Hope as a director on 7 April 2025
Appointment of Mr Steven William Alexander Allan as a director on 7 April 2025
Confirmation statement made on 23 July 2024 with no updates
Confirmation statement made on 17 July 2024 with no updates
Notification of Cumnock & District Leisure Group as a person with significant control on 1 November 2016
Amended total exemption full accounts made up to 31 March 2023
Termination of appointment of Robert Jamieson Wilson as a director on 20 February 2024
Compulsory strike-off action has been discontinued
Confirmation statement made on 26 July 2023 with no updates
Compulsory strike-off action has been suspended
First Gazette notice for compulsory strike-off
Termination of appointment of William Russell Cowan as a director on 31 March 2023
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free